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MICHIGAN PROPERTY % CASUALTY EXAM PACK|GRADED A+|GUARANTEED SUCCESS $39.49   Add to cart

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MICHIGAN PROPERTY % CASUALTY EXAM PACK|GRADED A+|GUARANTEED SUCCESS

MICHIGAN PROPERTY % CASUALTY EXAM PACK|GRADED A+|GUARANTEED SUCCESS

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Michigan Property & Casualty Exam with 100% correct answers

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FIO (Federal Insurance Office) Monitors insurance industry and identifies issues and gaps in the state regulation of insurers. It also monitors access to affordable insurance by underserved communities and consumers. Insurance Regulation at State Level Insurance industry is regulated primar...

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MI Property & Casualty Exam - Michigan-Specific Regulations and Laws already graded A

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What organization was established to protect insureds against financial loss because of insurance company insolvency? The Michigan Property and Casualty Guaranty Association (MPCGA) Which insurers authorized to sell insurance are required to be members of the association? All insurers excep...

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Property & Casualty Michigan Practice Exam with complete solutions

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The Governer appoints a Commissioner of Insurance every how many years? 4 Maximum fine for knowingly violating cease and desist order is $10,000 and possible licesnse revokation. 00:02 01:49 Temporary Licenses are issued for how many days? 180 An applicant who has b...

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Property and Casualty Insurance: Michigan with 100% correct answers

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Marketing Practices: Disparaging comparisons and statements. Advertisements cannot directly or indirectly make unfair, or incomplete comparison to the policies of other insurers. Marketing Practices: False or Malicious statements False or malicious statements are considered a misdemeanor wi...

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Michigan Property & Casualty Insurance Exam with 100% correct answers

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Risk The possibility that a loss will occur Speculative Risk Chance of loss or gain 00:10 01:49 Pure Risk only the possibility of loss Peril cause of loss Exposure The potential for accidents and other losses Direct Loss Loss that is a direct result...

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MI Property & Casualty Exam - Ins. Regulation with 100% correct answers

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A person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance. Producer (Agent) What are the requirements to be an agent? 1. Be a resident of the state 2. Be at least 18 years of age 3. Possess reasonable understanding of insurance laws, good faith...

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Michigan Property & Casualty Limited Lines Exam Study Guide with complete solutions

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Personal Contract personal in nature, there must be an insurable interest Aleatory Contract "a one sided contract" equal value is not given by both parties in the contract. Policyowner pays small premium - insurer provides a substantial benefit 00:00 01:49 Contract of Adh...

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Property and Casualty Insurance: Michigan, uncle bill's with complete solutions already graded A

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Example of Rebating Agent giving someone money or a flatscreen tv if they will buy a policy from you. Under Michigan _______ _______ ______, an insurer cannot limit coverage or refuse to insure or renew coverage unless the insurer has specific written underwriting rules that would allow that...

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Property and Casualty Insurance: Michigan, uncle bill's with complete solutions already graded A

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Example of Rebating Agent giving someone money or a flatscreen tv if they will buy a policy from you. Under Michigan _______ _______ ______, an insurer cannot limit coverage or refuse to insure or renew coverage unless the insurer has specific written underwriting rules that would allow that...

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MI Property & Casualty Exam - Auto with 100% correct answers

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Covered Auto means any ____ listed on the declarations page. Vehicle Newly Acquired auto means any private ____ car, ____ or ____, non-owned temporary ____ vehicle or trailer or trailer designed to be pulled by a ____ vehicle acquired by the insured during the policy period. Passenger; Pick...

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P&C: Michigan Law Supplement (Property and Casualty) with 100% correct answers

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Michigan Laws: Property and Casualty Only Ahead Guaranty Association Protects insureds against insurer insolvencies. Covers: - Auto - Homeowners - Fire - Commercial Property - Worker's Compensation - General Liability *Personal Protection Insurance and Worker's Compensation: Paid i...

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Property and Casualty Exam with complete solutions

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Bailee An individual or organization who has taken into its care, custody, and/or control the property of another for servicing, repair, or storage Hazard Something that increases the chance or likelihood of a loss occuring. (physical or moral or morale) 00:01 01:49 Mark...

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Property and casualty insurance Exam Questions and Answers Part one

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Which of the following are the authorities that an agent can hold? Express and implied Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? Permanent partial disability 00:00 01:49 Who is NOT considered an employee in an comme...

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Property & Casualty - All Simulator Questions with answers

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X Edit # 6. Licensees who are currently licensed, and have recently become residents of the state of Michigan may not have to complete any prelicensing education. To qualify for this exemption, they must apply to become resident licensees within a few days of establishing a legal residence within ho...

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