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OHIO LIFE AND HEALTH STATE BUNDLED EXAM 2024

OHIO LIFE AND HEALTH STATE EXAM 2024 OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS

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OHIO LIFE AND HEALTH PRACTICE EXAM 2024

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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 Ownership of a life insurance policy may be temporarily transferred with a(n) - correct answer collateral assignment Which of the following statements is CORRECT regarding an individual applying for life or health insurance? - correct answer The appli...

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OHIO LIFE AND HEALTH STATE EXAM 2024

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OHIO LIFE AND HEALTH STATE EXAM 2024 What type of policy would only provide coverage for specific type of illnesses? - correct answer Dread disease insurance Justin is receiving disability income benefits from a group policy paid for by his employer. How are these benefits treated for tax p...

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OHIO LIFE EXAM WITH 100% CORRECT ANSWERS

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OHIO LIFE EXAM WITH 100% CORRECT ANSWERS Which of the following would be sufficient violation to warrant rejection, revocation, or suspension of an insurance agent's license? 1) a moving violation ticket 2) a denied license in another state 3) acting as a fiduciary 4) an unintentional mis...

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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS

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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? - correct answer Life income Someone needing custodial care at home would require which type of coverage? - correct answer L...

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XCEL OHIO LIFE AND HEALTH STATE PRACTICE EXAM 2024

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XCEL OHIO LIFE AND HEALTH STATE PRACTICE EXAM 2024 Which of these describes the result of a modified endowment contract that failed to meet the seven-pay test? - correct answer Pre-death distributions are typically taxable. A medical provider that accepts Medicare Assignment must - correct ...

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OHIO LIFE/HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS

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OHIO LIFE/HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS Which statement best describes the tax responsibilities under a Business Overhead policy? - correct answer Premiums are deductible, benefits are taxed In which type of insurance company may stockholders share in the profits and ...

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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS.

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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS An insured has a stop-loss limit of $5,000, a deductible of $500, and an 80/20 coinsurance. The insured incurs $25,000 of covered losses. How much will the insured have to pay? $500 $5,000 $5,400 $5,600 - correct answer $5,...

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OHIO LIFE AND HEALTH INSURANCE PRACTICE FINAL EXAM 2024

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OHIO LIFE AND HEALTH INSURANCE PRACTICE FINAL EXAM 2024 Premiums paid that exceed 7 1/2% of an insured's Adjusted Gross Income (AGI) are tax-deductible when paid for which of the following plans? - correct answer Qualified Long-Term Care plan All _____ policies must be guaranteed renewable....

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OHIO LIFE INSURANCE FINAL EXAM 2024 WITH 100% CORRECT ANSWERS

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OHIO LIFE INSURANCE FINAL EXAM 2024 WITH 100% CORRECT ANSWERS Which of the following is usually the owner of the annuity? - correct answer The annuitant Which of the following is not true of the straight life income option for annuities? - correct answer A beneficiary will receive any balanc...

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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS

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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS A life insurance company has transferred some of its risk to another insure. The insurer assuming the risk is called - correct answer all of the following are examples of business continuation plan except - correct answer Deffered Comp...

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OHIO LIFE ONLY EXAM 2024 WITH 100% CORRECT ANSWERS

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OHIO LIFE ONLY EXAM 2024 WITH 100% CORRECT ANSWERS Which annuity payout option allows the policyowner to choose a pre-determined number of benefit payments? - correct answer Period certain What happens when an insurance policy is backdated? - correct answer The policy's probation period is...

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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS

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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS To qualify for appointment of agent - correct answer 18 YOA, US citizenship not required, no minimum residency Original certificate good for.... - correct answer 180 days Renewal for license - correct answer beinnially on birth month...

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