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Xcel Life Insurance Exam Questions with accurate answers. Rated A. 2022/23 Document Content and Description Below Xcel Life Insurance Exam Questions with accurate answers. Rated A. 2022/23 Replacement regulation is designed to protect - Policyowners from mirepresentation and loss of benefits All H...

Xcel Final Exam, Questions and answers. 100% proven pass rate. 2022/2023 Document Content and Description Below Xcel Final Exam, Questions and answers. 100% proven pass rate. 2022/2023 Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of ...

XCEL Chapter 4, Questions with accurate answers. Rated A. 2022/2023 John and Mary have a handicapped child that is financially dependent upon them. The death of one of the parents would not be financially disastrous, however the death of both likely would be. Which policy would be best suited f...

Xcel chapter exams Questions with accurate answers. 100% proven pass rate. 2022/2023 Which of the following is a contract that involves one party which indemnifies another when a loss arises from an unknown event? - Insurance policy Which of the following is NOT a characteristic of reinsuran...

North Carolina XCEL Testing Life & Health Insurance Exam Study. 100% verified./ Latest Update. Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - 1970 - Fair Credit Reporting Act What type of reinsurance contract invo...

Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions. 100% verified Accuracy. Rated A Which dividend option would an insurer invest the policy owner's money and add any interest earnings as the dividends accrue? -Accumulation at Interest Option -Cash Dividend O...

Xcell Testing Solutions (Life & Health) Final 150 Question Practice Exam Questions with accurate answers. 100% proven pass rate. 2022/2023. When can a policy owner change a revocable beneficiary? - Anytime M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as b...

XCEL Life and Health Insurance Test Review Questions with accurate answers. Graded A. 2022/2023. Period Certain - Which annuity payout option allows the policy owner to choose a pre-determined number of benefit payments? Life only annuity - Which annuity payout option has no additional payou...

XCEL solutions, Questions with accurate answers. Graded A+. 2022/2023. 100% verified. A partial surrender is allowed in which of the following life policies? - Universal life All of the following riders can increase the death benefit amount EXCEPT - Waiver of Premium A health insurance po...

XCEL Exam Questions With accurate answers. Graded A. 2022/2023. Which of these is NOT considered to be a common life insurance nonforfeiture option? a. Cash surrender b. Extended term insurance c. Reduced paid-up insurance d. Life income annuity - d. Life income annuity Which of th...

XCEL practice exams, Questions with accurate answers. Graded A. 2022/2023 A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? - ...

XCEL Final Exam, Questions and answers. Rated A. 2022/2023. Graded A Irrevocable beneficiary - What kind of life insurance beneficiary requires his/her consent when a change of beneficiary is made? Anytime - When can a policy-owner change a revocable beneficiary? Daughter - K has a life i...

Xcel Solutions Final Exam Questions with accurate answers. Rated A. 2022/2023 A Who does a life settlement broker represent? - Individual wanting to sell their life policy to a third party What is the insurance term the State of California uses for an insurer that is eligible to transact busi...

Xcel Solutions Final Exam Questions with accurate answers. Rated A. 2022/2023 Who does a life settlement broker represent? - Individual wanting to sell their life policy to a third party What is the insurance term the State of California uses for an insurer that is eligible to transact busin...

Xcel Life Insurance Exam Questions with accurate answers. Rated A. 2022/23 Replacement regulation is designed to protect - Policyowners from mirepresentation and loss of benefits All Health Benefit Plans issued after January 1, 2014 must provide - Preventative health services Which of the...

Xcel Final Exam, Questions and answers. 100% proven pass rate. 2022/2023 Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured und...

30 XCEL Chapter 11 Exam Questions with 100% Correct Answers What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 allow an employee to do? A. In the event of employment termination, group health insurance can be kept if the employee pays the premiums B. Receive a tax cre...