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Florida Health Insurance Guaranteed A+ Package Solution

Florida Health Insurance Guaranteed A+ Package Solution

27 items

Florida Insurance Exam With Verified Solutions

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Florida Insurance Exam With Verified Solutions Insuring clause The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: K applies for a life insurance policy on herself and submits the initial premium with the application. She is...

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Florida Health Insurance Exam Rated A+

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Florida Health Insurance Exam Rated A+ Accident An unplanned, unforeseen event which occurs suddenly and at an unspecified place Accident Insurance bodily injury A type of insurance that protects the insured against loss due to accidental Accidental Bodily Injury Unplanned, unforeseen ...

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Florida Life and Health Insurance Rated A+

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Florida Life and Health Insurance Rated A+ Insured Rider The person covered by the insurance policy. A written modification attached to a policy that increases or decreases coverage and/or premiums. What is a unilateral contract? its obligations. A contract in which only one of...

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Florida State Health Insurance Test With Complete Solutions

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Florida State Health Insurance Test With Complete Solutions neighbor EXCEPT: a)dependent b)spouse An individual may purchase a life insurance policy on all of the following persons c) business partner d) neighbor preexisting condition regarding long term care insurance, the exis...

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Florida Health 240 Insurance Already Graded A+

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Florida Health 240 Insurance Already Graded A+ Rules of Construction Utmost good faith Help to identify and establish the intent of the parties to the contract Each party is entitled to rely on the representation of the other, and each party should have a reasonable expectation that th...

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Florida Life and Health Insurance Practice Questions With Complete Solutions

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Florida Life and Health Insurance Practice Questions With Complete Solutions 30 Within how many days must a licensee notify the Department of Financial Services of a change in address? All of the following entries are classified under the four principal areas of Florida insurance law EXC...

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Florida Health Insurance Guaranteed A+

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Florida Health Insurance Guaranteed A+ Health insurance benefits NOT covered due to an act of war are: contract provisions excluded by the insurer in the Which type of renewability best describes a Disability Income policy that covers an individual until the age of 65, but the insurer ha...

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Florida Health and Accident Insurance State Exam (A)

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Florida Health and Accident Insurance State Exam (A) Which mode of payment is NOT used by health insurance policies? The Coordination of Benefits provision Single Premium prevents an insured covered by two health plans from making a profit on a covered loss After an insured gives notic...

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Exam Simulator- Florida Life and Health State Exam Simulator Rated A+

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Exam Simulator- Florida Life and Health State Exam Simulator Rated A+ Which of the following statements about guaranteed renewable health insurance policy is correct? Premiums normally increase at the time of renewal. The issuer must provide a perspective buyer with an? Buyers guide and po...

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Florida 240 Practice exam questions and answers already verified

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Florida 240 Practice exam questions and answers already verified A medical expense policy that establishes the amount of benefit paid based upon the prevailing charges which fall within the standard range of fees normally charged for a specific procedure by a doctor of similar training and exp...

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Florida 2 15 Social Insurance All Answers Correct

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Florida 2 15 Social Insurance All Answers Correct What Medicare part provides a prescription drugs benefit? Part D An insured with Medicare Part D has reached the initial benefit limit and must now pay a portion of prescription drugs cost. What is the term for this gap in coverage? Th...

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FL Health Agent 240 All Answers Correct

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FL Health Agent 240 All Answers Correct An organization that transacts insurance only with its own members is a(n): Fraternal The ____________ has the power to issue rules and regulations to help enforce insurance laws. Commissioner, Superintendent, or Director All of the following are es...

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Florida Agent's Health Insurance: Field Underwriting Procedures 11%

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Florida Agent's Health Insurance: Field Underwriting Procedures 11% Contract Law Each insurance contract must have 4 essential elements to be legally binding. Elements of a Contract 1. Agreement 2. Consideration 3. Competent Parties 4. Legal Purpose Agreement: Offer Each In...

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Florida Health Concepts Rated A+

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Florida Health Concepts Rated A+ In the state of Florida, what is the minimum number of members required for a group health insurance policy? No minimum What Act governs group health insurance provisions offered by insurers or HMOs to small employers, usually 50 employees or less? Flor...

