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[SOLVED] HUD BUNDLED EXAMS QUESTIONS AND ANSWERS WITH COMPLETE AND VERIFIED SOLUTIONS $20.49   Add to cart

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[SOLVED] HUD BUNDLED EXAMS QUESTIONS AND ANSWERS WITH COMPLETE AND VERIFIED SOLUTIONS

[SOLVED] HUD BUNDLED EXAMS QUESTIONS AND ANSWERS WITH COMPLETE AND VERIFIED SOLUTIONS

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HUD Certification Exam Questions and Answers Already Passed

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HUD Certification Exam Questions and Answers Already Passed Deed Restrictions Legally enforceable terms that govern the use of real estate Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national o...

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HUD Certification Questions and Answers 100% Pass

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HUD Certification Questions and Answers 100% Pass Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease Pay stub A client would like purchase a home within one yea...

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HUD Questions and Answers Rated A

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HUD Questions and Answers Rated A Primary function of HUD Creating and managing programs to provide quality affordable housing, prevent housing discrimination and help build sustainable communities. HUD investigates complaints of housing discrimination based on? Race Color Religion National Origin ...

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HUD Exam Prep Questions and Answers with Complete Solutions

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HUD Exam Prep Questions and Answers with Complete Solutions % Impact of Account Payment History on Credit Score 35% portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens % Impact of Amounts Owed on Accounts on Credit Score 30%...

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HUD Practice Test and Correct Answers Already Passed

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HUD Practice Test and Correct Answers Already Passed Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay Stub A client would like to purchase a home within one year. The client is motivated to increase household income as a ...

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HUD Practice Exam Questions and Answers with Correct Solutions

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HUD Practice Exam Questions and Answers with Correct Solutions Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? List of Assets Retirement plan statement Pay stub X Current lease A client would like purchase a home within one ...

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HUD Housing Counselor Exam Questions and Answers 100% Pass

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HUD Housing Counselor Exam Questions and Answers 100% Pass Adjustable Rate Mortgage (ARM) Adjustable rate mortgages have an initial rate that applies for a defined period of time (typically from one month to 10 years), then adjusts at pre-determined intervals for the life of the loan. Interest rates...

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HUD Exam Prep Questions and Answers 100% Pass

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HUD Exam Prep Questions and Answers 100% Pass Conventional Loan Front end 28% Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. AKA prime loans. Good credit, 20% down payment. May have interest only terms FHA Front end 31% Back end 43% Limited funds, bad credit, bankr...

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HUD Housing Counselor Certification Practice Questions and Answers 100% Pass

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HUD Housing Counselor Certification Practice Questions and Answers 100% Pass What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? 50% Which is the maximum recommended housing ratio for renting an apartment? 30% Eligibility requiremen...

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HUD Exam – Tenancy Questions and Answers with Certified Solutions

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HUD Exam – Tenancy Questions and Answers with Certified Solutions Jake has a session with a new client, Ruth, later that day. She has received notice that her apartment complex, which offers her project-based housing assistance, will be sold to a new management company in six months. The new comp...

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HUD Exam - Housing Affordability Questions and Answers Graded A

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HUD Exam - Housing Affordability Questions and Answers Graded A All of the following are true statements about upfront costs associated with renting and buying, except; A. Renters generally pay a security deposit upon signing a lease. B. The average cost due upon signing a lease for a rental is t...

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HUD Housing Counseling Exam Questions and Answers with Approved Solutions

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HUD Housing Counseling Exam Questions and Answers with Approved Solutions Rental Obstacle + Solutions: Low Income -Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends S...

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HUD Practice test questions and answers already passed

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HUD Practice test questions and answers already passed 1) A client would like to purchase a house within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a se...

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HUD Test 1 with Complete Solutions Already Passed

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HUD Test 1 with Complete Solutions Already Passed Which document should the counselor review with the client to identify spending habits and track expenses? Bank Statement Which additional information would the housing counselor need to prepare a household budget for this client? Net income Which...

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HUD Exam - Fair Housing Questions and Answers with Certified Solutions

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HUD Exam - Fair Housing Questions and Answers with Certified Solutions Which describes the legally enforceable terms that govern the use of real estate? A. Residential security restrictions B. Deed restrictions C. Redlined Maps Government-sponsored deeds B. Deed Restrictions -Deed restrictions a...

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Fair Housing Practice Exam Questions and Answers Already Graded A

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Fair Housing Practice Exam Questions and Answers Already Graded A True Because of the Civil Rights Act of 1866, there are no exceptions that allow discrimination in the housing market based on race. Select one: True False Handicap status In March of 1989 two protected classes were added to the F...

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Housing Counselor Exam Questions and Answers Already Passed

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Housing Counselor Exam Questions and Answers Already Passed Default When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation Monthly housing expenses/gross monthly income Front-End Ratio maximums 28% or less - conventional loan 31% or less for FHA, 30% or less for ren...

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HUD Exam - Avoiding Foreclosure Questions and Answers with Complete Solutions

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HUD Exam - Avoiding Foreclosure Questions and Answers with Complete Solutions The following contributed to the increase in foreclosure rates, except: A. Subprime lending B. Risky loan products with feature like negative amortization C. Demand from the secondary market D. Homeowners paying off m...

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