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Texas Property and Casualty Exam Bundle

Texas Property & Casualty License, Texas Property and Casualty Exam, Texas Property & Casualty Insurance, Exam Prep, Practice Exam, Policies Test, Exam Questions & Answers, CHAPTER 1, Texas Property & Casualty, Practice Exam, Statutes and Rules Pertinent, Adjusters License, General Lines (Law and R...

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Texas Property & Casualty License Questions With Correct Answers

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Property vs Casualty: What is considered property? - Answer Structure & Personal Property Property vs Casualty: What is considered casualty? - Answer Non-property losses. Legal liability to others. 3rd Party Risk - Answer uncertainty of financial loss Pure Risk - Answer Chance of Loss Sp...

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Texas Property and Casualty Exam Questions With Correct Answers

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HO-2 - Answer Broad Form; owner occupant HO-3 - Answer Special Form; owner occupant HO-4 - Answer Tenants/Renters HO-5 - Answer Comprehensive Form; owner occupant HO-6 - Answer Condo owners HO-8 - Answer Modified form DP-1 - Answer Fire, lightning, internal explosion (Basic Form) ...

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Texas Property & Casualty Insurance Exam Correct 100%

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A condition or situation that presents a possibility of loss is a (an): - Answer exposure The purpose of insurance is to: - Answer transfer risk Which hazard can be described as a careless attitude or general indifference on the part of the insured toward the occurrence of loss? - Answer moral...

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Texas Property and Casualty Insurance License Exam Prep Solved 100%

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What are 3 subjects an auto policy covers? - Answer 1. Body 2. The vehicle 3. Assets Bodily Injury Types - Answer Personal Injury Med Pay Uninsured Motorist No Fault Insurance - Answer State stipulates that parties cannot file a claim to the other persons insurance policy unless required...

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Texas Property and Casualty Practice Exam Questions With Verified Answers

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Coverage for water backup or sump pump overflow is excluded from the Dwelling Policy. However, with the purchase of the water backup and sump pump overflow endorsement, coverage for up to $5,000 in loss or damage can be provided for an additional premium. What is the deductible associated with this ...

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Texas State Property and Casualty Insurance Policies Test With Complete Solution

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The businessowners policy liability coverage will pay for necessary medical expenses of others within what maximum time period? - Answer 1 Year Which of the following covers a carrier for liability for loss to cargo while it is being transported in a truck? - Answer Moto truck cargo policy- truck...

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Texas P&C Exam Questions & Answers Latest Updated

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HO-2 - Answer Broad Form; owner occupant HO-3 - Answer Special Form; owner occupant. HO-4 - Answer Tenants/Renters contents only HO-5 - Answer Comprehensive Form; owner occupant. HO-6 - Answer Condo owners HO-8 - Answer policy is for OLDER HOMES that have a replacement cost that is mu...

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Texas Property and Casualty Exam Texas CHAPTER 1. Questions With Correct Answers

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INSURANCE - Answer The method of spreading the risk of a financial loss among a large number of people. When spreading the risk reduces the financial impact of an individual loss. INSURANCE COMPANY - Answer entity that agrees to indemnify (make financially whole again) Insureds against covered lo...

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Texas Property & Casualty License Latest Updated 2023

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Chapter 1: Property vs Casualty: What is considered property? - Answer Structure & Personal Property Property vs Casualty: What is considered casualty? - Answer Non-property losses. Legal liability to others. 3rd Party. Casualty insurance means that the policy includes liability (accountabilit...

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Texas Property and Casualty Practice Exam Questions & Answers

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Unilateral Contract - Answer In a (Blank), only one party is legally obligated to perform. The Insured's duty after a loss - Answer Which one of the following would you find in the Conditions section of an insurance policy? The principle of indemnity - Answer Greg plays trombone in his school...

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Texas Property and Casualty Exam Prep Terms With Complete Solution

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A restaurant is out of business for 3 days after an insured's automobile hits an electrical pole. The pole falls and hits the building, knocking out all electrical power supply. Which of the following is NOT covered under the insured driver's auto policy? - Answer Lost revenues from the restaurant...

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Texas Property and Casualty General Lines (Law and Regulations) Correct 100%

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Licensing Purpose - Answer For the protection of the public of this state. Individuals must satisfy the following to be eligible to get a license: - Answer -18 years of age or older -Resident of state -Passed exam and pay fees -Filed application and submitted a fingerprint card -Not license f...

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Texas Property and Casualty Adjusters License Correct 100%

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Risk - Answer Uncertainty Types of risk - Answer Pure vs speculative Pure not insured Peril - Answer Cause of loss- open vs named Hazard - Answer Types- physical , moral , morale Indemnity - Answer No gain Subrogation - Answer Insurance sues at fault party Fiduciary - Answer Resp...

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Texas Property & Casualty Insurance Statutes and Rules Pertinent Questions With Correct Answers

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Property Insurance - Answer Usually covers a building, the contents of a building or both Casualty or Liability Insurance - Answer Provides compensation or indemnity for harm or wrong done to others that the insured is legally obligated to pay. Texas P&C Definition - Answer It is lawful for an...

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