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undle of HUD Housing Counseling Exams| Questions and Answer Already Passed
A Bundle of HUD Housing Counseling Exams| Questions and Answer Already Passed
[Show more]A Bundle of HUD Housing Counseling Exams| Questions and Answer Already Passed
[Show more]Quiz :Adjustable Rate Mortgage (ARM) - Answer :Adjustable rate mortgages have an initial 
rate that applies for a defined period of time (typically from one month to 10 years), then 
adjusts at pre-determined intervals for the life of the loan. Interest rates can increase or 
decrease when adjusted....
Preview 2 out of 8 pages
Add to cartQuiz :Adjustable Rate Mortgage (ARM) - Answer :Adjustable rate mortgages have an initial 
rate that applies for a defined period of time (typically from one month to 10 years), then 
adjusts at pre-determined intervals for the life of the loan. Interest rates can increase or 
decrease when adjusted....
Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) - 
Correct answer-Civil Rights Act of 1866 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) - 
Correct answer-Fair Housing Act of 1968 
added gender (sex) ...
Preview 3 out of 22 pages
Add to cartFederal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) - 
Correct answer-Civil Rights Act of 1866 
banned discrimination in the rental or sale of housing (Race, color, religion, national origin) - 
Correct answer-Fair Housing Act of 1968 
added gender (sex) ...
Civil Rights Act of 1866 correct answerFederal law granting citizenship to former slaves; passed 
over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 correct answerbanned discrimination in the rental or sale of housing 
(Race, color, religion, national origin) 
Housing and Community Dev...
Preview 4 out of 41 pages
Add to cartCivil Rights Act of 1866 correct answerFederal law granting citizenship to former slaves; passed 
over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 correct answerbanned discrimination in the rental or sale of housing 
(Race, color, religion, national origin) 
Housing and Community Dev...
Deed Restrictions correct answerLegally enforceable terms that govern the use of real estate 
Redlining correct answerThe practice of refusing to make residential loans or imposing more 
onerous terms on any loans made because of the predominant race, color, national origin, 
religion, sex, disabili...
Preview 2 out of 12 pages
Add to cartDeed Restrictions correct answerLegally enforceable terms that govern the use of real estate 
Redlining correct answerThe practice of refusing to make residential loans or imposing more 
onerous terms on any loans made because of the predominant race, color, national origin, 
religion, sex, disabili...
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? - Correct answer-List of Assets 
Retirement plan statement 
Pay stub X 
Current lease 
A client would like purchase a home within one year. The client is motivated to increase 
...
Preview 2 out of 8 pages
Add to cartWhich document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? - Correct answer-List of Assets 
Retirement plan statement 
Pay stub X 
Current lease 
A client would like purchase a home within one year. The client is motivated to increase 
...
A client, who is a divorced local school teacher, is interested in purchasing his first home. He 
wishes to stay in the same neighborhood where he now lives and to purchase a home in the low- 
$100,000 range. He currently leases a car for $435 a month and would like to buy a new car. The 
client has...
Preview 4 out of 33 pages
Add to cartA client, who is a divorced local school teacher, is interested in purchasing his first home. He 
wishes to stay in the same neighborhood where he now lives and to purchase a home in the low- 
$100,000 range. He currently leases a car for $435 a month and would like to buy a new car. The 
client has...
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