NURSING

variable life products require a producer to - Correct Answer hold a life insurance license and a securities license which of these actions is NOT required when a producer replaces an existing individual life insurance policy - Correct Answer obtain the beneficiary's signature which of the following correctly explains the actions an agent should take if a customer wants to apply for a life insurance policy - Correct Answer complete the application and review the information with the custo...

How long may an insurer defer granting a policy loan after receiving the loan application? - Correct Answer 6 months Which Unfair Trade Practice involves a producer suggesting that an insurance policy is like a share of stock? - Correct Answer Misrepresentation Which of these statements may a producer make to a client about a Whole Life policy? - Correct Answer "Nonforfeiture benefits will be available after a period of time" Which of the following is NOT considered rebating? - Correc...

Examination of Records - Correct Answer The Commissioner can examine anyone in the business of insurance in the state at anytime. A company shall be examined every 5 years. Notice and Hearing - Correct Answer the Commissioner may call and hold hearings for any purpose deemed necessary. Insurance Commissioner - Correct Answer the commissioner may conduct investigations or examinations whenever deemed necessary, subpoena the witnesses to testify. cease and desist order - Correct Answer th...

Defamation - Correct Answer A brochure including an untrue statement regarding a competitors ability to pay claims off-the-job accident - Correct Answer An accident policy will most likely pay a benefit for Delivery Receipt - Correct Answer The signed document that starts the free look period Conditional Receipt - Correct Answer T applies for a life insurance policy and is told by the producer that the insurer is bound to the coverage as of the date of the application or medical examina...

A chocolate drink, such as cocoa, contains as much caffeine as does a cup of coffee - Correct Answer False Amphetamine and cocaine are classified in which of the following Schedules? a. I b. II c. III d. IV - Correct Answer b Amphetamine was available in OTC nasal decongestant inhalers until the late 1940s - Correct Answer True Chronic high doses of amphetamines have not been shown to permanently damage the brain - Correct Answer False __________ of cocaine allows the most intens...

Pharmocology - Correct Answer scientific study of drugs concerned with all information about the effects of drugs on living systems Psychopharmacology - Correct Answer subarea of pharmocology that concerns the effects of drugs on behavior World Health Organization, 1981, (WHO) , definition on drug - Correct Answer any chemical entity or mixture of entities not required for the maintenance of health but that alters biological function or structure when administered How did Rinaldi et al....

The field of pharmacology is allied with ___________. - Correct Answer Physiology and Biochemistry An agent that is _____ is not part of the World Health Organization's definition of drug. - Correct Answer Is illegal The field of _____ is concerned with all information about the effects of drugs on living systems. - Correct Answer Pharmacology The consensus definition of drug abuse arrived at by Rinaldi et al. centers on ___________. - Correct Answer Harmful consequences Which of th...

Animism - Correct Answer Objects attain certain characteristics because of spirits Consuming the plant transfers this spirit important in development of spiritual and religious traditions Psychotomimetic drugs - Correct Answer "Mimicking psychosis" Produce hallucinations, altered reality, psychosis Psychedelics - Correct Answer Capable of altering perceptions while allowing the person to remain communication with the present world Provide awareness of both the "fantasy" wor...

addicted - Correct Answer 10-12% of adults that drink alcohol become______ blackout - Correct Answer No recall of events while intoxicated control moderate to severe mental disorders - Correct Answer Alcohol is often used to try and_______ depression and anxiety disorders - Correct Answer Alcoholics often suffer from______ and ______ 50 - Correct Answer More then____% of motor vehicles fatalities include alcohol use. realse of pent up anger - Correct Answer by lowering inhibtions ...

Whippets - Correct Answer small canisters containing pressurized nitrous oxide Fentanyl - Correct Answer synthetic drug that is 50x stronger than heroin Stress Abstinence - Correct Answer main goal of primary prevention Impactors - Correct Answer Role models for abstinence Scopolamine - Correct Answer Worlds scariest drug or aka "Burundanga" K2 or Spice - Correct Answer synthetic THC - agonists that produce 100% stimulation of the brain Micro-dosing - Correct Answer taking dr...