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XCEL - NY Life, Accident, & Health Exam Package Deal -Solved

XCEL - NY Life, Accident, & Health Laws Questions and Answers Graded A+ XCEL Pre-Final Exam - New York Life, Accident and Health Part 2 with Complete Solutions Xcell Testing Solutions (Life & Health) Final 150 Question Practice Exam Latest Updated Graded A+ NY Life, Accident, and Health Insurance A...

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XCEL - NY Life, Accident, & Health Laws Questions and Answers Graded A+

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Superintendent of Insurance - ANSWER-The head of the Department of Insurance. Appointed by the Governor for a 4-year term. Examination of Records - ANSWER-The Superintendent may conduct a financial examination of any insurance company as often as deemed appropriate. 6 years - ANSWER-How lon...

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Xcel Life, Accident, Health License Exam Questions 2022/2023 Solved 100% Correct

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who is not eligible for social security survivor benefits? A. Full-time students under the age of 19 B. A deceased worker's dependent parents of any age C. A widow at any age who is caring for children younger than 16 D. A widow at full retirement age - ANSWER-A deceased worker's dependent p...

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XCEL Pre-Final Exam - New York Life, Accident and Health Part 2 with Complete Solutions

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Sole proprietors are permitted tax deductions for health costs paid from their earnings in the amount of A. costs that exceed 7 1/2 % of AGI B. costs that exceed 10% of AGI C. 100% of costs D. no deduction permitted - ANSWER-100% of costs The purpose of the Coordination of Benefits provision ...

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Xcell Testing Solutions (Life & Health) Final 150 Question Practice Exam Latest Updated Graded A+

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When can a policy owner change a revocable beneficiary? - ANSWER-Anytime M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as beneficiary. M has the right to change the beneficiary designation at anytime. What type of beneficiary is his son? - ANSWER-Revocable H...

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XCEL practice Exams 2022/2023 Solved 100% Correct

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A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? - ANSWER-20-Pay Life accumulates cash value faster than Straight Life A variab...

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Xcel Final Exam Graded A+

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Typically, Long-Term Disability benefits are coordinated with which benefit plan? - ANSWER-Social Security The focus of major medical insurance is providing coverage for - ANSWER-medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20...

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New York Life, Accident and Health-Pre-Final Exam Solved 100% Correct

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What happens when an initial offer is answered with a counteroffer? - ANSWER-Initial offer is void According to the Affordable Care Act (ACA), dependent children may remain on their parent's plan until what age? - ANSWER-Age 26 The premiums paid by an employer for his employee's group life i...

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NYS Life, accident, and health insurance Exam Latest Updated

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Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - ANSWER-30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? - ANSWER-30 A signed go...

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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55 with Complete Solutions

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Process 2103 (d-i) - ANSWER-1. The Superintendent may issue a license to any person, firm or corporation who has complied with the requirements of the Insurance Code, authorizing the licensee to act as agent of any authorized insurer. Every individual applicant for a license under this section and e...

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