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Xcel Bundled Exams ( Full Solution Pack) Updated & Verified | Guaranteed Success

Xcel Bundled Exams ( Full Solution Pack) Updated & Verified | Guaranteed Success

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XCEL Solutions: Virginia Weighted Real Time Exam | 2023 | Questions with 100% Correct Answers | Updated & Verified

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An accident and Health insurance applicant who fails to includes material medical information on an application would be reason for the insurer to - deny any future claims and to refund the premium S has a Whole Life Policy with a premium payment due soon. Which provision would keep the policy i...

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Xcel Life, Accident, Health License Exam Questions | 2023 | 550 Questions with 100% Correct Answers | Updated & Verified | 186 Pages

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who is not eligible for social security survivor benefits? A. Full-time students under the age of 19 B. A deceased worker's dependent parents of any age C. A widow at any age who is caring for children younger than 16 D. A widow at full retirement age - A deceased worker's dependent parents of...

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North Carolina XCEL Testing Life & Health Insurance Exam Study | 2023 | 135 Questions with 100% Correct Answers | Updated & Verified

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Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - 1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Treaty What is the name of the law ...

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XCEL - NY - Exam Simulator 1 Insurance | 2023 | 160 Questions with 100% Correct Answers | Updated & Verified | 22 Pages

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Jonas is a whole life insurance policyowner and would like to add coverage for his two children. Which of the following products would allow him to accomplish this? - Child Term Rider Lisa has recently bought a fixed annuity. Which of these is considered to be a disadvantage of owning this type o...

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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE | 2023 | 220 Questions with 100% Correct Answers | Updated & Verified | 29 Pages

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When an insurance company requests an attending physician's report, the request must be accompanied by a - Copy of the signed authorization Which of the following is NOT a required uniform provision in individual health policies? - Change of occupation "Life insurance creates an immediate esta...

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XCEL Exam Simulator FL | 2023 | 200 Questions with 100% Correct Answers | Updated & Verified | 59 Pages

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S recently received a $500,000 lump sum retirement buyout from her employer. She would like to buy an annuity that will immediately furnish her with a guaranteed income for life. What type of annuity is best suited for her situation? - Single Premium. Immediate Annuities are purchased with a sing...

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Xcel Life Policies Exam | 2023 | Questions with 100% Correct Answers | Updated & Verified

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Which type of multiple protection policy pays on the death of the last person? A. Joint Life Policy B. Dual Life Policy C. Multiple Life Policy D. Survivorship Life Policy - D. Survivorship Life Policy A policy owner may change two policy features on what type of life insurance? A. Adjustable ...

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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions | 2023 | Questions with 100% Correct Answers | Updated & Verified | 32 Pages

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The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that...

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Xcel Life Insurance Exam | 2023 | 150 Questions with 100% Correct Answers | Updated & Verified | 21 Pages

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Replacement regulation is designed to protect - Policyowners from mirepresentation and loss of benefits All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health services Which of these will have the highest monthly payout upon annuitization - Straight life Which ...

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Xcel Final Exam Comprehensive of Life and Health Insurance | 2023 | 245 Questions with 100% Correct Answers | Updated & Verified | 43 Pages

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Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance pr...

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XCEL Exam Solutions | 2023 | 130 Questions with 100% Correct Answers | Updated & Verified

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A partial surrender is allowed in which of the following life policies? - Universal life All of the following riders can increase the death benefit amount EXCEPT - Waiver of Premium A health insurance policy where the insurer has the right to terminate the policy fr reasons other than the insure...

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XCEL Chapters 1-4 Solutions | 2023 | 75 Questions with 100% Correct Answers | Updated & Verified

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a nonparticipating company is sometimes called a - stock insurer Fraternal Benefit Society has each other the following characteristics except - exist for profit The Fair Credit and Reporting Act's main purpose is to - protect consumers with guidelines regarding credit reporting and distribution...

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