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Xcel Life Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
Xcel Life Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
[Show more]Xcel Life Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
[Show more]Comprehensive Final Certification Exam: 
Illinois Health Insurance (Xcel Solutions) 
 
Which type of long-term care benefit would be most appropriate for a stroke victim who requires 
speech therapy administered at her home? - home health care 
 
Jennifer is required to pay a specific sum out of poc...
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Add to cartComprehensive Final Certification Exam: 
Illinois Health Insurance (Xcel Solutions) 
 
Which type of long-term care benefit would be most appropriate for a stroke victim who requires 
speech therapy administered at her home? - home health care 
 
Jennifer is required to pay a specific sum out of poc...
XCEL Chapters 1-4 Solutions 
 
a nonparticipating company is sometimes called a - stock insurer 
 
Fraternal Benefit Society has each other the following characteristics except - exist for profit 
 
The Fair Credit and Reporting Act's main purpose is to - protect consumers with guidelines 
regardin...
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Add to cartXCEL Chapters 1-4 Solutions 
 
a nonparticipating company is sometimes called a - stock insurer 
 
Fraternal Benefit Society has each other the following characteristics except - exist for profit 
 
The Fair Credit and Reporting Act's main purpose is to - protect consumers with guidelines 
regardin...
XCEL Exam Solutions 
 
A partial surrender is allowed in which of the following life policies? - Universal life 
 
All of the following riders can increase the death benefit amount EXCEPT - Waiver of 
Premium 
 
A health insurance policy where the insurer has the right to terminate the policy fr rea...
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Add to cartXCEL Exam Solutions 
 
A partial surrender is allowed in which of the following life policies? - Universal life 
 
All of the following riders can increase the death benefit amount EXCEPT - Waiver of 
Premium 
 
A health insurance policy where the insurer has the right to terminate the policy fr rea...
Xcel Final Exam Comprehensive of Life 
 
and Health Insurance 
 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social 
Security 
 
The focus of major medical insurance is providing coverage for - medical and hospitalization 
expenses 
 
An insured under a Major ...
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Add to cartXcel Final Exam Comprehensive of Life 
 
and Health Insurance 
 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social 
Security 
 
The focus of major medical insurance is providing coverage for - medical and hospitalization 
expenses 
 
An insured under a Major ...
Xcel Life Insurance Exam 
 
Replacement regulation is designed to protect - Policyowners from mirepresentation and loss 
of benefits 
 
All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health 
services 
 
Which of these will have the highest monthly payout upon annui...
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Add to cartXcel Life Insurance Exam 
 
Replacement regulation is designed to protect - Policyowners from mirepresentation and loss 
of benefits 
 
All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health 
services 
 
Which of these will have the highest monthly payout upon annui...
Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 
 
Questions 
 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - 
insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Cal...
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Add to cartXcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 
 
Questions 
 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - 
insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do Not Cal...
Xcel Life Policies Exam 
 
Which type of multiple protection policy pays on the death of the last person? 
 
A. Joint Life Policy 
B. Dual Life Policy 
C. Multiple Life Policy 
D. Survivorship Life Policy - D. Survivorship Life Policy 
 
A policy owner may change two policy features on what type of ...
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Add to cartXcel Life Policies Exam 
 
Which type of multiple protection policy pays on the death of the last person? 
 
A. Joint Life Policy 
B. Dual Life Policy 
C. Multiple Life Policy 
D. Survivorship Life Policy - D. Survivorship Life Policy 
 
A policy owner may change two policy features on what type of ...
XCEL Exam Simulator FL 
 
S recently received a $500,000 lump sum retirement buyout from her employer. She would like 
to buy an annuity that will immediately furnish her with a guaranteed income for life. What type 
of annuity is best suited for her situation? - Single Premium. 
 
Immediate Annuiti...
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Add to cartXCEL Exam Simulator FL 
 
S recently received a $500,000 lump sum retirement buyout from her employer. She would like 
to buy an annuity that will immediately furnish her with a guaranteed income for life. What type 
of annuity is best suited for her situation? - Single Premium. 
 
Immediate Annuiti...
XCEL TESTING SOLUTIONS - CALIFORNIA PRE- 
LICENSING EDUCATION - LIFE, ACCIDENT AND 
 
HEALTH INSURANCE 
 
When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Copy of the signed authorization 
 
Which of the following is NOT a required uniform ...
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Add to cartXCEL TESTING SOLUTIONS - CALIFORNIA PRE- 
LICENSING EDUCATION - LIFE, ACCIDENT AND 
 
HEALTH INSURANCE 
 
When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Copy of the signed authorization 
 
Which of the following is NOT a required uniform ...
XCEL - NY - Exam Simulator 1 Insurance 
 
Jonas is a whole life insurance policyowner and would like to add coverage for his two children. 
Which of the following products would allow him to accomplish this? - Child Term Rider 
 
Lisa has recently bought a fixed annuity. Which of these is considered...
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Add to cartXCEL - NY - Exam Simulator 1 Insurance 
 
Jonas is a whole life insurance policyowner and would like to add coverage for his two children. 
Which of the following products would allow him to accomplish this? - Child Term Rider 
 
Lisa has recently bought a fixed annuity. Which of these is considered...
Xcel Life, Accident, Health License Exam 
 
Questions 
 
who is not eligible for social security survivor benefits? 
 
A. Full-time students under the age of 19 
B. A deceased worker's dependent parents of any age 
C. A widow at any age who is caring for children younger than 16 
D. A widow at full...
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Add to cartXcel Life, Accident, Health License Exam 
 
Questions 
 
who is not eligible for social security survivor benefits? 
 
A. Full-time students under the age of 19 
B. A deceased worker's dependent parents of any age 
C. A widow at any age who is caring for children younger than 16 
D. A widow at full...
XCEL Solutions: Virginia Weighted Real 
 
Time Exam 
 
An accident and Health insurance applicant who fails to includes material medical information 
on an application would be reason for the insurer to - deny any future claims and to refund 
the premium 
 
S has a Whole Life Policy with a premium p...
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Add to cartXCEL Solutions: Virginia Weighted Real 
 
Time Exam 
 
An accident and Health insurance applicant who fails to includes material medical information 
on an application would be reason for the insurer to - deny any future claims and to refund 
the premium 
 
S has a Whole Life Policy with a premium p...
North Carolina XCEL Testing Life & 
Health Insurance Exam Study 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit 
history is being investigated: - 1970 - Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically...
Preview 3 out of 19 pages
Add to cartNorth Carolina XCEL Testing Life & 
Health Insurance Exam Study 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit 
history is being investigated: - 1970 - Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically...
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