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Ohio life and health state exam Package Deal Full Solutions Pack

Ohio Life and Health Practice Exam Answered 100% Correct Ohio Life and Health Insurance - Ohio Licensing Exam Graded A+ Ohio life and health state exam simulator with Complete Solutions Ohio life, accident and health insurance state exam graded A+ Ohio Life and Health Exam Graded A+ Ohio Life/Healt...

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Ohio Life and Health Practice Exam Answered 100% Correct

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An insured has a stop-loss limit of $5,000, a deductible of $500, and an 80/20 coinsurance. The insured incurs $25,000 of covered losses. How much will the insured have to pay? $500 $5,000 $5,400 $5,600 - ANSWER-$5,000 Which of these is NOT subject to income taxation under Modified Endowmen...

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Ohio Life and Health Insurance - Ohio Licensing Exam Graded A+

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Absolute Assignment - ANSWER-The assignment by the policy owner of all control and rights to a third party. This differs from collateral assignment, which allows all the rights and control to revert to the owner once a loan is paid off Accident - ANSWER-A fortuitous event; unforeseen and unintend...

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Ohio life and health state exam simulator with Complete Solutions

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What type of policy would only provide coverage for specific type of illnesses? - ANSWER-Dread disease insurance Justin is receiving disability income benefits from a group policy paid for by his employer. How are these benefits treated for tax purposes? - ANSWER-taxable income And insurance c...

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Ohio life, accident and health insurance state exam graded A+

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A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? - ANSWER-preferred Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has - ANSWER-better than average mortality The waiver of p...

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Ohio Life and Health Exam Graded A+

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20 - ANSWER-Hours of Prelicensing Courses to be completed Unlimited - ANSWER-How many attempts allowed at passing the state exam within 180 days 18 years old - ANSWER-Minimum attained age to obtain license 30 days - ANSWER-How long you have to notify the Superintendent of a change of addres...

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OHIO Life Insurance Exam Answered 100% Correct

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Insurance: - ANSWER-A contract in which the insurance company agrees to indemnify the insured party against loss, damage or liability arising from an unknown event. Insurance Transfers: - ANSWER-The risk of loss from an individual or business entity to an insurance company, which in turn spreads ...

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Ohio Life and Health Final Exam Graded A+

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Which type of coverage pays an amount per day for hospitalization directly to the insured regardless of the insured's other health insurance? - ANSWER-hospital indemnity What is the renewal date of a resident insurance agent's license? - ANSWER-On or before the last day of the licensee's birth...

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Ohio Life/Health Insurance Study Guide with Complete Solutions

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Which statement best describes the tax responsibilities under a Business Overhead policy? - ANSWER-Premiums are deductible, benefits are taxed In which type of insurance company may stockholders share in the profits and losses of the insurer? - ANSWER-Stock In which company may policy owners r...

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