Package deal
UST PACKAGE DEAL 2023|GUARANTEED SUCCESS
UST PACKAGE DEAL 2023|GUARANTEED SUCCESS
[Show more]UST PACKAGE DEAL 2023|GUARANTEED SUCCESS
[Show more]A loan originator who applies to be licensed again must: 
complete the Continuing Education requirements for the last year in which the license was held 
 
 
 
A loan originator is: 
An individual who takes a residential mortgage loan application and offers or negotiates terms of a residential mortg...
Preview 1 out of 3 pages
Add to cartA loan originator who applies to be licensed again must: 
complete the Continuing Education requirements for the last year in which the license was held 
 
 
 
A loan originator is: 
An individual who takes a residential mortgage loan application and offers or negotiates terms of a residential mortg...
UST Questions to Study|2023 LATEST UPDATE|GUARANTEED SUCCESS
Preview 4 out of 59 pages
Add to cartUST Questions to Study|2023 LATEST UPDATE|GUARANTEED SUCCESS
Depository Institution 
Any bank or savings association covered by the Federal Deposit Insurance Act. Bank--someone who has credit cards 
 
 
 
Immediate Family Member 
This includes parent, child, spouse, sibling, grandparent, grandchild, adoptive relationships, stepchild and stepparent. No aunts, ...
Preview 2 out of 9 pages
Add to cartDepository Institution 
Any bank or savings association covered by the Federal Deposit Insurance Act. Bank--someone who has credit cards 
 
 
 
Immediate Family Member 
This includes parent, child, spouse, sibling, grandparent, grandchild, adoptive relationships, stepchild and stepparent. No aunts, ...
Undocumented immigrants are being deported at an increasing rate. 
True 
 
 
 
The meaning of being white has depended on identifying another as black. 
True 
 
 
 
 
 
 
00:16 
 
04:07 
Greenfield development results from a change in land use where areas that were once considered rural become part ...
Preview 2 out of 13 pages
Add to cartUndocumented immigrants are being deported at an increasing rate. 
True 
 
 
 
The meaning of being white has depended on identifying another as black. 
True 
 
 
 
 
 
 
00:16 
 
04:07 
Greenfield development results from a change in land use where areas that were once considered rural become part ...
Corrosion Specialist 
designs and certifies cathodic protection system 
 
 
 
Secondary containment shall be constructed to contain at least the following volumes: 
A. 100% of usable capacity of primary where there is only one primary is within the secondary 
B. 150% of the largest container if ther...
Preview 1 out of 4 pages
Add to cartCorrosion Specialist 
designs and certifies cathodic protection system 
 
 
 
Secondary containment shall be constructed to contain at least the following volumes: 
A. 100% of usable capacity of primary where there is only one primary is within the secondary 
B. 150% of the largest container if ther...
1. when tanks arrive at the job site, how should they be unloaded? 
lifted off with a cable attached to the tank lifting lugs 
 
 
 
As an alternative lifting method, should a cable or chain be wrapped around the tank? 
No, Never! 
 
 
 
When you are lifting a tank, using the lifting lugs, which of ...
Preview 3 out of 22 pages
Add to cart1. when tanks arrive at the job site, how should they be unloaded? 
lifted off with a cable attached to the tank lifting lugs 
 
 
 
As an alternative lifting method, should a cable or chain be wrapped around the tank? 
No, Never! 
 
 
 
When you are lifting a tank, using the lifting lugs, which of ...
Ethics 
the practical normative science of the right and wrongness of human conduct as seen by natural reason 
 
 
 
Material Object 
the "stuff" that the discipline studies. 
i.e. discipline= biology; material object= living things 
 
 
 
Formal Object 
the "precise aspect" of the material obje...
Preview 2 out of 13 pages
Add to cartEthics 
the practical normative science of the right and wrongness of human conduct as seen by natural reason 
 
 
 
Material Object 
the "stuff" that the discipline studies. 
i.e. discipline= biology; material object= living things 
 
 
 
Formal Object 
the "precise aspect" of the material obje...
Which of the following is intended to ensure that consumers are provided with information on the nature and costs of the settlement process? 
FCRA 
HPA 
HOEPA 
RESPA 
RESPA 
 
 
 
Which of the following best describes a loan with a principal balance exceeding Fannie Mae or Freddie Mac guidelines? 
S...
Preview 4 out of 42 pages
Add to cartWhich of the following is intended to ensure that consumers are provided with information on the nature and costs of the settlement process? 
FCRA 
HPA 
HOEPA 
RESPA 
RESPA 
 
 
 
