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N.C. Claims Adjuster Exam: NC Claims Adjuster Exam : Insurance Adjuster Study Guide: Texas Adjuster Exam : Certified Adjuster Glossary: Adjuster Pro - Insurance Adjuster Test: Texas All Lines Adjuster Test: Claims Adjuster Exam :All Lines Adjuster Exam $17.00   Add to cart

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N.C. Claims Adjuster Exam: NC Claims Adjuster Exam : Insurance Adjuster Study Guide: Texas Adjuster Exam : Certified Adjuster Glossary: Adjuster Pro - Insurance Adjuster Test: Texas All Lines Adjuster Test: Claims Adjuster Exam :All Lines Adjuster Exam

N.C. Claims Adjuster Exam: NC Adjuster License Practice Exam; NC Claims Adjuster Exam Study Guide: Insurance Adjuster Study Guide: Texas Adjuster Exam :Adjuster Pro - Florida Certified Adjuster Glossary: Adjuster Pro - Insurance Adjuster Test: Texas All Lines Adjuster Test:Florida Claims Adjuster E...

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N.C. Claims Adjuster Exam: N.C. Claims Adjuster License Exam: Latest Updated A+ Guide Solution

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Inception/Expiration Date (Ans- an insurance policy covers the insured starting at 12:01am on the day on which coverage begins and expires at 12:01am on the expiration day of the policy. Occurrence Date (Ans- Date of which the loss occurred Identification of parties involved (Ans- The lo...

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NC Adjuster License Practice Exam: Questions & Answers: A+ Guide Solution

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Manny is purchasing a Commercial Property policy with a Business Income form included. Manny can select from any of the following as a method to provide coverage, while avoiding the coinsurance requirement, EXCEPT: (Ans- The maximum monthly limit of indemnity optional coverage The traditional def...

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NC Claims Adjuster Exam Study Guide: Guaranteed A+ Guide Solution

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Liability Insurance PAP (Part A) (Ans- Pays all the sums and insured must legally pay as damage due to BI/PD caused by an accident and resulting from the ownership, maintenance or use of a covered auto. Coverage Part A through F of a PAP (Ans- A. Liability B. Medical Payments C. UM/UIM D...

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Insurance Adjuster Study Guide: Updated A+ Guide Solution

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Lender Interest Provisions (Ans- Protects lender interest by allowing the lender certain rights in the policy. Coinsurance Penalty (Ans- A property insurance provision that penalizes the insured's loss recovery if the limit of insurance purchased by the insured is not equal to or greater tha...

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Insurance Adjuster Exam: Questions & Answers: Updated A+ Guide Solution

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Which kind of losses are covered under a standard fire policy? (Ans- Direct All fires are not covered by the Standard Fire policies, only those that: (Ans- are hostile and have a flame or glow At what time does a fire policy go into affect? (Ans- 12:01am standard time at the location of th...

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Texas Adjuster Exam: 100% Verified Questions & Answers

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If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. (Ans- $30,000 Which of the following statements best describes an inland marine policy? (Ans- Pertains to Cargo with no fi...

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Adjuster Pro - Florida Certified Adjuster Glossary: Updated

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Accumulated Depreciation (Ans- The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Actual Cash Value (ACV) (Ans- A valuation method used by insurers to reflect an item's current market value right before being damaged or destroy...

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Adjuster Pro - Insurance Adjuster Test: insurance Adjuster Test Study Guide: Questions & Answers: Updated Solution

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What is insurance? (Ans- protection against financial loss what is a premium (Ans- a scheduled amount to be paid for an insurance policy. What are premiums used for (Ans- premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance companies ...

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Texas All Lines Adjuster Test Questions & Answers: Updated

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Accumulated Depreciation (Ans- The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Acreage Reporting Date (Ans- The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage need...

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Homeowners Insurance Practice Exam: Questions & Answers: A+ Guide Solution

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What is a homeowners policy? (Ans- multi-line policies with six different policy forms, only significant difference is the perils. What is Section I of the homeowners policy? (Ans- Property What is Section II of the homeowners policy? (Ans- Casualty aka Liability What is Section I-Pro...

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Florida Claims Adjuster Exam Review (6-20 All Lines Adjuster): Updated A+ Guide Solution

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Peril (Ans- Something that causes a loss. Hazard (Ans- Something that increases the probability that a loss will occur. Warranty (Ans- A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation...

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All Lines Adjuster Exam: Questions & Answers: Updated Guide Solution

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The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as (Ans- A recipient location recipient locatio...

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Adjuster Licensing Exam: Questions & Answers: Guaranteed A+ Guide

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The amount the insured must pay in a loss before any payment is due is known as? (Ans- Deductible What is a partial legal defense that reduces the amount of damages that a person can recover based upon the amount that this person's own negligence contributed to the loss (Ans- Comparative Negl...

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Texas All lines adjuster license insurance terms and concepts Chapter 1: Updated Guide Solution

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Law of Large Numbers (Ans- the more examples used to develop any statistic, the more reliable the statistic will be Underwriting (Ans- The process and insurance company uses to decide whether to except or reject an application for a policy insurance. underwriters evaluate the risk and exposur...

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