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HEALTH INSURANCE CERTIFICATION EXAM PACK WITH 100% CORRECT ANSWERS|GUARANTEED SUCCESS $46.99   Add to cart

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HEALTH INSURANCE CERTIFICATION EXAM PACK WITH 100% CORRECT ANSWERS|GUARANTEED SUCCESS

HEALTH INSURANCE CERTIFICATION EXAM PACK WITH 100% CORRECT ANSWERS|GUARANTEED SUCCESS

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Florida Health 240 Insurance with 100% correct answers

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Rules of Construction Help to identify and establish the intent of the parties to the contract Utmost good faith Each party is entitled to rely on the representation of the other, and each party should have a reasonable expectation that the other is acting in good faith without attempts to ...

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240 Health Insurance exam questions and answers 2023/24

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Accidental Death and Dismemberment An insurance policy which pays a specified amount or a specified multiple of the insured's benefit if the insured dies, loses his/her sigh, or loses two limbs due to an accident Adhesion A contract offered on a "take-it-or-leave-it" basis by an insurer,...

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Florida 240 Practice exam questions and answers

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A medical expense policy that establishes the amount of benefit paid based upon the prevailing charges which fall within the standard range of fees normally charged for a specific procedure by a doctor of similar training and experience in that geographic area is known as Usual, customary and reaso...

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Florida 240 License exam questions with verified correct answers

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The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: Reserves An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the: Fair Credit ...

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Health Insurance Florida 2-40 Practice Exam Questions 1 with complete solutions

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Which of the following laws requires an insurer to notify an applicant in writing that an investigative consumer report may be made on the applicant? -Uniform Provisions Law. -Freedom of Information Act. -Medical Information Bureau Disclosure Act -Fair Credit Reporting Act (Insurance Information...

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FL Health agent 240 exam questions and answers

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An organization that transacts insurance only with its own members is a(n): Fraternal The ____________ has the power to issue rules and regulations to help enforce insurance laws. Commissioner, Superintendent, or Director All of the following are essential elements of a legal contrac...

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Florida 2-40 health license Exam questions with verified correct answers

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owners rights if an individual health insurance policy provides a death benefit, the policyowner will be able to designate a beneficiary and, unless the beneficiary designation is irrevocable, to change the beneficiary. the power to change the beneficiary is provided in the change of beneficiary pr...

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Health Insurance Florida 2-40 Practice Exam Questions #2 and answers

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Which of the following is NOT a form of medical insurance? -Business overhead expense -Surgical expense -Hospital expense -Long term care Business overhead expense (Explanation:Business Overhead Expense insurance is designed to reimburse a business for overhead expenses in the event a business ...

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Florida Health Insurance 240 Chapters 6 – 8 with complete solutions

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Which renewability best describes a Disability Income Policy that covers an individual until the age of 65, but the insurer has the right to change the premium rate for the overall risk class? Guaranteed Renewable Describe a Guaranteed Renewable Health Insurance policy. The premiums normall...

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Health License Exam with 100% correct answers

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On April 9, an application is submitted without the initial premium. The insurer requires a medical exam, and it is completed on April 14. On April 18, the insurer issued the policy, and the producer delivers it on April 21. When is coverage effective? Select one: a. April 9 b. April 14 c. Apr...

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2-40 Health and Accident Insurance State Exam Prep with 100% verified correct answers

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Multiple Employer Welfare Arrangement (MEWA) provides what type of benefits? Insurance XYZ Company pays the entire premium for its group health plan. The MINIMUM percentage of eligible employees that must be covered is 100% In Major Medical Expense policies, what is the intent of Sto...

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