Which of the following best describes a loan with a principal balance exceeding Fannie Mae or Freddie Mac guidelines? 
S...
How long does an owner have to fix a significant violation that does not pose an imminent threat to human health and safety or environment before being issued a red tag? 
a) 24 hours 
b) 48 hours 
c) 7 days 
d) 30 days 
c) 7 days; CCR 2717.1(b) 
 
 
 
Which one of the following can perform ELD? 
a) ...
Preview 2 out of 9 pages
Add to cartHow long does an owner have to fix a significant violation that does not pose an imminent threat to human health and safety or environment before being issued a red tag? 
a) 24 hours 
b) 48 hours 
c) 7 days 
d) 30 days 
c) 7 days; CCR 2717.1(b) 
 
 
 
Which one of the following can perform ELD? 
a) ...
What is the hold time for soil and preserved GW GRO samples? 
14 days 
 
 
 
Is an ICC certification needed to install an AST? 
No 
 
 
 
 
 
 
00:37 
 
04:07 
Flammability limits of gasoline 
1.4 to 7.6% 
 
 
 
How many days do you have from a tank closure to report/provide the UST checklist to ECY...
Preview 2 out of 8 pages
Add to cartWhat is the hold time for soil and preserved GW GRO samples? 
14 days 
 
 
 
Is an ICC certification needed to install an AST? 
No 
 
 
 
 
 
 
00:37 
 
04:07 
Flammability limits of gasoline 
1.4 to 7.6% 
 
 
 
How many days do you have from a tank closure to report/provide the UST checklist to ECY...
Until what age (in months) can the degree of hydration and intracranial pressure be assessed through the anterior fontanelle? 
 
3 
6 
12 
18 
Closes at 18 mos but best assessed at 12mos 
12 
 
 
 
Which of the following symptoms is consistent with a middle cranial fossa injury? 
 
Anosmia CN I - an...
Preview 3 out of 27 pages
Add to cartUntil what age (in months) can the degree of hydration and intracranial pressure be assessed through the anterior fontanelle? 
 
3 
6 
12 
18 
Closes at 18 mos but best assessed at 12mos 
12 
 
 
 
Which of the following symptoms is consistent with a middle cranial fossa injury? 
 
Anosmia CN I - an...
Physical Geography 
study of earths living and nonliving systems/ study of landscapes 
 
 
 
Geographers' considerations 
Spatial considerations (related to physical space) and Temporal considerations (related to changes of time 
 
 
 
Atmosphere 
the envelope of gases surrounding the earth or anot...
Preview 2 out of 7 pages
Add to cartPhysical Geography 
study of earths living and nonliving systems/ study of landscapes 
 
 
 
Geographers' considerations 
Spatial considerations (related to physical space) and Temporal considerations (related to changes of time 
 
 
 
Atmosphere 
the envelope of gases surrounding the earth or anot...
Physical Geography 
study of earths living and nonliving systems/ study of landscapes 
 
 
 
Geographers' considerations 
Spatial considerations (related to physical space) and Temporal considerations (related to changes of time 
 
 
 
 
 
 
02:12 
 
04:07 
Atmosphere 
the envelope of gases surroun...
Preview 2 out of 7 pages
Add to cartPhysical Geography 
study of earths living and nonliving systems/ study of landscapes 
 
 
 
Geographers' considerations 
Spatial considerations (related to physical space) and Temporal considerations (related to changes of time 
 
 
 
 
 
 
02:12 
 
04:07 
Atmosphere 
the envelope of gases surroun...
SAFE Act- the secure and fair enforcement for mortgage licensing Act 
Designed to enhance consumer protection and reduce fraud by establishing minimum standards for licensing and registration of MLOs 
 
 
 
Conference of State Bank Supervisors (CSBS) 
National organization founded to further advance...
Preview 1 out of 3 pages
Add to cartSAFE Act- the secure and fair enforcement for mortgage licensing Act 
Designed to enhance consumer protection and reduce fraud by establishing minimum standards for licensing and registration of MLOs 
 
 
 
Conference of State Bank Supervisors (CSBS) 
National organization founded to further advance...
TIL/TILA 
Regulation Z 
Regulates APR, Advertising, Rescission, 3/7/3 Rule. Disclosures required: Truth in Lending, ARM, CHARM booklet (Consumer Handbook on Adjustable Rate Mortgage), when your home is on the line booklet. Disclosure must be sent if APR changes by more than 0.125 on fixed or 0.25 on...
Preview 2 out of 12 pages
Add to cartTIL/TILA 
Regulation Z 
Regulates APR, Advertising, Rescission, 3/7/3 Rule. Disclosures required: Truth in Lending, ARM, CHARM booklet (Consumer Handbook on Adjustable Rate Mortgage), when your home is on the line booklet. Disclosure must be sent if APR changes by more than 0.125 on fixed or 0.25 on...
Economics 
the study of how society manages its scarce resources 
 
