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WFG EXAM

WFG EXAM VERIFIED QUESTIONS AND ANSWERS 100% 2024

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WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified

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John owns an insurance policy that gives him the right to share in the insurer's surplus. What kind of policy is this? -Non-participating -Contributory -Participating -Surplus - "Participating". Participating policies give the policyowner the right to share in the insurer's surplus. Whi...

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WFG Certification Test | 330 Questions with 100% Correct Answers | Latest Update | Verified

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1. An insurer enters into a contract with a third party to insure itself against losses from insurance policies it issues. What is this agreement called? - Reinsurance An insurer owned by its policyholders is called a - Mutual insurer AAA insurance company has transferred a portion of it's loss...

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WFG Life Insurance | Questions with 100% Correct Answers | Latest Update | Verified

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Which of the following would be considered a nonmedical insurance application? a) An application that does not ask any questions about the applicant's medical history b) An application submitted with the Agent's Report c) Any application for life insurance d) An application on which the medica...

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WFG Exam Prep Questions | 100 Questions with 100% Correct Answers | Latest Update | Verified

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If an agent fails to obtain an applicant's signature on the application, the agent must - Return the application to the applicant for a signature Why should the producer deliver the policy when the first premium has already been paid? - To help the insured understand all aspects of the contrac...

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WFG Exam Questions & Answers | 280 Questions with 100% Correct Answers | Latest Update | Verified

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What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a legally enforceable promise when must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? - At all time Any situation that presents that possibili...

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