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Property and Casualty insurance 65 exam Questions And Answers

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Insurance - ️️The transfer of risk through a legal contract Property - ️️Covers real property and personal property against damage or loss resulting from covered causes of loss called perils casualty - ️️covers non-property losses (3rd Party) Personal lines - ️️Insurance for...

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Property and Casualty Insurance 301 EXAM Questions with 100% Correct Answers | Verified | Updated

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Specific insurance - ️️This type of insurance designates a particular item to be insured Blanket insurance - ️️This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. Speculative - ️️possibility of both ...

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Property and casualty insurance 259 Exam Questions and Answers Part one

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Which of the following are the authorities that an agent can hold? - ️️Express and implied Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? - ️️Permanent partial disability Who is NOT considered an employee in an commercial general li...

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Property and Casualty 136 Exam Questions with 100% Correct Answers | Verified | Latest Update

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the one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - ️️true which of the following coverages does an open peril policy provide? - ️️perils other than those specifi...

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Property and Casualty Insurance 95 Test Question With Complete Solutions

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What is a peril? - ️️A Peril is a cause of loss What is a hazard? - ️️Something that increases the chance of a loss What is the difference between a Moral hazard and a Morale Hazard? - ️️Moral Hazard - dishonesty, against the law Morale Hazard - carelessness What is the method ...

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Property and Casualty Insurance - 113 Final Exam Questions with 100% Correct Answers | Verified | Updated

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An unlicensed employee of an insurance agency may perform all of the following EXCEPT: - ️️A) Accept a claim form B) Type correspondence for a direct mail campaign C) Deposit properly endorsed checks into the agency's bank account •• D) Advise an insured of coverage issues A producer ...

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Property & Casualty Insurance| 320 Exam Questions and Answers | Verified | Guaranteed Success

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All of the following are factors in the determination of actual cash value EXCEPT - ️️Insurance premium paid The dwelling insured on HO-2, HO-3, or HO-5 forms is covered for replacement, provided that it is insured for at least what percentage of replacement cost on the date of loss? - ️️...

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Property and Casualty Insurance Licensing 105 Exam Questions with 100% Correct Answers | Verified

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To prevent recovery beyond the amount of the insured's actual loss, the policy will contain: - ️️An Other Insurance Clause Collision coverage of an auto policy covers: a) road damage to the tires b) upset of the vehicle c) frozen engine block d) falling objects - ️️B) upset of the ve...

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