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BUNDLE - SAFE EXAMS
BUNDLE - SAFE EXAMS
[Show more]BUNDLE - SAFE EXAMS
[Show more]Safety: Exam Questions & Answers 2023/2024 
 
 
What is the purpose of a gait belt? 
It keeps patients from ambulating too fast by holding onto them. 
It measures the distance a patient has ambulated by counting steps. 
It provides a means to steady a patient at the center of gravity. 
It identifies...
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Add to cartSafety: Exam Questions & Answers 2023/2024 
 
 
What is the purpose of a gait belt? 
It keeps patients from ambulating too fast by holding onto them. 
It measures the distance a patient has ambulated by counting steps. 
It provides a means to steady a patient at the center of gravity. 
It identifies...
NMLS SAFE ACT MLO Exam - Ethics and Fraud 2023/2024 
 
 
A lender provides a borrower with an initial amortization schedule for Private Mortgage Insurance (PMI) disclosure at loan closing for an adjustable-rate mortgage. The lender MUST also provide a written notice stating the 
 
A. Lender's right...
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Add to cartNMLS SAFE ACT MLO Exam - Ethics and Fraud 2023/2024 
 
 
A lender provides a borrower with an initial amortization schedule for Private Mortgage Insurance (PMI) disclosure at loan closing for an adjustable-rate mortgage. The lender MUST also provide a written notice stating the 
 
A. Lender's right...
NMLS S.A.F.E. Exam 6 Questions & Answers 2023/2024 
 
 
_____ are responsible for ensuring that loan applicants meet the requirements established by lenders and investors for loan programs. 
 
A. Loan processors 
B. Loan originators 
C. Investors 
D. Underwriters - ANSWER-D. Underwriters 
 
Which of...
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Add to cartNMLS S.A.F.E. Exam 6 Questions & Answers 2023/2024 
 
 
_____ are responsible for ensuring that loan applicants meet the requirements established by lenders and investors for loan programs. 
 
A. Loan processors 
B. Loan originators 
C. Investors 
D. Underwriters - ANSWER-D. Underwriters 
 
Which of...
Surf Safe Exam Questions & Answers 2023/2024 
 
 
Raw ground pork is being stored in a cooler with raw fish, raw steak, raw crab cakes and raw poultry. The raw ground pork should be placed above the - ANSWER-Raw Poultry 
 
What temperature is acceptable for storing ground beef? - ANSWER-40F 
 
Soap ...
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Add to cartSurf Safe Exam Questions & Answers 2023/2024 
 
 
Raw ground pork is being stored in a cooler with raw fish, raw steak, raw crab cakes and raw poultry. The raw ground pork should be placed above the - ANSWER-Raw Poultry 
 
What temperature is acceptable for storing ground beef? - ANSWER-40F 
 
Soap ...
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tummy safe exam questions & answers 2023/2024 
 
 
food temperature danger zone - ANSWER-40 degrees f to 140 degrees f 
 
do not serve any cans that have been - ANSWER-dented or damaged 
 
first in - ANSWER-first out 
 
Listeria m. bacteria can grow at 40° - 45°F in a refrigerator that is not cold...
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Add to carttummy safe exam questions & answers 2023/2024 
 
 
food temperature danger zone - ANSWER-40 degrees f to 140 degrees f 
 
do not serve any cans that have been - ANSWER-dented or damaged 
 
first in - ANSWER-first out 
 
Listeria m. bacteria can grow at 40° - 45°F in a refrigerator that is not cold...
NMLS S.A.F.E. Exam 7 Questions & Answers 2023/2024 
 
 
Loans are purchased as investments in the: 
 
A. Secondary mortgage market 
B. Primary mortgage market 
C. Reverse mortgage market 
D. Subprime mortgage market - ANSWER-A. Secondary mortgage market 
 
The acronym "CHARM" stands for: 
 
A. Cos...
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Add to cartNMLS S.A.F.E. Exam 7 Questions & Answers 2023/2024 
 
 
Loans are purchased as investments in the: 
 
