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Florida Life, Health, and Annuities 215 Study Set with Correct Answers
All of the following are systems that support the sale of insurance through agents and brokers... - CORRECT ANSWER- Independent Agency system Career Agency System Personal Producing General Agency System Dividends from a stock company are paid to stockholders, whereas in a mutual company, dividends are - CORRECT ANSWER- Paid to the policy owners Who is considered the owner of a mutual insurance company? - CORRECT ANSWERPolicyholders Which of the following statements is correct when compar...
- Exam (elaborations)
- • 19 pages •
All of the following are systems that support the sale of insurance through agents and brokers... - CORRECT ANSWER- Independent Agency system Career Agency System Personal Producing General Agency System Dividends from a stock company are paid to stockholders, whereas in a mutual company, dividends are - CORRECT ANSWER- Paid to the policy owners Who is considered the owner of a mutual insurance company? - CORRECT ANSWERPolicyholders Which of the following statements is correct when compar...
Florida Life and Health Insurance Study Quiz with 100% Verified Definition
Insured - DEFINITION- The person covered by the insurance policy. Rider - DEFINITION- A written modification attached to a policy that increases or decreases coverage and/or premiums. What is a unilateral contract? - DEFINITION- A contract in which only one of the parties is legally bound to fulfill its obligations. What law protects consumers from the circulation of inaccurate or obsolete information? - DEFINITION- The Fair Credit Reporting Act. What are the three types of agent authorit...
- Exam (elaborations)
- • 16 pages •
Insured - DEFINITION- The person covered by the insurance policy. Rider - DEFINITION- A written modification attached to a policy that increases or decreases coverage and/or premiums. What is a unilateral contract? - DEFINITION- A contract in which only one of the parties is legally bound to fulfill its obligations. What law protects consumers from the circulation of inaccurate or obsolete information? - DEFINITION- The Fair Credit Reporting Act. What are the three types of agent authorit...
Florida Insurance 2-14 Exam Terms And 100% Verified Definition
Insurance - DEFINITION- Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. Life Insurance - DEFINITION- Is based on actuarial or mathematical principles and guarantees a specified sum of money upon the death of the person who is insured. Annuities - DEFINITION- Provide a stream of income by making a series of payments to the annuitant for the annuitant...
- Exam (elaborations)
- • 32 pages •
Insurance - DEFINITION- Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. Life Insurance - DEFINITION- Is based on actuarial or mathematical principles and guarantees a specified sum of money upon the death of the person who is insured. Annuities - DEFINITION- Provide a stream of income by making a series of payments to the annuitant for the annuitant...
Florida Health, Life & Annuity End of Course Exam 1 Study Questions Correct Answers
Who is employee group life insurance designed to benefit? Select one: a. Employer only b. Employee and employer c. Employee only d. Employee or employer - CORRECT ANSWER- Employee life insurance insures the lives of a group of individual employees of an employer for the benefit of persons other than the employer, under a group policy issued to the employer. The correct answer is: Employee only All of the following are true about the probationary clause on a health policy, EXCEPT: Selec...
- Exam (elaborations)
- • 43 pages •
Who is employee group life insurance designed to benefit? Select one: a. Employer only b. Employee and employer c. Employee only d. Employee or employer - CORRECT ANSWER- Employee life insurance insures the lives of a group of individual employees of an employer for the benefit of persons other than the employer, under a group policy issued to the employer. The correct answer is: Employee only All of the following are true about the probationary clause on a health policy, EXCEPT: Selec...
Florida Health, Life & Annuity End of Course Exam 4 Questions And Correct Answers[100%]
Identify the part of the application that would have the applicant's medical history: Select one: a. Part 1 b. Part 2 c. Part 3 d. All of the above - CORRECT ANSWER- Part 2 of the application collects information about the applicant's medical history. The correct answer is: Part 2 All of the following demonstrate constructive delivery, EXCEPT: Select one: a. A conditional receipt is issued to the applicant b. The insurer mails the policy to the agent, who in turn, mails the policy t...
- Exam (elaborations)
- • 46 pages •
Identify the part of the application that would have the applicant's medical history: Select one: a. Part 1 b. Part 2 c. Part 3 d. All of the above - CORRECT ANSWER- Part 2 of the application collects information about the applicant's medical history. The correct answer is: Part 2 All of the following demonstrate constructive delivery, EXCEPT: Select one: a. A conditional receipt is issued to the applicant b. The insurer mails the policy to the agent, who in turn, mails the policy t...
