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[Show more]African American family would like to courtthisrent a clubhouse but the owners says no because 
it's a members only is License by eliminating easement through discrimination? No, because 
it is members only 
An example of the power of eminent domain? Condemnation 
The seller has a beautiful dining ...
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Add to cartAfrican American family would like to courtthisrent a clubhouse but the owners says no because 
it's a members only is License by eliminating easement through discrimination? No, because 
it is members only 
An example of the power of eminent domain? Condemnation 
The seller has a beautiful dining ...
Which policy provision permits the policy owner to take a specified number of days to examine 
the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or 
costs? Free Look 
When will a policy pay on a UCR basis? When particular benefits are not listed on a 
...
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Add to cartWhich policy provision permits the policy owner to take a specified number of days to examine 
the contract, and allows for cancellation and a full refund if the policy owner rejects the terms or 
costs? Free Look 
When will a policy pay on a UCR basis? When particular benefits are not listed on a 
...
How long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years 
D. At age 65 2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums pa...
Preview 3 out of 30 pages
Add to cartHow long after being entitled to disability benefits will an individual be eligible to receive 
Medicare benefits? 
A. immediately 
B. 1 year 
C. 2 years 
D. At age 65 2 years 
What is the return of premium rider? 
A. an increasing amount of term insurance that always equals the total of premiums pa...
What kind of retirement plan can a 75-employee for profit corporation establish? Simple 
IRA 
The taxable portion of a monthly income benefit paid during the annuity phase from a 
nonqualified annuity is calculated using the Exclusion ratio 
Unfair claims settlement methods and practices by an insur...
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Add to cartWhat kind of retirement plan can a 75-employee for profit corporation establish? Simple 
IRA 
The taxable portion of a monthly income benefit paid during the annuity phase from a 
nonqualified annuity is calculated using the Exclusion ratio 
Unfair claims settlement methods and practices by an insur...
For an individual long-term care policy there is an annual dollar limit for tax deductions that is 
based on which of the 
following? 
1. age 
2. cost of care 
3. policy value 
4. premium cost 1 
The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master pol...
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Add to cartFor an individual long-term care policy there is an annual dollar limit for tax deductions that is 
based on which of the 
following? 
1. age 
2. cost of care 
3. policy value 
4. premium cost 1 
The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master pol...
Under the misstatement of age or gender provision, what happens if it is determined at death that 
the insured's age or gender was misstated on a life insurance policy application? Benefits are 
adjusted to an amount that the premium would have purchased at the correct age or gender. 
Which of the ...
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Add to cartUnder the misstatement of age or gender provision, what happens if it is determined at death that 
the insured's age or gender was misstated on a life insurance policy application? Benefits are 
adjusted to an amount that the premium would have purchased at the correct age or gender. 
Which of the ...
When delivering a policy to the insured, an agent should carefully explain the? 
a. sections that the insured is unclear about 
b. riders or endorsements that have been added to the policy 
c. entire policy summary, including any riders, exclusions, and costs 
d. exclusions and preexisting condition...
Preview 3 out of 18 pages
Add to cartWhen delivering a policy to the insured, an agent should carefully explain the? 
a. sections that the insured is unclear about 
b. riders or endorsements that have been added to the policy 
c. entire policy summary, including any riders, exclusions, and costs 
d. exclusions and preexisting condition...
What happens under a misstatement of age clause on a disability policy? 
1. 
The policy would be terminated and all premiums would be returned to the policy owner. 
2. 
The policy would be terminated and all premiums would be retained by the insurance company. 
3. 
All amounts payable under this pol...
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Add to cartWhat happens under a misstatement of age clause on a disability policy? 
1. 
The policy would be terminated and all premiums would be returned to the policy owner. 
2. 
The policy would be terminated and all premiums would be retained by the insurance company. 
3. 
All amounts payable under this pol...
What is it called when a life insurance policy pays a multiple of the coverage amount when 
certain types of accidents occur? multiple indemnity 
Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the 
time granted by the insurer, what is the maximum amount of ti...
Preview 4 out of 38 pages
Add to cartWhat is it called when a life insurance policy pays a multiple of the coverage amount when 
certain types of accidents occur? multiple indemnity 
Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the 
time granted by the insurer, what is the maximum amount of ti...
During which period of a Disability Income Policy is coverage effective but during which no 
benefits will be paid under the policy? Probationary period 
All of the following are common exclusions from loss found in disability income policies 
EXCEPT for that incurred while commiting a misdemeanor 
...
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Add to cartDuring which period of a Disability Income Policy is coverage effective but during which no 
benefits will be paid under the policy? Probationary period 
All of the following are common exclusions from loss found in disability income policies 
EXCEPT for that incurred while commiting a misdemeanor 
...
A written agreement in which a purchaser agrees to buy and a seller agrees to sell is called a 
contract 
Antitrust laws prohibit competing brokers from all of the following 1. boycotting other 
brokers in the marketplace. 
2. dividing the market to restrict competition. 
3. agreeing to set sales co...
Preview 4 out of 90 pages
Add to cartA written agreement in which a purchaser agrees to buy and a seller agrees to sell is called a 
contract 
Antitrust laws prohibit competing brokers from all of the following 1. boycotting other 
brokers in the marketplace. 
2. dividing the market to restrict competition. 
3. agreeing to set sales co...
What is the procedure regarding change of address for a licensee? The commissioner must be 
notified immediately of any change in the personal, business, or email address. 
What is the punishment for a person who refuses to deliver books, records, or assets to the 
commissioner when subject to a sei...
Preview 2 out of 5 pages
Add to cartWhat is the procedure regarding change of address for a licensee? The commissioner must be 
notified immediately of any change in the personal, business, or email address. 
What is the punishment for a person who refuses to deliver books, records, or assets to the 
commissioner when subject to a sei...
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