According to erisa Study guides, Class notes & Summaries
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Exam Simulator FL-LH - FL Health and Life and Annuity 100% Pass
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Exam Simulator FL-LH - FL Health and Life and Annuity 100% Pass A non-contributory plan requires _________ participation of all eligible employees 100% 
A characteristic of preferred provider organizations (PPOS) would be: Discounted fees for the patient 
Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? Commerce 
Additional coverage can be added to a whole Life policy by adding a(n): decreasing term rider 
What benefit does the payor clause on a Ju...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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TestGeek Midterm Series 65 Questions || with 100% Accurate Solutions.
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What is a requirement of a Joint Tentants By Entirety account? 
 
A: Account owners must be spouses 
B. Account owners must be non-spouses 
C. Account owners must be unrelated 
D. Account owners must be engaged to be married correct answers Account owners must be spouses 
 
A tenancy by the entirety is a form of joint ownership that can only exist btwn a husband and wife 
 
Which life insurance policy has a fixed premium schedule, a guaranteed death benefit and a separate account? 
 
A: Whole...
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SIMULATOR FL-LH - FL HEALTH AND LIFE AND ANNUITY EXAM
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A non-contributory plan requires _________ participation of all eligible employees - Answer-100% 
 
A characteristic of preferred provider organizations (PPOS) would be: - Answer-Discounted fees for the patient 
 
Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? - Answer-Commerce 
 
Additional coverage can be added to a whole Life policy by adding a(n): - Answer-decreasing term rider 
 
What benefit does the payor clause on a Juvenile Life policy p...
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NYS Life, Accident, And Health State Exam Simulator Questions And Answers/ Download
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NYS Life, Accident, and Health State Exam Simulator 
 
Which of the following can be defined as "the potential for loss"? - Risk 
 
Which of the following describes the act of insuring a risk against possible loss? - Risk Transfer 
 
A description of a qualified plan's insurance contract may be found in which ERISA reporting form? - Annual Return/Report (Form 5500) 
 
Which of the following statements is NOT true concerning the relationship between group health insurance plans and Medicare? (...
Too much month left at the end of the money?
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HRMT 5324 Employee & Labor Relations Study Guide Final Exam 2024/25
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HRMT 5324 Employee & Labor Relations Study Guide Final Exam 2024/25 
 
 
is the ongoing interchange between the union and the employer that identifies their common and specific interests and creates mechanisms to clarify, manage, reduce, and resolve conflicts over their specific interests. - ANSWERSLabor Relations 
 
Who are responsible for making operational decisions for corporations? - ANSWERSManagers hired by the shareholders through their elected board of directors 
 
A phenomenon that occu...
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FL Health and Life and Annuity Final Exam With All Correct Answers 2024.
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A non-contributory plan requires _________ participation of all eligible employees - Answer 100% 
 
A characteristic of preferred provider organizations (PPOS) would be: - Answer Discounted fees for the patient 
 
Which of the following areas of state regulation is NOT protected by the saving clause in ERISA? - Answer Commerce 
 
Additional coverage can be added to a whole Life policy by adding a(n): - Answer decreasing term rider 
 
What benefit does the payor clause on a Juvenile Life ...
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CSPR – Questions and Answers based on full course
- Exam (elaborations) • 12 pages • 2023
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What Act shaped how commercial insurance carriers approached the concepts of paying for medical care? - ANSWER-HMO Act of 1973 
 
ACA - ANSWER-Affordable Care Act 
 
HMO (Health Maintenance Organization) - ANSWER-The organization is both the insurer and provider of a set of defined services. Patients within this network must use an in-network provider for their services to be covered. 
 
Capitation Payment - ANSWER-part of prospective payment in which healthcare providers receive fixed monthly p...
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aPHR 58 Review Exam Study Questions with 100% Correct Answers | Verified
- Exam (elaborations) • 20 pages • 2024
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Employers are required to pay Social Security according to: 
a) ERISA 
b) FICA 
c) OWBPA 
d) ADEA - ️️b) FICA 
 
employers are legally required by the Federal Insurance Contribution Act of 1935 (FICA) to provide Social Security to their employees. 
 
Identifying internal and external factors that drive a company's strategies, goals, and decisions is called __________. 
a) forecasting 
b) quantitative research 
c) environmental scanning 
d) operational strategizing - ️️C) environmental s...
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California Insurance State Exam (2024) || Questions & Answers (Graded A+)
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California Insurance State Exam (2024) || Questions & Answers (Graded A+) 
California Insurance State Exam (2024) || Questions & Answers (Graded A+) 
 
Which of the following is NOT a benefit of insurance - ANSWER - Losses due to fraud are eliminated 
 
An individual that has 40 quarters of coverage for social security purposes it's considered to be - ANSWER - Fully insured 
 
Anyone employed in California to assist an insurance agent in transacting insurance is called an insurance - ANSWER - s...
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