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Texas All Lines Adjuster Test
Texas All Lines Adjuster Test
[Show more]Texas All Lines Adjuster Test
[Show more]Accelerated Benefits - correct answer-Riders attached to life insurance policies which allow 
death benefits to be used to cover nursing or convalescent home expenses. 
Accident - correct answer-An unplanned, unforeseen event which occurs suddenly and at an 
unspecified place. 
Accident Insurance - ...
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Add to cartAccelerated Benefits - correct answer-Riders attached to life insurance policies which allow 
death benefits to be used to cover nursing or convalescent home expenses. 
Accident - correct answer-An unplanned, unforeseen event which occurs suddenly and at an 
unspecified place. 
Accident Insurance - ...
TX GENERAL LINES LIFE, ACCIDENT 
AND HEALTH EXAM PREP
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Add to cartTX GENERAL LINES LIFE, ACCIDENT 
AND HEALTH EXAM PREP
Subrogate Subrogation is the right for an insurer to legally pursue a third party that caused 
an insurance loss to the insured. This is done as a means of recovering the amount of the 
claim paid by the insurance carrier to the insured for the loss. - correct answer-While 
investigating a claim, yo...
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Add to cartSubrogate Subrogation is the right for an insurer to legally pursue a third party that caused 
an insurance loss to the insured. This is done as a means of recovering the amount of the 
claim paid by the insurance carrier to the insured for the loss. - correct answer-While 
investigating a claim, yo...
Texas State Exam Simulator - Life and Health Insurance (200 questions and verified answers Practice Exam)
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Add to cartTexas State Exam Simulator - Life and Health Insurance (200 questions and verified answers Practice Exam)
Study Guide Ins TX - LAH05 - General Lines - Life, Accident, and Health 
What type of reinsurance contract involves two companies automatically sharing their risk 
exposure? - correct answer-Treaty 
The stated amount or percent of liquid assets that an insurer must have on hand that will 
satisfy fu...
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Add to cartStudy Guide Ins TX - LAH05 - General Lines - Life, Accident, and Health 
What type of reinsurance contract involves two companies automatically sharing their risk 
exposure? - correct answer-Treaty 
The stated amount or percent of liquid assets that an insurer must have on hand that will 
satisfy fu...
LIFE SECTION 1 - correct answer-LIFE SECTION 1 
1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 
20-year-amortized $50,000 business-improvement loan. Which of the following plans would 
adequately protect Ms. Timms at the minimum premium outlay? - correct an...
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Add to cartLIFE SECTION 1 - correct answer-LIFE SECTION 1 
1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 
20-year-amortized $50,000 business-improvement loan. Which of the following plans would 
adequately protect Ms. Timms at the minimum premium outlay? - correct an...
A severe thunderstorm damaged a policyholder's residence. He called and asked how long it 
would be before he received payment for his claim. Which of the following would NOT be an 
appropriate response? - correct answer-We have 6 months to reach a final settlement with 
you. 
Janelle has just grad...
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Add to cartA severe thunderstorm damaged a policyholder's residence. He called and asked how long it 
would be before he received payment for his claim. Which of the following would NOT be an 
appropriate response? - correct answer-We have 6 months to reach a final settlement with 
you. 
Janelle has just grad...
Accumulated Depreciation - correct answer-The total decrease in an item's value over a 
period of time. Formula: (Annual Depreciation x Number of years used) 
Acreage Reporting Date - correct answer-The deadline for providing the insurer with an 
acreage report, which is used to determine the amoun...
Preview 3 out of 20 pages
Add to cartAccumulated Depreciation - correct answer-The total decrease in an item's value over a 
period of time. Formula: (Annual Depreciation x Number of years used) 
Acreage Reporting Date - correct answer-The deadline for providing the insurer with an 
acreage report, which is used to determine the amoun...
All of the following are criteria for an accident to have occurred "in the course of" the 
employment under a workers' compensation policy, EXCEPT: - correct answer-While 
performing a task that a fellow worker requested, that was unusual to the employee's job 
description, but occurred on the e...
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Add to cartAll of the following are criteria for an accident to have occurred "in the course of" the 
employment under a workers' compensation policy, EXCEPT: - correct answer-While 
performing a task that a fellow worker requested, that was unusual to the employee's job 
description, but occurred on the e...
If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability 
coverage that would be paid in a covered loss where three people are involved. - correct 
answer-$30,000 
Which of the following statements best describes an inland marine policy? - correct 
answer-Pertain...
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Add to cartIf an automobile policy has split limits of 30/60/25. What is the maximum amount of liability 
coverage that would be paid in a covered loss where three people are involved. - correct 
answer-$30,000 
Which of the following statements best describes an inland marine policy? - correct 
answer-Pertain...
Accumulated Depreciation - correct answer-The total decrease in an item's value over a 
period of time. Formula: (Annual Depreciation x Number of years used) 
Acreage Reporting Date - correct answer-The deadline for providing the insurer with an 
acreage report, which is used to determine the amoun...
Preview 3 out of 20 pages
Add to cartAccumulated Depreciation - correct answer-The total decrease in an item's value over a 
period of time. Formula: (Annual Depreciation x Number of years used) 
Acreage Reporting Date - correct answer-The deadline for providing the insurer with an 
acreage report, which is used to determine the amoun...
All Lines Adjuster Exam 
The insured has filed a claim under the "Business Income Department Properties - Broad 
Form" because the primary buyer of products and services from the business has filed for 
bankruptcy under this form the primary buyers business would be known as - correct 
answer-A re...
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Add to cartAll Lines Adjuster Exam 
The insured has filed a claim under the "Business Income Department Properties - Broad 
Form" because the primary buyer of products and services from the business has filed for 
bankruptcy under this form the primary buyers business would be known as - correct 
answer-A re...
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