Nj property insurance law - Study guides, Class notes & Summaries
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NJ property insurance law Exam with complete solutions
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n New Jersey, and insurer must provide at least______ advance notice for cancellation 
of property coverages for nonpayment of premium - ANSWER-10 days 
The employment of another producer by a producer is subject to all of the following 
requirements, except 
a. the employer shall examine the credentials of the kinds of business described in the 
contract. 
b. the employer shall be responsible for the insurance related conduct of the employee 
c. the employee producer will conduct business under...
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NJ Life Producer Exam Correct answers latest update
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NJ Life Producer Exam Correct answers latest update 
Which of the following amounts must decrease in a decreasing term? 
Death benefit 
 
 
In life insurance, insurable interest must exist at the time the.. 
Producer writes an on a proposed insured 
 
 
An applicant makes an offer to the insurer when they 
pay an initial premium with the application 
 
 
Which of the following makes Universal Life insurance different from other forms of permanent insurance? 
Premium Schedule 
 
 
An insurer that...
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NJ property insurance law Exam with complete solutions
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In New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium - ANSWER-10 days 
 
The employment of another producer by a producer is subject to all of the following requirements, except 
a. the employer shall examine the credentials of the kinds of business described in the contract. 
b. the employer shall be responsible for the insurance related conduct of the employee 
c. the employee producer will conduct business unde...
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NJ property insurance law Exam with complete solutions
- Exam (elaborations) • 14 pages • 2023
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NJ property insurance law Exam with complete solutions 
 
In New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium 10 days 
 
The employment of another producer by a producer is subject to all of the following requirements, except 
a. the employer shall examine the credentials of the kinds of business described in the contract. 
b. the employer shall be responsible for the insurance related conduct of the employee 
...
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NJ LIFE INSURANCE EXAM QUESTIONS AND ANSWERS
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NJ LIFE INSURANCE EXAM QUESTIONS AND ANSWERS 
 
Lapse - Answer-Termination of a policy because the premium has not been paid by the end of the grace period. 
 
Law of Large Numbers - Answer-A principle stating that the larger the number of similar exposure units considered, the more closely the losses reported will equal the underlying probability of loss. 
 
Level Premium - Answer-A policy premium that remains the same over the period of time premiums are paid. 
 
Life Expectancy - Answer-Avera...
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NJ STATE PROPERTY AND CASUALTY FINAL EXAM WITH STUDY GUIDE EXAMFX RATED A+
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NJ STATE PROPERTY AND CASUALTY 
FINAL EXAM WITH STUDY GUIDE 
 
EXAMFX RATED A+ 
 
Professional liability policies protect against liability resulting from A. Errors and 
Omissions 
Page 46 
 
Mini-Tail or Extended. Page 60 B. 60 Days after expiration date 
 
Not an exclusion under auto physical damage selection. Page 28 C. Carpools 
 
Not a covered territory in the personal auto policy. Page 25 C. Mexico 
 
Which is covered under other than collision section of your auto policy. Page 26 A. Hail ...
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NJ Property License 1 Questions And Answers Already Passed
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NJ Property License 1 Questions And 
 
Answers Already Passed 
 
What are the methods of managing risk? Avoidance, transfer, sharing, retention, reduction 
 
What is the fee a person pays an insurance company to receive coverage? Premium 
 
Self -insuring is typically used for what type of insurance? Workers compensation 
 
A tornado that destroys a property would be an example of what? Peril 
 
A state-issued document empowering an insurance company to become an admitted insurer is 
called what...
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NJ Property Insurance Practice Bundled Package
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NJ Property Insurance Practice Exam Questions with 100% Correct Answers
NJ Property Insurance Law Questions with 100% Correct Answers
NJ Property/ Casualty Insurance Exam Questions with 100% Correct Answers
NJ Property, Casualty, and Auto Licensing Exam Questions with Correct Answers
NJ PSI Property and Casualty Exam Questions with 100% Correct Ans
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NJ Real Estate Exam LATEST UPDATE 2023 GUARANTEED GRADE A+
- Exam (elaborations) • 21 pages • 2023
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Broker 
One who buys and sells for another for a fee. 
Broker-Salesperson 
A qualified broker who practices real estate in the position of salesperson in another broker's office 
bureau of subsidized land sales control 
regulations covering out of state properties sold in NJ 
continuing education 
12 hours required every two years, two of which must be on ethics 
NJ Real Estate Commission 
Department of Banking and Insurance. 8 members. 5 brokers for at least 10 years, two from general public a...
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NJ Title Insurance Reloaded Final Actual Exam
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NJ Title Insurance Reloaded Final Actual 
Exam 
In 1869 in Paul vs Virginia case the the US Supreme Court ruled that insurance? - 
CORRECT ANSWER-Was not interstate Commerce. 
In 1944, in the South-Eastern Underwritters Association (SEUA) case, the U.S. 
Supreme Court ruled that insurance? - CORRECT ANSWER-Was interstate commerce 
and was subject to Federal regulation. 
The McCarran-Ferguson Act of 1945 states that individual states are subject to the 
authority of the? - CORRECT ANSWER-Feder...
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