 
 
5 principles 
1. People Face Trade-Offs 
2. Opportunity Cost 
3. People respond to incentives 
4. Markets are usually a good way to organize economic activities 
5. Governments can sometimes improve market outcomes 
 
 
 
1. Peo...
Preview 2 out of 15 pages
Add to cartEconomics 
the study of how society manages its scarce resources 
 
 
 
5 principles 
1. People Face Trade-Offs 
2. Opportunity Cost 
3. People respond to incentives 
4. Markets are usually a good way to organize economic activities 
5. Governments can sometimes improve market outcomes 
 
 
 
1. Peo...
Under RESPA, the servicer may require a borrower to pay into an escrow account to cover disbursements that are unanticipated or disbursements made before the borrower's monthly payments are available in the account, a cushion or reserve that must be no greater than _____ of the estimated total annu...
Preview 3 out of 29 pages
Add to cartUnder RESPA, the servicer may require a borrower to pay into an escrow account to cover disbursements that are unanticipated or disbursements made before the borrower's monthly payments are available in the account, a cushion or reserve that must be no greater than _____ of the estimated total annu...
1x sold
July 1 2005, service techs shall possess or work under someone who has a current certification indicating he or she has passed the ? 
California UST service technician exam 
 
 
 
ICC cert must be renewed every? 
24 months 
 
 
 
Service techs must posses or be employed by a person who has the appro...
Preview 2 out of 6 pages
Add to cartJuly 1 2005, service techs shall possess or work under someone who has a current certification indicating he or she has passed the ? 
California UST service technician exam 
 
 
 
ICC cert must be renewed every? 
24 months 
 
 
 
Service techs must posses or be employed by a person who has the appro...
The Class A and Class B certification must be renewed every: 
5 years 
 
 
 
UST financial responsibility requirements apply to which of the following? 
600-gallon used oil tank 
 
 
 
Secondary containment is required for all of the following except: 
Vent line 
 
 
 
A Class A operator shall maint...
Preview 1 out of 3 pages
Add to cartThe Class A and Class B certification must be renewed every: 
5 years 
 
 
 
UST financial responsibility requirements apply to which of the following? 
600-gallon used oil tank 
 
 
 
Secondary containment is required for all of the following except: 
Vent line 
 
 
 
A Class A operator shall maint...
3 states of water 
solid- ice 
gas- vapor 
liquid- water 
 
 
 
evaporation 
Liquid to gas 
 
 
 
sublimation 
solid to gas 
 
 
 
deposition 
gas to solid 
 
 
 
condensation 
Gas to liquid 
 
 
 
when latent heat is reduced and stored 
latent heat is transferred when water changes state 
-release ...
Preview 2 out of 10 pages
Add to cart3 states of water 
solid- ice 
gas- vapor 
liquid- water 
 
 
 
evaporation 
Liquid to gas 
 
 
 
sublimation 
solid to gas 
 
 
 
deposition 
gas to solid 
 
 
 
condensation 
Gas to liquid 
 
 
 
when latent heat is reduced and stored 
latent heat is transferred when water changes state 
-release ...
world price 
the price of a good that prevails in the world market for that good 
 
 
 
tariff 
a tax on goods produced abroad and sold domestically 
 
 
 
internalizing the externality 
altering incentives so that people take account of the external effects of their actions 
 
 
 
externality 
the ...
Preview 1 out of 3 pages
Add to cartworld price 
the price of a good that prevails in the world market for that good 
 
 
 
tariff 
a tax on goods produced abroad and sold domestically 
 
 
 
internalizing the externality 
altering incentives so that people take account of the external effects of their actions 
 
 
 
externality 
the ...
Study Guide California Designated Operator (PART 1)|2023 LATEST UPDATE|GUARANTEED SUCCESS
Preview 2 out of 9 pages
Add to cartStudy Guide California Designated Operator (PART 1)|2023 LATEST UPDATE|GUARANTEED SUCCESS
Geomorphology 
study of the shape of the Earth's features and how they change over time 
 
 
 
Present era of timescale 
Cenozoic era 
 
 
 
 
Radiometric dating 
rate of radioactive decay of rock elements to determine the age of rocks 
 
 
 
Timescale for geologic change 
history of the Earth sinc...
Preview 2 out of 9 pages
Add to cartGeomorphology 
study of the shape of the Earth's features and how they change over time 
 
 
 
Present era of timescale 
Cenozoic era 
 
 
 
 
Radiometric dating 
rate of radioactive decay of rock elements to determine the age of rocks 
 
 
 
Timescale for geologic change 
history of the Earth sinc...
2x sold
1. One of the significant causes of leaks in underground liquid storage systems is ____________ ________________ 
Improper Installation 
 
