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NEW YORK STATE AUTO DAMAGE AND THEFT PACKAGE DEAL|ALL GRADED A+|GUARANTEED SUCCESS
NEW YORK STATE AUTO DAMAGE AND THEFT PACKAGE DEAL|ALL GRADED A+|GUARANTEED SUCCESS
[Show more]NEW YORK STATE AUTO DAMAGE AND THEFT PACKAGE DEAL|ALL GRADED A+|GUARANTEED SUCCESS
[Show more]Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: 
 
Direct loss 
Indirect loss 
Loss evaluation 
Consequential loss 
Consequential loss 
 
 
 
When the rear of the vehicle is damaged and there is a gap betwee...
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Add to cartJim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss of use" is referred to as a: 
 
Direct loss 
Indirect loss 
Loss evaluation 
Consequential loss 
Consequential loss 
 
 
 
When the rear of the vehicle is damaged and there is a gap betwee...
1. The deductible does each of these EXCEPT: 
 
a. reduce loss costs 
b. lower premium costs 
c. indemnify the insured 
d. excludes payment for small claims 
c. indemnify the insured 
 
 
 
2. The Other Insurance Clause: 
 
a. prohibits other insurance on the same property 
b. upholds the principle ...
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Add to cart1. The deductible does each of these EXCEPT: 
 
a. reduce loss costs 
b. lower premium costs 
c. indemnify the insured 
d. excludes payment for small claims 
c. indemnify the insured 
 
 
 
2. The Other Insurance Clause: 
 
a. prohibits other insurance on the same property 
b. upholds the principle ...
This document describes the roles and duties of a dual agent...? 
NYS Disclosure Form 
 
 
 
Prior to January 1, 2011, which of the following was NOT permitted under New York State law...? 
Advance consent to dual agency 
 
 
 
Only after January 1, 2011 was this permitted, as stated under Section 4...
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Add to cartThis document describes the roles and duties of a dual agent...? 
NYS Disclosure Form 
 
 
 
Prior to January 1, 2011, which of the following was NOT permitted under New York State law...? 
Advance consent to dual agency 
 
 
 
Only after January 1, 2011 was this permitted, as stated under Section 4...
vandalism 
Sometimes considered a form of criminal mischief, willful or malicious acts intended to damage property. 
 
 
 
Computer Fraud and Abuse Act (CFAA) 
Federal legislation that criminalizes various types of cybercrime 
 
 
 
surreptitious remaining 
A person has lawful access to the property...
Preview 1 out of 4 pages
Add to cartvandalism 
Sometimes considered a form of criminal mischief, willful or malicious acts intended to damage property. 
 
 
 
Computer Fraud and Abuse Act (CFAA) 
Federal legislation that criminalizes various types of cybercrime 
 
 
 
surreptitious remaining 
A person has lawful access to the property...
Physical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? 
Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done becaus...
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Add to cartPhysical damage coverage under a garage policy is a blanket limit for covered auto, an accurate statement? 
Yes; The dealer's physical damage limit would be done on a blanket limit basis. This would apply to comprehensive and collision losses to the auto inventory of the dealer. This is done becaus...
All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: 
To produce notes that will support a fraudulent denial of claims. . 
 
The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file,...
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Add to cartAll of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: 
To produce notes that will support a fraudulent denial of claims. . 
 
The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file,...
Ceding Insurer 
The insurer transferring the risk is called? 
 
 
 
Assuming insurer 
The insurer providing reinsurance to another insurance company is called? 
 
 
 
agent's contract with the principal because the principal grants authority to an agent through the agent's contract 
what documenta...
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Add to cartCeding Insurer 
The insurer transferring the risk is called? 
 
 
 
Assuming insurer 
The insurer providing reinsurance to another insurance company is called? 
 
 
 
agent's contract with the principal because the principal grants authority to an agent through the agent's contract 
what documenta...
Authority of the Auto Damage Appraiser 
Licensing Board (M.G.L. C. 26 Sec. 8G; 212 
CMR 2.01) 
2.01: Scope of Regulations 
(1) Purpose and Applicability. The purpose of 212 CMR 2.00 is to promote the public welfare 
and safety by improving the quality and economy of the appraisal and repair of damag...
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Add to cartAuthority of the Auto Damage Appraiser 
Licensing Board (M.G.L. C. 26 Sec. 8G; 212 
CMR 2.01) 
2.01: Scope of Regulations 
(1) Purpose and Applicability. The purpose of 212 CMR 2.00 is to promote the public welfare 
and safety by improving the quality and economy of the appraisal and repair of damag...
Dram Shop Liability refers to: 
Liquor Law Liability. 
 
 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? 
Neg...
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Add to cartDram Shop Liability refers to: 
Liquor Law Liability. 
 
 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? 
Neg...
Offense 
Conduct where a fine or term of imprisonment may be imposed. Every crime is an offense, but not every offense is a crime 
 
 
 
Traffic Infraction 
Speeding, running a red light, driving on cell phone, etc. 
 
 
 
Violation 
Offense, which you cannot be sentenced to more than 15 days 
 
 
 ...
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Add to cartOffense 
Conduct where a fine or term of imprisonment may be imposed. Every crime is an offense, but not every offense is a crime 
 
 
 
Traffic Infraction 
Speeding, running a red light, driving on cell phone, etc. 
 
 
 
Violation 
Offense, which you cannot be sentenced to more than 15 days 
 
 
 ...
Aftermarket Parts 
Non OEM 
 
 
 
OEM 
Original Equipment Manufacture 
 
 
 
VIN 
Vehicle ID Number 
17 Digits 
10th digit tells year 
Last 6 digits ID's the car 
Found on Dashboard 
 
 
 
U Bolts 
Attached the axle to the leaf springs 
 
 
 
Power Breaks 
Gets power from the booster 
 
 
 
Differe...
Preview 2 out of 5 pages
Add to cartAftermarket Parts 
Non OEM 
 
 
 
OEM 
Original Equipment Manufacture 
 
 
 
VIN 
Vehicle ID Number 
17 Digits 
10th digit tells year 
Last 6 digits ID's the car 
Found on Dashboard 
 
 
 
U Bolts 
Attached the axle to the leaf springs 
 
 
 
Power Breaks 
Gets power from the booster 
 
 
 
Differe...
Types of body damage 
Direct; Indirect; Minor; Major 
 
 
 
Direct Damage 
Results in direct contact with an object. 
Holes, tears, gouges, and scratches are typical. 
Generally 10% of collisions result in direct damage 
 
 
 
Indirect Damage 
Results from direct damage. 
Impact cause another panel ...
Preview 2 out of 7 pages
Add to cartTypes of body damage 
Direct; Indirect; Minor; Major 
 
 
 
Direct Damage 
Results in direct contact with an object. 
Holes, tears, gouges, and scratches are typical. 
Generally 10% of collisions result in direct damage 
 
 
 
Indirect Damage 
Results from direct damage. 
Impact cause another panel ...
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