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PACKAGE DEAL FOE ALL XCEL SOLUTIONS EXAM QUESTIONS AND ANSWERS 100% VERIFIED GRADED A 2024 $48.99   Add to cart

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PACKAGE DEAL FOE ALL XCEL SOLUTIONS EXAM QUESTIONS AND ANSWERS 100% VERIFIED GRADED A 2024

PACKAGE DEAL FOE ALL XCEL SOLUTIONS EXAM QUESTIONS AND ANSWERS 100% VERIFIED GRADED A 2024

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Xcel Final Exam Top Rated Questions and Answers with Complete Solutions 2024 Graded A

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Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance p...

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XCEL SOLUTIONS - FINAL EXAM QUESTIONS AND ANSWERS 100% VERIFIED GRADED A 2024

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K has a life insurance policy where her husband is beneficiary and her daughter is contingent beneficiary. Under the Common Disaster clause, if K and her husband are both killed in an automobile accident, where would the death proceeds be directed? - Daughter When is a Group Health policy require...

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XCEL Final Exam Questions and Answers Graded A

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Irrevocable beneficiary - What kind of life insurance beneficiary requires his/her consent when a change of beneficiary is made? Anytime - When can a policy-owner change a revocable beneficiary? Daughter - K has a life insurance policy where her husband is beneficiary and her daughter is conti...

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions and Answers 2024

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The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that...

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Xcel solutions final exam questions and answers top rated 2024

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Insuring Which health policy clause specifies the amount of benefits to be paid - Insuring The investment gains from a universal life policy usually go to - The cash value L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer finds out that the appl...

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Xcel Solutions IN Life Insurance Final Exam Study Questions and Answers With 100% Verified Solutions

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P is a producer who is licensed in Indiana , but a resident of Michigan . In Indiana , P is considered to be a ( n ) __________ producer . - nonresident . Why would the Insurance Commissioner issue a temporary license ? - To allow the personal representative of a deceased producer to provide serv...

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Xcell Testing Solutions (Life & Health) Final 150 Question Practice Exam 2024 Graded A

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When can a policy owner change a revocable beneficiary? - Anytime M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as beneficiary. M has the right to change the beneficiary designation at anytime. What type of beneficiary is his son? - Revocable How would a con...

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XCEL Final Exam Study Questions and Answers Graded A

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In the Michigan Insurance Code, Chapter 45, insurance fraud defines financial loss as all of the following EXCEPT - additional premiums Which of the following statements are NOT true regarding the limited fungi, wet or dry rot , or bacteria coverage - HO 04 26 endorsement is used with HO 03 forms...

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Xcel solutions - Final Exam 2024 Graded A Questions and Answers 2024

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in Louisiana, legal action can be taken for up to ___ year(s) against an insurer for failure to pay health insurance claims after proof of loss was submitted. - 1 When does an immediate annuity begin making payments? - After the first premium has been paid Which of the following statements is ...

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Xcel Solutions Final Exam - Michigan Life and Health Exam Study Questions and Answers Graded A 2024

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Shawn, Mike, and Dave are brothers who have a $100,000 "first to die" joint life policy covering all three of their lives. If Mike dies first, the policy proceeds A.) Will no longer provide insurance protection B.) Will go to Mike's estate C.) Wwill be divided by probate D.) Will not be p...

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Xcel solutions final exam Maryland Life and Health Exam Study Questions and Answers Graded A 2024

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What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? - A reduction in benefits A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a - Risk retention group During ...

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XCEL Final Exam California Life Insurance Exam Questions and Answers 2024

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A savings vehicle designed to first accumulate funds and then systematically liquidates the funds is called a(n) - Deferred Annuity Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insur...

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Insurance license practice XCEL solutions FINAL EXAM #12 - Texas life only 2024

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Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? - Life income Question 2 A new agent must complete at least _____ hours of continuing education within 24 months of initial license? - 24 hours Question 3 L takes out a life insu...

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XCEL VA Final Exam Questions and Answers with Verified Solutions Graded A 2024

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The free-look period for a new Medicare Supplement policy is - 30 days Al surrenders his life insurance policy for its cash value. The total of the premiums paid into the policy minus total dividends received in cash or used to offset premiums is referred to as the - cost basis All of these ar...

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XCEL Solutions practice Exam Simulator Study Guide Graded A 2024

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Which of the following statements is CORRECT regarding the tax treatment of a lump-sum payment paid to a life insurance policy's primary beneficiary? - All proceeds are income tax free in the year they are received. A(n) _____ insurance company is one formed in a country other than the United St...

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XCEL Exam Simulator FL Study Guide 2024

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S recently received a $500,000 lump sum retirement buyout from her employer. She would like to buy an annuity that will immediately furnish her with a guaranteed income for life. What type of annuity is best suited for her situation? - Single Premium. Immediate Annuities are purchased with a sing...

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XCEL FINAL STUDY LOUISIANA LHA INSURANCE EXAM QUESTIONS AND ANSWERS GRADED A 2024

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Under group health insurance, a certificate of coverage is issued to the - employee Which of the following actions may an insurance company NOT do in a health policy that contains a guaranteed renewable premium benefit? - Increase the premiums on an individual basis A payment system for health...

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