ALL IN ONE PACKAGE DEAL FOR WEBCE EXAMS WITH COMPLETE SOLUTIONS

With respect to penalties and fines for noncompliance with the coverage requirements of the Patient Protection and Affordable Care Act, all the following statements are correct EXCEPT A retention tank leaks and floods a compartment does not cover this loss because of the contractual liability exc...

In the context of liability insurance, __________________ refers to a doctrine by which a plaintiff must prove that the defendant's actions set in motion a relatively short chain of events that could have reasonably been anticipated to lead to the plaintiff's damages. Named Perils Proximate Ca...

How much advance notice must insurance company give its policyholder if it does not intend to renew a personal auto policy At least 10 days 20 business days At least 15 days At least 20 days 1 of 99 Term Larry, Brian, Susan, and Jennifer just started working for AllPro Insurance Company in T...

Custodial Care provides these "low-tech" services that are designed to minimize, rehabilitate, or compensate for loss of _______________. Preserve health And prevent its further decline. Activities of daily living Custodial care. Loss of Independent physical or mental functioning. 1 of 14 T...

How is increasing term life insurance normally sold? as an endorsement as a permanent insurance policy as a stand-alone term life insurance policy as a rider attached to a permanent life insurance policy as a rider attached to a permanent insurance policy annually renewable term rider from th...

Pays health care provider for service and then submits a claim to the insurer for reimbursement Free Look Provision fee-for-service deductibles indemnity policy 1 of 116 Definition Share cost with a managed care provider Medicare Supplement Insurance Self-insurers commercial insurance comp...

Special Form. Insurance policy that provides insurance coverage for the structure of your home on an "open-peril" basis. Homeowners Coverage Forms: Ho - 2 Homeowners Coverage Forms: Ho - 6 Homeowners Coverage Forms: Ho - 4 Homeowners Coverage Forms: HO - 3 1 of 8 Definition Renters insuran...

certification to due business in that state Other insurance in this insurer Health care and managed care service providers Life income with terms Difference between Admitted and Non-admitted insurers 1 of 180 Definition Owned by stockholders whose stock can be publicly traded and pay dividend...

What is the primary reason why an insurance industry pundit has suggested that increased diversity in the insurance workforce would improve the insurance industry's image? d. Sally might personally benefit from the client's decision b. I agree to display this code at my workstation d. A divers...

Jeannie tells Manuel, who is adjusting her claim, that she will take him out on a date, "show him a good time," and buy him breakfast if he overlooks an obscure but applicable exclusion in her policy and pays her claim. Manuel finds Jeannie attractive. What type of dilemma does Manuel face? Pr...

sam spends 182 days in the hospital. at what point in her hospital stay will medicare part A no longer pay any benefits unless she draws from her lifetime savings reserve? 12 months after the enrollment date after 90 days max benefit period under part A is 90 days 10 days Nolan pays less for c...

Periods of ineligibility for Medicaid may be waived in cases of hardship. True False 1 of 54 Under current Medicaid rules, what is the look-back period for the transfer of assets? 12 months 24 months 36 months 60 months 2 of 54 Most LTC insurance policies are issued as guaranteed renewable...

A life insurance underwriter may request an attending physician's statement (APS): for general information about any medical conditions not reported on the health section of the application to obtain the name of a doctor who knows how the medical condition in question is treated complete the AP...

Four distinct levels of medical insurance coverage as stipulated by the Patient Protection and Affordable Care Act. The four metal levels, ranked by level of coverage: Platinum plan (best)—90% of expenses paid by plan/10% paid by insured Gold plan—80% plan/20% insured Silver plan—70% plan...