Florida Health, Life & Annuity End of Course Exam 3 With 100% Verified solutions
How frequently must domestic insurers be examined by the Office of Insurance Regulation? Select one: a. Annually b. At least once every other year c. At least once every 5 years d. Upon the Office's discretion - CORRECT ANSWER- Domestic insurers must be examined by the Office of Insurance Regulation at least once every 5 years. The correct answer is: At least once every 5 years In Florida, what is the minimum number of employees to be considered a "small employer?" Select one: a. ...
- Exam (elaborations)
- • 42 pages •
How frequently must domestic insurers be examined by the Office of Insurance Regulation? Select one: a. Annually b. At least once every other year c. At least once every 5 years d. Upon the Office's discretion - CORRECT ANSWER- Domestic insurers must be examined by the Office of Insurance Regulation at least once every 5 years. The correct answer is: At least once every 5 years In Florida, what is the minimum number of employees to be considered a "small employer?" Select one: a. ...
Florida 2-15 Insurance License Exam with Correct Answers
Accumulation units are converted into annuity units: - CORRECT ANSWER- at the time of annuity payout. A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. - CORRECT ANSWER- noncontributory If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. - CORRECT ANSWER- FALSE Robert had an accident and qualifi...
- Exam (elaborations)
- • 11 pages •
Accumulation units are converted into annuity units: - CORRECT ANSWER- at the time of annuity payout. A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. - CORRECT ANSWER- noncontributory If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. - CORRECT ANSWER- FALSE Robert had an accident and qualifi...
Exam Simulator FL-LH - FL Health and Life and Annuity Study set Questions and Answers
A non-contributory plan requires _________ participation of all eligible employees - CORRECT ANSWER- 100% A characteristic of preferred provider organizations (PPOS) would be: - CORRECT ANSWER- Discounted fees for the patient Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? - CORRECT ANSWER- Commerce Additional coverage can be added to a whole Life policy by adding a(n): - CORRECT ANSWER- decreasing term rider What benefit does the payor cl...
- Exam (elaborations)
- • 32 pages •
A non-contributory plan requires _________ participation of all eligible employees - CORRECT ANSWER- 100% A characteristic of preferred provider organizations (PPOS) would be: - CORRECT ANSWER- Discounted fees for the patient Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? - CORRECT ANSWER- Commerce Additional coverage can be added to a whole Life policy by adding a(n): - CORRECT ANSWER- decreasing term rider What benefit does the payor cl...
Advanced Pathophysiology 530 - Exam 3 Questions And Correct Answers
A patient is diagnosed with a kidney stone that is composed of magnesium, ammonium, and phosphate. What type of urinary calculus is this? A) Calcium B) Struvite C) Uric acid D) Indinavir - CORRECT ANSWER- B) Struvite A patient has uncontrolled or premature contractions of the detrusor muscle. Which condition is associated with this medical problem? A) Spinal cord injury B) Immune system dysfunction C) Congestive heart failure D) Renal carcinoma - CORRECT ANSWER- A) Spinal cord injury ...
- Exam (elaborations)
- • 12 pages •
A patient is diagnosed with a kidney stone that is composed of magnesium, ammonium, and phosphate. What type of urinary calculus is this? A) Calcium B) Struvite C) Uric acid D) Indinavir - CORRECT ANSWER- B) Struvite A patient has uncontrolled or premature contractions of the detrusor muscle. Which condition is associated with this medical problem? A) Spinal cord injury B) Immune system dysfunction C) Congestive heart failure D) Renal carcinoma - CORRECT ANSWER- A) Spinal cord injury ...
Military Ethics and Leadership
The issue of morality has been quite prominent in the military domain. In The Lucifer Effect, psychologist Philip Zimbardo describes various psychological and group-dynamic processes as well as situational features that contributed to the escalation of the Abu Ghraib prison abuses (Iraq) in 2004. Deindividuation, conformity, moral disengagement and fear in particular led u.s. military troops to mistreat and abuse prisoners during night shifts.11 These insights have been integrated in militar...
- Exam (elaborations)
- • 319 pages •
The issue of morality has been quite prominent in the military domain. In The Lucifer Effect, psychologist Philip Zimbardo describes various psychological and group-dynamic processes as well as situational features that contributed to the escalation of the Abu Ghraib prison abuses (Iraq) in 2004. Deindividuation, conformity, moral disengagement and fear in particular led u.s. military troops to mistreat and abuse prisoners during night shifts.11 These insights have been integrated in militar...
ATI Med-Surg Proctored Exam Latest version Graded A+
ATI Fundamentals practice Test C
NR 503 Week 8 Final Quiz Population Health Epidemiology and Statistical Principles practice exam questions and answers
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Test Bank for Professional Nursing Concepts & Challenges, 9th Edition, Beth Black
Helped me tons in my exams
NR 503 Week 8 Final Quiz Population Health Epidemiology and Statistical Principles practice exam questions and answers