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BUNDLE - SAFE EXAMS

BUNDLE - SAFE EXAMS

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Safety: Exam Questions & Answers 2023/2024

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Safety: Exam Questions & Answers 2023/2024 What is the purpose of a gait belt? It keeps patients from ambulating too fast by holding onto them. It measures the distance a patient has ambulated by counting steps. It provides a means to steady a patient at the center of gravity. It identifies...

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NMLS SAFE ACT MLO Exam - Ethics and Fraud 2023/2024

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NMLS SAFE ACT MLO Exam - Ethics and Fraud 2023/2024 A lender provides a borrower with an initial amortization schedule for Private Mortgage Insurance (PMI) disclosure at loan closing for an adjustable-rate mortgage. The lender MUST also provide a written notice stating the A. Lender's right...

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NMLS S.A.F.E. Exam 6 Questions & Answers 2023/2024

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NMLS S.A.F.E. Exam 6 Questions & Answers 2023/2024 _____ are responsible for ensuring that loan applicants meet the requirements established by lenders and investors for loan programs. A. Loan processors B. Loan originators C. Investors D. Underwriters - ANSWER-D. Underwriters Which of...

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Surf Safe Exam Questions & Answers 2023/2024

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Surf Safe Exam Questions & Answers 2023/2024 Raw ground pork is being stored in a cooler with raw fish, raw steak, raw crab cakes and raw poultry. The raw ground pork should be placed above the - ANSWER-Raw Poultry What temperature is acceptable for storing ground beef? - ANSWER-40F Soap ...

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tummy safe exam questions & answers 2023/2024

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tummy safe exam questions & answers 2023/2024 food temperature danger zone - ANSWER-40 degrees f to 140 degrees f do not serve any cans that have been - ANSWER-dented or damaged first in - ANSWER-first out Listeria m. bacteria can grow at 40° - 45°F in a refrigerator that is not cold...

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NMLS S.A.F.E. Exam 7 Questions & Answers 2023/2024

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NMLS S.A.F.E. Exam 7 Questions & Answers 2023/2024 Loans are purchased as investments in the: A. Secondary mortgage market B. Primary mortgage market C. Reverse mortgage market D. Subprime mortgage market - ANSWER-A. Secondary mortgage market The acronym "CHARM" stands for: A. Cos...

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MLO SAFE Test 2021 Questions & Answers

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MLO SAFE Test 2021 Questions & Answers Dodd-Frank - ANSWER-- Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 - Changed oversight & capitalization of financial institutions, added licensing an education standards, and limited riskier products in the marketplace - Established...

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Safe exam GLOSSARY questions & answers 2023/2024

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Safe exam GLOSSARY questions & answers 2023/2024 ABANDONMENT - ANSWER-The voluntary surrender of property, whether owned or leased. Abandonment does not relieve obligations associated with ownership or lease. ABATEMENT - ANSWER-A reduction in amount or intensity. Usually relates to a decreas...

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SAFE exam- ethics questions & answers 2023/2024

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SAFE exam- ethics questions & answers 2023/2024 ethic - ANSWER-a system or moral standards ethics - ANSWER-1. a study of morality's effect on conduct 2. a code of morality 3. a system of moral principles governing the appropriate conduct for an individual or group honesty - ANSWER-the...

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NMLS SAFE ACT MLO Exam - Federal Law

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NMLS SAFE ACT MLO Exam - Federal Law If a borrow is on the DO NOT CALL LIST and makes an inquiry about doing business with you in regards to a loan, when does right to contact them expire? A. 1 month B. 2 months C. 3 months D. 4 months - ANSWER-C. 3 months An established business relat...

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NMLS SAFE Test Questions & Answers 2023/2024

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NMLS SAFE Test Questions & Answers 2023/2024 CFPB - ANSWER-Consumer Financial Protection Bureau: Part of the Dodd-Frank Act passed in 2010. It is focused on one goal: watching out for American consumers in the market for consumer financial products and services. This includes ensuring that cons...

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Safe Exam Glossary Questions & Answers 2023/2024

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Safe Exam Glossary Questions & Answers 2023/2024 401(k) Plan - ANSWER-A qualified employer-established plan to which employees may make salary deferral (salary reduction) contributions on a post-tax and/or pre-tax basis. Addendum - ANSWER-A thing that is added. This could be a supplement to ...

