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Texas All-Lines Adjusting Questions and Correct Solutions Test Bundle
Texas All-Lines Adjusting Questions and Correct Solutions Test Bundle
[Show more]Texas All-Lines Adjusting Questions and Correct Solutions Test Bundle
[Show more]All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's prem...
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Add to cartAll of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's prem...
Accumulated Depreciation - The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Acreage Reporting Date - The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and...
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Add to cartAccumulated Depreciation - The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Acreage Reporting Date - The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and...
The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as - A recipient location 
 
recipient location -...
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Add to cartThe insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as - A recipient location 
 
recipient location -...
insurance - financial took that protects individual and organizations from unforeseen and extraordinary financial losses by transferring risk to another party 
 
insured - individual or organization that pays premiums in exchange for protection 
 
insurer - company, group, or government age...
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Add to cartinsurance - financial took that protects individual and organizations from unforeseen and extraordinary financial losses by transferring risk to another party 
 
insured - individual or organization that pays premiums in exchange for protection 
 
insurer - company, group, or government age...
Accumulated Depresciation - The total decrease in an item's value over a period of time. 
Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - An item's current market value right before being damaged or destroyed. 
Formula: (Replacement Cost-Accumulated Deprec...
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Add to cartAccumulated Depresciation - The total decrease in an item's value over a period of time. 
Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - An item's current market value right before being damaged or destroyed. 
Formula: (Replacement Cost-Accumulated Deprec...
In order to become a licensed Insurance Adjuster in the state of TX, an individual must be_______________ yrs old. - 18 
 
The Texas All Lines Adjuster License can only be held by residents of TX? T or F - False 
 
List type of Insurance Adjuster Licenses available in Texas: - 1. All Lines ...
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Add to cartIn order to become a licensed Insurance Adjuster in the state of TX, an individual must be_______________ yrs old. - 18 
 
The Texas All Lines Adjuster License can only be held by residents of TX? T or F - False 
 
List type of Insurance Adjuster Licenses available in Texas: - 1. All Lines ...
All of the following are exempted from the requirement of an adjuster's license examination except: A. Those persons holding CPCU designation; B. those persons adjusting workers compensation claims; C. Those persons who have received the Associate in Claims (AIC) designation; D. Those persons who h...
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Add to cartAll of the following are exempted from the requirement of an adjuster's license examination except: A. Those persons holding CPCU designation; B. those persons adjusting workers compensation claims; C. Those persons who have received the Associate in Claims (AIC) designation; D. Those persons who h...
DP - valuation - DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
 
DP - limit for fair rental value - 20% of A 
 
DP - coverages (A-E) - A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
 
DP - limit for ad...
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Add to cartDP - valuation - DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
 
DP - limit for fair rental value - 20% of A 
 
DP - coverages (A-E) - A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
 
DP - limit for ad...
Define Accident - An unforeseen, unintended even; something unexpected 
 
Define Additional Living Expenses - Extra charges covered by homeowner's policies over and above the policyholder's customary living expenses due to damage by a covered peril that makes the home temporarily uninhabitab...
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Add to cartDefine Accident - An unforeseen, unintended even; something unexpected 
 
Define Additional Living Expenses - Extra charges covered by homeowner's policies over and above the policyholder's customary living expenses due to damage by a covered peril that makes the home temporarily uninhabitab...
A severe thunderstorm damaged a policyholder's residence. He called and asked how long it would be before he receives payment for his claim. Which of the following would NOT be an appropriate response? - We have 6 months to reach a final settlement with you. 
 
Janelle has just graduated college...
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Add to cartA severe thunderstorm damaged a policyholder's residence. He called and asked how long it would be before he receives payment for his claim. Which of the following would NOT be an appropriate response? - We have 6 months to reach a final settlement with you. 
 
Janelle has just graduated college...
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