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Florida Statutes, Rules and Regulations Pertinent to Health Insurance 18%

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Florida Statutes, Rules and Regulations Pertinent to Health Insurance 18% Minimum Benefit Standards Grandfathered Health Plan Florida law regulates the minimum standards for coverage. Section 42&18011 of the US Code says that any group health plans participants have the right to maint...

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XCEL FL TEST STUDY GUIDE Graded A+

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XCEL FL TEST STUDY GUIDE Graded A+ Which of the following types of health coverage frequently uses a deductible? policy Major Medical What kind of Accidental Death and Dismemberment (AD&D) insurance beneficiary requires his/her consent when a change of beneficiary is made? Irrevocable be...

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Exam Simulator FL-LH - FL Health and Life and Annuity Already Rated A+

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Exam Simulator FL-LH - FL Health and Life and Annuity Already Rated A+ A non-contributory plan requires _________ participation of all eligible employees A characteristic of preferred provider organizations (PPOS) would be: 100% Discounted fees for the patient Which of the following ...

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Florida Insurance Exam (2-15) Already Rated A

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Florida Insurance Exam (2-15) Already Rated A A Supplementary Medical Expense policy combines the benefits of what two types of plans? Medical and Major Medical Which of the following is not correct concerning Health Maintenance Organizations? mandate enrollment for groups of 25 or more. W...

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Health and Accident Insurance State Exam Prep 2-40

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Health and Accident Insurance State Exam Prep 2-40 Multiple Employer Welfare Arrangement (MEWA) provides what type of benefits? Insurance XYZ Company pays the entire premium for its group health plan. The MINIMUM percentage of eligible employees that must be covered is 100% In Major ...

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Florida Life, Health and Variable Annuity Exam 2024

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Florida Life, Health and Variable Annuity Exam 2024 Categories of Life Insurance Ordinary Life Ordinary, Industrial and Group is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life ins...

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Final Exam -Florida Life and Health Rated A+

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Final Exam -Florida Life and Health Rated A+ Which of the following factors affect the amount of monthly disability benefits payable under social security? The THE AMOUNT OF BENEFITS AVAILABLE from other sources Which of the following provisions specifies how long a policy owner's health ...

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Florida Laws and Rules Pertinent to Insurance Already Rated A+

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Florida Laws and Rules Pertinent to Insurance Already Rated A+ All of the following are Nonforfeiture Options EXCEPT -Cash Surrender Option -Extended Term Option -Reduced Paid-Up Option -Automatic Premium Loan Option Automatic Premium Loan Option What do Dread Disease policies cover? a spe...

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Florida Life & Health Practice Test Already Rated A+

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Florida Life & Health Practice Test Already Rated A+ T and S are named co-primary beneficiaries on a $500,000 Accidental Death and Dismemberment policy insuring their father. Their mother was named contingent beneficiary. Five years later, S dies of natural causes and the father is killed in a...

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Florida Laws and Rules Pertinent to Insurance CH. 8

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Florida Laws and Rules Pertinent to Insurance CH. 8 Which of the following is NOT required in the Outline of Coverage for a health insurance policy? Explanation of the policy's benefits Listing of the policy's exclusions and limitations Projection of the policy's future costs Explana...

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Health: General Lines 2-20 Florida Exam Graded A+

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Health: General Lines 2-20 Florida Exam Graded A+ How many precisely worded clauses are there? 12 How many optional clauses are available through the heath insurance company? Cancellation Clause 10 Allows an insurance company to cancel mid-term. 20 Days notice Conditionally Renew...

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Exam Simulator: Florida Life and Health State Exam Already Rated A+

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Exam Simulator: Florida Life and Health State Exam Already Rated A+ A nonforfeiture clause gives the policy owner guaranteed values even if the policy has lapsed P loses an arm is a farm accident and is paid $10k from his Accidental Death and Dismemberment policy. This benefit is known as t...

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8 - Florida Laws and Rules Pertinent to Insurance (Test only has 40 Questions)

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8 - Florida Laws and Rules Pertinent to Insurance (Test only has 40 Questions) Which of the following is NOT required in the Outline of Coverage for a health insurance policy? Projection of the policy's future costs ( "Projection of the policy's future costs". A table indicating the p...

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