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CALIFORNIA Life, Accident and Health Questions and Answers Graded A+ A moral hazard - Answer ️️ -is a dishonest person (lacking in morals) A morale hazard - Answer ️️ -a careless person. A peril - Answer ️️ -is a cause of loss Pure risk - Answer ️️ -is insurable & includes only ...

California Life Accident and Health Exam Practice Already Passed A Abc insurance - answer ️️ -john is the agent for abc insurance and jane is the insured. Who is the principal in this agency relationship? A Abc insurance B John C Jane D None D Admitted - answer ️️ -a(n) _______...

California Life, Accident, and Health Licensing Questions and Answers Already Passed Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio - Answer ️️ -The formula which is used by the IRS to de...

CA Life and Health Exam Questions and Answers Already Passed What is insurance? - Answer ️️ -Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. What's the difference between pure risk and speculative risk? - Answer ️️ -Pure ...

California Life and Health Final Exam – Already Passed Employer-provided group term life insurance is exempt from income taxation up to - Answer ️️ -$50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment pe...

Final Exam - California Life Only Questions and Answers Already Passed According to the California Insurance Code, what is "insurance"? - Answer ️️ -A contract Which of these statements correctly describes risk? - Answer ️️ -Pure risk is the only insurable risk Only pure risks are ins...

XCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE When an insurance company requests an attending physician's report, the request must be accompanied by a - Answer ️️ -Copy of the signed authorization Which of the following is NOT a required uni...

California Life Insurance State Exam Simulator Already Passed Exclusion ratio - Answer ️️ -An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? Mortality rate, Exclusion ratio, Morbidity rate, Debt-to-Equi...

California Life, Accident and Health Cram Course Exam 1-3 Already Passed Question #90476 Carol is injured driving a company car at work. Her Health insurance coverage: AProvides excess or supplementary coverage BWill provide coverage on a pro-rata basis with Workers Compensation CWill cover he...

California Laws and Ethic Pertinent to Insurance Exam Questions and Answers Which of the following is NOT covered by the Family and Medical Leave Act (FMLA) ? - Answer ️️ -Traveling overseas with a spouse Which of the following acts is NOT a federal offense committed by an insurance agent? -...

FInal Exam: California Life, Accident, and Health Insurance What distinguishes a deferred annuity from an immediate annuity? - Answer ️️ -The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, C...

Final Exam: California Life, Accident, and Health Insurance 2024 What is considered the most common type of specified disease insurance policy? - Answer️️ - Cancer Minimum participation standards exist for a group health insurance plans in order to - Answer️️ -Prevent Adverse Selection ...

Final Exam: California Life, Accident, and Health Insurance Already Passed What is an insurance solicitor authorized to do? - Answer ️️ -Help an agent or broker sell insurance According to the California Insurance Code, what is "insurance"? - Answer ️️ -A contract What does a Hospital...

CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) Already Pass Admitted Insurance Company vs. Non-Admitted Insurance Company - Answer ️️ -An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by ...