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FED LAWS CompuCram TEST | Questions with 100% Correct Answers | Updated & Verified

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How many hours of annual continuing education are required by the SAFE Act for state-licensed mortgage loan originators? - 8hrs - The SAFE Act mandates that state-licensed mortgage loan originators take at least eight hours of continuing education every year. As of July 21, 2011, the Consumer Fin...

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Compucram Questions to Review | Questions with 100% Correct Answers | Updated & Verified

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The loan estimate and closing disclosure must be used for most _____________mortgages? - Closed end Identify the statement that is TRUE about the UST section of the SAFE MLO National Test component. - All applicants after April 2013 will be required to take and pass the UST section of the test. ...

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Compucram Questions, Answers,and Rationalities | Questions with 100% Correct Answers | Updated & Verified

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In some states, the common law legal rights that a wife has in property owned by her husband during their marriage are best known as - dower What type of land use does NOT comply with the zoning restriction for its location, but is permitted because it benefits the public? - conditional use What...

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CompuCram Questions | Questions with 100% Correct Answers | Updated & Verified

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The primary purpose of the FACT Act is to - protect consumers from identity theft What rule within the GLB Act governs the collection and disclosure of nonpublic personal information to third parties? - Financial Privacy Rule For an electronic funds transfer, a SAR must be filed when there is a t...

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NMLS SAFE Test Compucram | Questions with 100% Correct Answers | Updated & Verified

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A borrower who has a FICO score below 580, is required to make a minimum down payment of at least _____% for an FHA loan. - 10% What is the maximum seller concession for an FHA loan? - 6% When evaluating rental income that is not reported on current tax returns, the lender will use a portion of ...

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CompuCram Property Valuation & Appraisal | 40 Questions with 100% Correct Answers | Updated & Verified

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Which of the following would not be used in the cost approach? Replacement Cost Net Income Depreciation Separate Value for the land - Net Income When a rural neighborhood loses its only fire station this is called: Functional depreciation Regression and Progression Physical deprecation Econ...

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CompuCram Pre-Assessment | 188 Questions with 100% Correct Answers | Updated & Verified | 26 Pages

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The client is always liable for the acts of - his/her agent. The agent may be liable to the seller for breach of duty. Revocation occurs when - the principal ends the relationship; the agent is no longer authorized to act on behalf of the client. A lender must give a buyer a - good-faith estimat...

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Compucram Pre Exam | 40 Questions with 100% Correct Answers | Updated & Verified

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Who uses the term REALTIST? - members of the National Association of Real Estate Brokers A REALTIST is a member of the National Association of Real Estate Brokers, a group comprised primarily of minority brokers as a response to discrimination from membership to the NAR(R). The Women's council ...

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NMLS Test Prep CompuCram Test Questions | 120 Questions with 100% Correct Answers | Updated & Verified

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A borrower signs the note and mortgage for a refinance on his principal residence on Thursday, Dec. 31. What is the earliest day the funds for this loan could be disbursed (assuming no bona fide financial hardship)? - Wednesday, Jan. 6 Who manages the National Do Not Call Registry? - Federal Trad...

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CompuCram Questions | 47 Questions with 100% Correct Answers | Updated & Verified

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which of the following deeds is most preferred by the seller? - quitclaim deed The legal description of a property based upon points of beginnings, distances, directions and degrees is a/an: - metes and bounds description The taking of private property for public use is called: - condemnation Th...

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Compucram Simulated Exam | 295 Questions with 100% Correct Answers | Updated & Verified | 39 Pages

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When selling an individual condominium unit which of the following would be appurtenant to the unit? - Cabinets in the unit Bob and Jerry take title together. Bob owns one half and Jerry owns one half of the same property. What form of co-ownership does the law presume? - Tenancy in common Owner...

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InterNachi test- Compucram | 185 Questions with 100% Correct Answers | Updated & Verified | 25 Pages

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The inspection of the electrical system should begin with which of the following locations on the property? - Exterior... All parts of the home inspection start on the exterior. A professional inspector delivers a home inspection report written in paragraph form based on his observations and opin...

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