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NMLS SAFE Exam Study Guide

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NMLS SAFE Exam Study Guide Regulation Z - ANSWER-Enforced by Consumer Financial Protection Bureau (CFPB), covers the Consumer Protection Act and the Truth in Lending Act (TILA) Consumer Protection Act - ANSWER-Disclosures of terms of credit Truth in Lending Act (TILA) - ANSWER-Enforced by...

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Practice NMLS test - 20 Hour Safe questions & answers 2023/2024

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Practice NMLS test - 20 Hour Safe questions & answers 2023/2024 An application must be accompanied by fingerprints when applying for a. Licensed MLO b. Registered MLO c. not required d. required for both licensed and registered MLO - ANSWER-d Quarterly mortgage call reports must be file...

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NMLS SAFE EXAM QUESTIONS & ANSWERS 2023/2024

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NMLS SAFE EXAM QUESTIONS & ANSWERS 2023/2024 Mortgage Loan Originator - ANSWER--takes a residential mortgage loan application and offers or *negotiates rates and terms* of a residential mortgage loan *for compensation or gain* -can describe a company, branch office, an individual or a mortga...

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NMLS: Safe Exam Questions & Answers 2023/2024

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NMLS: Safe Exam Questions & Answers 2023/2024 What's a straw buyer? - ANSWER-The real buyer will use the straw buyers name and qualifying information on the mortgage application to mask the actual buyers intent to purchase the property. Regardless of reduced documentation loans, what totes ...

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Safe Exam Prep Questions & Answers 2023/2024

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Safe Exam Prep Questions & Answers 2023/2024 SAFE Act - ANSWER-This Act was adopted by Congress in 2008. SAFE - ANSWER-Secure and Fair Enforcement for Mortgage Licensing Acts of 2008 What happened after the fall of the mortgage and housing market? - ANSWER-a series of laws were enacted t...

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NMLS S.A.F.E Exam Practice Questions & Answers 2023/2024

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NMLS S.A.F.E Exam Practice Questions & Answers 2023/2024 Enhancing protection and reducing fraud by directing states to adopt minimum uniform standards for the licensing and registration of residential mortgage loan originators was the purpose of the federal act known as the: a. S.A.F.E. Act...

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SAFE EXAM FINAL STUDY GUIDE QUESTIONS & ANSWERS 2023/2024

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SAFE EXAM FINAL STUDY GUIDE QUESTIONS & ANSWERS 2023/2024 ECOA affords consumer protections from a) the time the loan is originated to the closing b) consumer contact through loan servicing c) advertising to application d) the application to the closing - ANSWER-consumer contact through loa...

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SAFE exam questions & answers 2023/2024

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SAFE exam questions & answers 2023/2024 Secure - ANSWER-To assure payment of a debt by pledging property collateral - ANSWER-security in the form of money or property pledged for the payment of a loan lien - ANSWER-a legal claim against property that must be satisfied when the property is...

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SAFE Exam Questions & Answers 2023/2024

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SAFE Exam Questions & Answers 2023/2024 CSBS - ANSWER-Conference of State Bank Supervisors AARMR - ANSWER-American Association of Mortgage Regulators Deals with depository institutions Not required to license, must register with NMLS No education requirement - ANSWER-Regulation G Non...

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Leading SAFe Certification Exam Questions & Answers 2023/2024

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Leading SAFe Certification Exam Questions & Answers 2023/2024 What are the core values of SAFe? - ANSWER-1. Built-in Quality 2. Program execution 3. Alignment 4. Transparency Train - ANSWER-a team of agile teams Value Stream - ANSWER-a team of trains Value steams deliver value via -...

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SAFe Agilist Exam Questions & Answers 2023/2024

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SAFe Agilist Exam Questions & Answers 2023/2024 dual operating system - ANSWER-We need a ______________________ for Business Agility. Full Configuration - ANSWER-represents the most comprehensive configuration. It supports building large, integrated solutions that typically require hundreds ...

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NMLS SAFE EXAM 2022

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NMLS SAFE EXAM 2022 What does TILA stand for? - ANSWER-Truth-In-Lending Act, Regulation Z What is a HELOC loan? - ANSWER-a secured loan in that you are borrowing against the equity that has been built in your house What is a REFI loan? - ANSWER- LTV stands for - ANSWER-Loan to Value ...

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MLO SAFE NMLS safe test practice questions & answers 2023/2024

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MLO SAFE NMLS safe test practice questions & answers 2023/2024 Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called __________________________. - ANSWER-Pr...

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