 
 
2. Written Plans are required to 
obtain permits, solicit bids, and provide precise guidance for installers. 
 
 
 
3. The plans should 
Describe the propert...
Preview 3 out of 21 pages
Add to cart1. One of the significant causes of leaks in underground liquid storage systems is ____________ ________________ 
Improper Installation 
 
 
 
2. Written Plans are required to 
obtain permits, solicit bids, and provide precise guidance for installers. 
 
 
 
3. The plans should 
Describe the propert...
Observation wells are installed _____the excavation, while monitoring wells are installed _______the excavation. 
Inside, Outside 
 
 
 
After piping areas are backfilled, _______psi air pressure may be maintained in the piping, provided no product has been in the piping. 
10 psi 
 
 
 
 
 
 
00:43 ...
Preview 2 out of 10 pages
Add to cartObservation wells are installed _____the excavation, while monitoring wells are installed _______the excavation. 
Inside, Outside 
 
 
 
After piping areas are backfilled, _______psi air pressure may be maintained in the piping, provided no product has been in the piping. 
10 psi 
 
 
 
 
 
 
00:43 ...
Which of the following inquiries is considered lawful when asked for the purposes of credit approval as governed by ECOA? 
A. Years on the job 
B. Race 
C. Marital status 
D. Age 
The answer is: A. years on the job. ECOA protects against discrimination in credit transactions. Asking how many years s...
Preview 2 out of 9 pages
Add to cartWhich of the following inquiries is considered lawful when asked for the purposes of credit approval as governed by ECOA? 
A. Years on the job 
B. Race 
C. Marital status 
D. Age 
The answer is: A. years on the job. ECOA protects against discrimination in credit transactions. Asking how many years s...
leuc 
white 
 
 
 
logy 
the study of 
 
 
 
lymph/o 
water 
 
 
 
lysis 
break up 
 
 
 
macr/o 
large 
 
 
 
meg/a 
great 
 
 
 
meso 
in the middle 
 
 
 
meta 
after
Preview 1 out of 1 pages
Add to cartleuc 
white 
 
 
 
logy 
the study of 
 
 
 
lymph/o 
water 
 
 
 
lysis 
break up 
 
 
 
macr/o 
large 
 
 
 
meg/a 
great 
 
 
 
meso 
in the middle 
 
 
 
meta 
after
Under-dispenser containment was required for all UST systems by ___________. 
a.) December 31, 2003 
b.) July 1, 1987 
c.) January 1, 1984 
d.) January 1, 2000 
a.) December 31, 2003CCR Title 23, Sec 2636(g)(C) 
 
 
 
According to California Law, UST systems installed after July 1, 2003, require a o...
Preview 3 out of 18 pages
Add to cartUnder-dispenser containment was required for all UST systems by ___________. 
a.) December 31, 2003 
b.) July 1, 1987 
c.) January 1, 1984 
d.) January 1, 2000 
a.) December 31, 2003CCR Title 23, Sec 2636(g)(C) 
 
 
 
According to California Law, UST systems installed after July 1, 2003, require a o...
Main questions all scholars hope to address/waiver? 
• What makes a human settlement a city, as 
opposed to a village or town? 
• Why and how do cities develop? Why do some 
cities decline 
• How do the physical and social characteristics of 
the city change over time? What factors 
determine ...
Preview 3 out of 18 pages
Add to cartMain questions all scholars hope to address/waiver? 
• What makes a human settlement a city, as 
opposed to a village or town? 
• Why and how do cities develop? Why do some 
cities decline 
• How do the physical and social characteristics of 
the city change over time? What factors 
determine ...
Descartes years of life 
1596-1650 
 
 
 
Descartes goal 
unify philosophy + theology + science 
 
 
 
background 
1. christianity 
2. theology --> St. Augustine(plato), Thomas Aquinas (aristotle) 
3. "dark ages" 
4. 1400-1700 --> science + technology (telescope) 
 
 
 
Who thinks what exist...
Preview 2 out of 6 pages
Add to cartDescartes years of life 
1596-1650 
 
 
 
Descartes goal 
unify philosophy + theology + science 
 
 
 
background 
1. christianity 
2. theology --> St. Augustine(plato), Thomas Aquinas (aristotle) 
3. "dark ages" 
4. 1400-1700 --> science + technology (telescope) 
 
 
 
Who thinks what exist...
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Stuvia is a marketplace, so you are not buying this document from us, but from seller GUARANTEEDSUCCESS. Stuvia facilitates payment to the seller.
No, you only buy these notes for $71.19. You're not tied to anything after your purchase.
4.6 stars on Google & Trustpilot (+1000 reviews)
72042 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now