A. Secondary mortgage market 
B. Primary mortgage market 
C. Reverse mortgage market 
D. Subprime mortgage market - ANSWER-A. Secondary mortgage market 
 
The acronym "CHARM" stands for: 
 
A. Cos...
MLO SAFE Test 2021 Questions & Answers 
 
 
Dodd-Frank - ANSWER-- Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 
- Changed oversight & capitalization of financial institutions, added licensing an education standards, and limited riskier products in the marketplace 
- Established...
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Add to cartMLO SAFE Test 2021 Questions & Answers 
 
 
Dodd-Frank - ANSWER-- Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 
- Changed oversight & capitalization of financial institutions, added licensing an education standards, and limited riskier products in the marketplace 
- Established...
Safe exam GLOSSARY questions & answers 2023/2024 
 
 
ABANDONMENT - ANSWER-The voluntary surrender of property, whether owned or leased. Abandonment does not relieve obligations associated with ownership or lease. 
 
ABATEMENT - ANSWER-A reduction in amount or intensity. Usually relates to a decreas...
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Add to cartSafe exam GLOSSARY questions & answers 2023/2024 
 
 
ABANDONMENT - ANSWER-The voluntary surrender of property, whether owned or leased. Abandonment does not relieve obligations associated with ownership or lease. 
 
ABATEMENT - ANSWER-A reduction in amount or intensity. Usually relates to a decreas...
SAFE exam- ethics questions & answers 2023/2024 
 
 
ethic - ANSWER-a system or moral standards 
 
ethics - ANSWER-1. a study of morality's effect on conduct 
2. a code of morality 
3. a system of moral principles governing the appropriate conduct for an individual or group 
 
honesty - ANSWER-the...
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Add to cartSAFE exam- ethics questions & answers 2023/2024 
 
 
ethic - ANSWER-a system or moral standards 
 
ethics - ANSWER-1. a study of morality's effect on conduct 
2. a code of morality 
3. a system of moral principles governing the appropriate conduct for an individual or group 
 
honesty - ANSWER-the...
NMLS SAFE ACT MLO Exam - Federal Law 
 
 
If a borrow is on the DO NOT CALL LIST and makes an inquiry about doing business with you in regards to a loan, when does right to contact them expire? 
 
A. 1 month 
B. 2 months 
C. 3 months 
D. 4 months - ANSWER-C. 3 months 
 
An established business relat...
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Add to cartNMLS SAFE ACT MLO Exam - Federal Law 
 
 
If a borrow is on the DO NOT CALL LIST and makes an inquiry about doing business with you in regards to a loan, when does right to contact them expire? 
 
A. 1 month 
B. 2 months 
C. 3 months 
D. 4 months - ANSWER-C. 3 months 
 
An established business relat...
NMLS SAFE Test Questions & Answers 2023/2024 
 
 
CFPB - ANSWER-Consumer Financial Protection Bureau: Part of the Dodd-Frank Act passed in 2010. It is focused on one goal: watching out for American consumers in the market for consumer financial products and services. This includes ensuring that cons...
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Add to cartNMLS SAFE Test Questions & Answers 2023/2024 
 
 
CFPB - ANSWER-Consumer Financial Protection Bureau: Part of the Dodd-Frank Act passed in 2010. It is focused on one goal: watching out for American consumers in the market for consumer financial products and services. This includes ensuring that cons...
Safe Exam Glossary Questions & Answers 2023/2024 
 
 
401(k) Plan - ANSWER-A qualified employer-established plan to which employees may make salary deferral (salary reduction) contributions on a post-tax and/or pre-tax basis. 
 
Addendum - ANSWER-A thing that is added. This could be a supplement to ...
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Add to cartSafe Exam Glossary Questions & Answers 2023/2024 
 
 
401(k) Plan - ANSWER-A qualified employer-established plan to which employees may make salary deferral (salary reduction) contributions on a post-tax and/or pre-tax basis. 
 
