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RMI insurance exam 1 prep Correct Questions and Answers!!

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RMI insurance exam 1 prep Correct QuesWhich type of hazard results from a physical condition that increases the likelihood of a loss occurring? A. physical harm B. Character Hazard C. moral hazard D. Morale Hazard - ANSWER A indifference to risk due to the fact that the insured has insurance ...

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RMI Insurance Final Exam study set Accurate 100%

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RMI Insurance Final Exam stu Declarations page - ANSWER Who/what/when is to be insured; info about the insured property or activity Definitions - ANSWER define unusual terms used in the policy or terms that have special meaning Insuring Agreement - ANSWER summarizes "the promise" of what th...

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RMI Exam(2024 Latest Update)Accurate 100%

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RMI Exam(2024 Latest Update)Accurate 16) Participants in the private insurance market include all of the following except: A) insurance buyers B) insurance companies C) insurance regulators D) the FDIC - ANSWER Answer: D 7) Which of the following is not provided on the private insurance marke...

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RMI final exam Correct Questions And Answers(RATED A)

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RMI final exam Correct Questions And Answers(RATED A) risk - ANSWER uncertainty concerning the occurrence of a loss loss exposure - ANSWER any situation or circumstance in which a loss is possible, regardless of whether a loss occurs objective risk - ANSWER the relative variance of actual l...

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RMI exam 1 Complete Questions And Answers

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RMI exam 1 Complete Questions And Answers Risk defined - ANSWER - A situation involving exposure to danger - uncertainty concerning the occurrence of a loss - possibility of loss on the person or entity that is insured Peril - ANSWER Cause of a loss - auto accident: collision is the per...

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RMI Exam 2 Complete Questions with SOlutions(Graded A)

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RMI Exam 2 Complete Questions with Which one of the following is TRUE? A. It's the total amount of expected losses that causes risk. B. The Law of Large Numbers will work if you group together houses and commercial buildings for purposes of fire insurance. C. Liability risks are relatively e...

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RMI FInal Exam| 100 Questions| Accurate Answers| Verified

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RMI FInal Exam| 100 Questions| Accurate Executor Funds - ANSWER burial expenses, estate settlement costs Income needs of financially-dependent survivors - ANSWER Children Spouse or partner Other dependents (grandchildren, siblings, parents, friends, etc.) Business-related exposures - ANSWER ...

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RMI Exam 3| 100 Questions| Answers| Accurate

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RMI Exam 3| 100 Questions| Answers| Accurcentralize loss retention - ANSWER because an organization is able to insure all of its subsidiaries with the same pure captive, it is more likely to be able to a long-term relationship with a reinsurer enables a primary insurer to consistently fulfill pr...

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RMI 4292 Final Exam Questions and Answers(GRADED A)

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RMI 4292 Final ExamRMI 4292 Final Exam Questions and Answers(GRADERMI 4292 Final Exam Questions and Answers(GRADED A)D A) QuestionRMI 4292 Final Exam Questions and Answers(GRADED A)s and Answers(GRADED A)

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RMI 3011 Exam 2 Keith Jones Accurate 100%

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RMI 3011 Exam 2 Keith Jones Accurate 100% RMI 3011 Exam 2 Keith Jones Accurate 100% RMI 3011 Exam 2 Keith Jones Accurate 100% RMI 3011 Exam 2 Keith Jones Accurate 100%

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RMI exam 2 Correct Questions and Answers(RATED A)

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RMI exam 2 Correct Questions and Answers(RATED A) What are the 2 basic forms of an insuring agreement - ANSWER 1. named perils coverage: only perils specifically named in the policy are covered 2. open-perils: all losses are covered except losses specifically excluded Describe the 3 major typ...

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RMI EXAM 2(2024 Latest Update)Accurate 100%

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RMI EXAM 2(2024 Latest Update)Accurate 100% chapter 5 - ANSWER chapter 5 principle of indemnity - ANSWER The insurer agrees to pay no more than the actual amount of the loss purpose of principle of indemnity - ANSWER -to prevent the insured from profiting from a loss -to reduce moral hazar...

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RMI Exam 4 (2024 Latest Update)Correct 100%

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RMI Exam 4 (2024 Latest Update)Correct 100% Problems with the health care system in the United States that led to implementation of the Affordable Care Act included 1. Rising healthcare expenditures 2.Considerable waste and inefficiency in the healthcare system A) I only B) II only C) bo...

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RMI 211 Exam 2 Review Correct Questions and Answers(RATED A)

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RMI 211 Exam 2 Review Correct Questions and Types of Private Insurers - ANSWER Stock Insurers Mutual Insurers Reciprocal exchanges Lloyd's of London Blue Cross Blue Shield plans Health maintenance organizations (HMOs) Stock Insurers - ANSWER Owned by Stockholders, publicly traded and goal i...

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RMI 300 Exam 1 Accurate 100%

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RMI 300 Exam 1 Accurate 100% RMI 300 Exam 1 Accurate 100% BPP Additional Coverages and Coverage Extensions: - ANSWER provides several supplemental coverages in addition to the basic coverages, coverage extensions: apply only if at least 80% coinsurance or values reporting is shown in the decla...

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