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Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: Select the single best answer: A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. B. If the insured does not rebuild, the time necessary for...

Competitive Bids - Answer- The competitive bid process requires that two or more repairers submit competitive estimates or "bids" for a specific repair job. The amount of the low, complete bid is generally considered to be the "competitive" price and is used as the basis for settlement. In all...

The formula for determining the area of a trapezoid is: Select the single best answer: A. [(Base1 + Base2) ÷ 2] x Height B. ½ Base x Height C. Base x Height D.

You're preparing an estimate on a customer's vehicle that requires refinishing of the hood and right front fender only. The hood is the first panel listed on the estimate. According to most Collision Estimating Guides, would refinish overlap be applicable on the hood? Choose the most correct state...

Coverage A - Answer- Dwelling Coverage B - Answer- Personal Property Coverage C - Answer- Loss of Use Coverage A - Answer- is the dwelling and dwelling extensions. The dwelling is the structure used principally as a the private residence and the dwelling extensions are other structures on...

Removal of shingles - Answer- estimate for the actual number of squares (not square feet). No estimating or rounding Replacement of shingles - Answer- a) Include waste in the calculation -10% - Composite -15% - wood b) Round up to the nearest bundle -Assume 3 bundles per SQ for composite s...

10% removal squares by 1.10 - Answer- Gable roofs have what waste factor so multiply what by what? 15% removal squares by 1.15 - Answer- Hip roofs have what waste factor so multiply what by what? .33, .67, or whole number - Answer- Always round composition and laminate shingle replacement to? ...

Liability - Answer- (Coverage A) If you're AT FAULT for an accident that injiures another person its covers thier medical bills Property Damage liability - Answer- (Coverage B/P.D) Only pays for damage to the property of others If the accident is your fault (Consider how you'd pay for damages t...