Addendum - ANSWER-A thing that is added. This could be a supplement to ...
NMLS SAFE Exam Study Guide 
 
 
Regulation Z - ANSWER-Enforced by Consumer Financial Protection Bureau (CFPB), covers the Consumer Protection Act and the Truth in Lending Act (TILA) 
 
Consumer Protection Act - ANSWER-Disclosures of terms of credit 
 
Truth in Lending Act (TILA) - ANSWER-Enforced by...
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Add to cartNMLS SAFE Exam Study Guide 
 
 
Regulation Z - ANSWER-Enforced by Consumer Financial Protection Bureau (CFPB), covers the Consumer Protection Act and the Truth in Lending Act (TILA) 
 
Consumer Protection Act - ANSWER-Disclosures of terms of credit 
 
Truth in Lending Act (TILA) - ANSWER-Enforced by...
Practice NMLS test - 20 Hour Safe questions & answers 2023/2024 
 
 
An application must be accompanied by fingerprints when applying for 
a. Licensed MLO 
b. Registered MLO 
c. not required 
d. required for both licensed and registered MLO - ANSWER-d 
 
Quarterly mortgage call reports must be file...
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Add to cartPractice NMLS test - 20 Hour Safe questions & answers 2023/2024 
 
 
An application must be accompanied by fingerprints when applying for 
a. Licensed MLO 
b. Registered MLO 
c. not required 
d. required for both licensed and registered MLO - ANSWER-d 
 
Quarterly mortgage call reports must be file...
NMLS SAFE EXAM QUESTIONS & ANSWERS 2023/2024 
 
 
Mortgage Loan Originator - ANSWER--takes a residential mortgage loan application and offers or *negotiates rates and terms* of a residential mortgage loan *for compensation or gain* 
 
-can describe a company, branch office, an individual or a mortga...
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Add to cartNMLS SAFE EXAM QUESTIONS & ANSWERS 2023/2024 
 
 
Mortgage Loan Originator - ANSWER--takes a residential mortgage loan application and offers or *negotiates rates and terms* of a residential mortgage loan *for compensation or gain* 
 
-can describe a company, branch office, an individual or a mortga...
NMLS: Safe Exam Questions & Answers 2023/2024 
 
 
What's a straw buyer? - ANSWER-The real buyer will use the straw buyers name and qualifying information on the mortgage application to mask the actual buyers intent to purchase the property. 
 
Regardless of reduced documentation loans, what totes ...
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Add to cartNMLS: Safe Exam Questions & Answers 2023/2024 
 
 
What's a straw buyer? - ANSWER-The real buyer will use the straw buyers name and qualifying information on the mortgage application to mask the actual buyers intent to purchase the property. 
 
Regardless of reduced documentation loans, what totes ...
Safe Exam Prep Questions & Answers 2023/2024 
 
 
SAFE Act - ANSWER-This Act was adopted by Congress in 2008. 
 
SAFE - ANSWER-Secure and Fair Enforcement for Mortgage Licensing Acts of 2008 
 
What happened after the fall of the mortgage and housing market? - ANSWER-a series of laws were enacted t...
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Add to cartSafe Exam Prep Questions & Answers 2023/2024 
 
 
SAFE Act - ANSWER-This Act was adopted by Congress in 2008. 
 
SAFE - ANSWER-Secure and Fair Enforcement for Mortgage Licensing Acts of 2008 
 
What happened after the fall of the mortgage and housing market? - ANSWER-a series of laws were enacted t...
NMLS S.A.F.E Exam Practice Questions & Answers 2023/2024 
 
 
Enhancing protection and reducing fraud by directing states to adopt minimum uniform standards for the licensing and registration of residential mortgage loan originators was the purpose of the federal act known as the: 
 
a. S.A.F.E. Act...
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Add to cartNMLS S.A.F.E Exam Practice Questions & Answers 2023/2024 
 
 
Enhancing protection and reducing fraud by directing states to adopt minimum uniform standards for the licensing and registration of residential mortgage loan originators was the purpose of the federal act known as the: 
 
a. S.A.F.E. Act...
SAFE EXAM FINAL STUDY GUIDE QUESTIONS & ANSWERS 2023/2024 
 
 
ECOA affords consumer protections from 
a) the time the loan is originated to the closing 
b) consumer contact through loan servicing 
c) advertising to application 
d) the application to the closing - ANSWER-consumer contact through loa...
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Add to cartSAFE EXAM FINAL STUDY GUIDE QUESTIONS & ANSWERS 2023/2024 
 
