Fdcpa questions - Study guides, Class notes & Summaries
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FDCPA Test – Questions And Correct Answers
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FDCPA Test| Rated A Questions and Verified Answers 100% Correct| Grade A (2024/ 2025)
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FDCPA Test| Rated A Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) 
 
Q: A professional debt collector may communicate to a customer that a judgement has been obtained and wages may be garnished, if: 
 
 
Answer: 
A judgement has been obtained and the agency's next action will be to execute it through garnishment. (807) 
 
 
 
Q: True or False... 
Under the FDCPA, individual collectors are permitted to use an alias if they use it constantly. 
 
 
Answer: 
True (804)^ 
 
 
 
Q...
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FDCPA Test – Questions And Correct Answers
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FDCPA Test – Questions And Correct Answers
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FDCPA QUESTIONS WITH ACCURATE ANSWERS 2024
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FDCPA QUESTIONS WITH ACCURATE ANSWERS 2024 
True or False: the FDCPA allows professional debt collectors to contact customers between 8:00am and 9:00pm local time for the consumer. (In consumers time zone) 
True 
 
 
 
Which of the following statements made by professional debt collectors would not be considered harassing? 
A. "You're really lazy! Why don't you get a job?" 
B. "I'll have to contact your employer if you don't pay your bill." 
C. "You shouldn't buy a house if you can't ...
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FDCPA QUESTIONS AND ANSWERS GRADED A+
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FDCPA QUESTIONS AND ANSWERS GRADED A+ 
What is the definition of a consumer? 
 
a. A person who offers or extends credit 
b. A person who is obligated or allegedly obligated to pay a debt 
c. A person who collects debt 
b. A person who is obligated or allegedly obligated to pay a debt 
 
 
 
Which of the below is not considered a 3rd party? 
 
a. The consumer's attorney 
b. The neighbor of the consumer 
c. Answering machine 
d. The mother of the consumer 
a. The consumer's attorney 
 
 
 
 
Br...
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FDCPA Tests| Rated A Questions and Verified Answers 100% Correct| Grade A (2024/ 2025 Updates STUDY BUNDLE WITH COMPLETE SOLUTIONS)
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FDCPA Tests| Rated A Questions and Verified Answers 100% Correct| Grade A (2024/ 2025 Updates STUDY BUNDLE WITH COMPLETE SOLUTIONS)
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FDCPA QUESTIONS AND ANSWERS 100% CORRECT 2024
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FDCPA QUESTIONS AND ANSWERS 100% CORRECT 2024 
What is the definition of a consumer? 
 
a. A person who offers or extends credit 
b. A person who is obligated or allegedly obligated to pay a debt 
c. A person who collects debt 
b. A person who is obligated or allegedly obligated to pay a debt 
 
 
 
Which of the below is not considered a 3rd party? 
 
a. The consumer's attorney 
b. The neighbor of the consumer 
c. Answering machine 
d. The mother of the consumer 
a. The consumer's attorney 
 
...
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FDCPA QUESTIONS AND ANSWERS A+ GUARANTEED
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FDCPA QUESTIONS AND ANSWERS A+ GUARANTEED 
How many times can a debt collector contact a third party to request a location information regarding the consumer? 
one 
 
 
 
what information can you request from a third party? 
The consumer's home address, home phone, and place of employment 
 
 
 
 
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which of the following are right parties with whom can always discuss the d...
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FDCPA QUESTIONS AND ANSWERS 100% CORRECT
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FDCPA QUESTIONS AND ANSWERS 100% CORRECT 
How many times can a debt collector contact a third party to request a location information regarding the consumer? one 
what information can you request from a third party? The consumer's home address, home phone, and place of employment 
which of the following are right parties with whom can always discuss the debt? 
a) the consumer's parents 
b)the consumer's employer 
c) the consumer's accountant d) the executor of the estate of a deceased D 
the...
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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+
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FDCPA Exam Questions and Answers with Complete Solutions |Rated A+ 
According to the FDCPA only, in a community property state, you may speak with the consumer's spouse in connection with the collection of a debt. (T/F)? - TRUE- can always speak with spouse in a community property state
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