 
ECOA affords consumer protections from 
a) the time the loan is originated to the closing 
b) consumer contact through loan servicing 
c) advertising to application 
d) the application to the closing - ANSWER-consumer contact through loa...
SAFE exam questions & answers 2023/2024 
 
 
Secure - ANSWER-To assure payment of a debt by pledging property 
 
collateral - ANSWER-security in the form of money or property pledged for the payment of a loan 
 
lien - ANSWER-a legal claim against property that must be satisfied when the property is...
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Add to cartSAFE exam questions & answers 2023/2024 
 
 
Secure - ANSWER-To assure payment of a debt by pledging property 
 
collateral - ANSWER-security in the form of money or property pledged for the payment of a loan 
 
lien - ANSWER-a legal claim against property that must be satisfied when the property is...
SAFE Exam Questions & Answers 2023/2024 
 
 
CSBS - ANSWER-Conference of State Bank Supervisors 
 
AARMR - ANSWER-American Association of Mortgage Regulators 
 
Deals with depository institutions 
Not required to license, must register with NMLS 
No education requirement - ANSWER-Regulation G 
 
Non...
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Add to cartSAFE Exam Questions & Answers 2023/2024 
 
 
CSBS - ANSWER-Conference of State Bank Supervisors 
 
AARMR - ANSWER-American Association of Mortgage Regulators 
 
Deals with depository institutions 
Not required to license, must register with NMLS 
No education requirement - ANSWER-Regulation G 
 
Non...
Leading SAFe Certification Exam Questions & Answers 2023/2024 
 
 
What are the core values of SAFe? - ANSWER-1. Built-in Quality 
2. Program execution 
3. Alignment 
4. Transparency 
 
Train - ANSWER-a team of agile teams 
 
Value Stream - ANSWER-a team of trains 
 
Value steams deliver value via -...
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Add to cartLeading SAFe Certification Exam Questions & Answers 2023/2024 
 
 
What are the core values of SAFe? - ANSWER-1. Built-in Quality 
2. Program execution 
3. Alignment 
4. Transparency 
 
Train - ANSWER-a team of agile teams 
 
Value Stream - ANSWER-a team of trains 
 
Value steams deliver value via -...
SAFe Agilist Exam Questions & Answers 2023/2024 
 
 
dual operating system - ANSWER-We need a ______________________ for Business Agility. 
 
Full Configuration - ANSWER-represents the most comprehensive configuration. It supports building large, integrated solutions that typically require hundreds ...
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Add to cartSAFe Agilist Exam Questions & Answers 2023/2024 
 
 
dual operating system - ANSWER-We need a ______________________ for Business Agility. 
 
Full Configuration - ANSWER-represents the most comprehensive configuration. It supports building large, integrated solutions that typically require hundreds ...
NMLS SAFE EXAM 2022 
 
 
What does TILA stand for? - ANSWER-Truth-In-Lending Act, Regulation Z 
 
What is a HELOC loan? - ANSWER-a secured loan in that you are borrowing against the equity that has been built in your house 
 
What is a REFI loan? - ANSWER- 
 
LTV stands for - ANSWER-Loan to Value 
 ...
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Add to cartNMLS SAFE EXAM 2022 
 
 
What does TILA stand for? - ANSWER-Truth-In-Lending Act, Regulation Z 
 
What is a HELOC loan? - ANSWER-a secured loan in that you are borrowing against the equity that has been built in your house 
 
What is a REFI loan? - ANSWER- 
 
LTV stands for - ANSWER-Loan to Value 
 ...
MLO SAFE NMLS safe test practice questions & answers 2023/2024 
 
 
Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - ANSWER-Pr...
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Add to cartMLO SAFE NMLS safe test practice questions & answers 2023/2024 
 
 
Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - ANSWER-Pr...
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