Annuity certain - Study guides, Class notes & Summaries
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New York Insurance Regulation 187: Suitability and Best Interests in Life Insurance and Annuity Transactions
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New York Insurance Regulation 187: Suitability and Best Interests in Life Insurance and Annuity TransactionsNew York Insurance Regulation 187 
amended and renamed to create a best interest standard of care for recommendations oflife insurance and annuities sales transactions as well as recommendations of certain post issuance (in-force) life and annuity transactions. 
 
 
 
NY Reg 187 sets a standard of 
conduct that producers and insurers must adhere to in making life insurance and annuity reco...
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Module code: HRPYC81 Research Report for project 4813, Assignment 62 Title of study: INVESTIGATING THE EFFECT AGING HAS ON SHORT-TERM MEMORY TASKS IN A HEALTHY BRAIN .
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Module code: HRPYC81 
Research Report for project 4813, Assignment 62 
Title of study: 
INVESTIGATING THE EFFECT AGING HAS ON 
SHORT-TERM 
MEMORY TASKS IN A HEALTHY BRAIN .Detailed working, solutions, memo, notes & explanations.Nicola-Anne Downes HRPYC81 Assignment 62, Project 4813 
Student number: Unique Reference 735594 1 
Contents 
1. Abstract ..............................................................................................................................3 
2. Introduction ........
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CEBS: GBA/RPA 3 (new curriculum) Exam Questions and Answers
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ERISA - Answer- Employee Retirement Income Security Act 1974 
 
SOC Reports - Answer- Service Organization Controls: for external vendors 
 
SOC 1 - Answer- Internal Controls & Financial reports; used by auditors 
 
SOC 2 - Answer- Security, availability, processing integrity, confidentiality and privacy controls;used by management, regulators, and others under an NDA 
 
SOC3 - Answer- Same as SOC2, but available for public use. 
 
Tribble V Edison - Answer- Landmark court case re fiduciary resp...
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Primerica Practice Exam Test A 75 Questions & Answers 2023
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Primerica Practice Exam Test A 75 Questions & 
Answers 2023 
1. An annuity that is purchased with a lump sum premium and whose benefits begin 
after 12 months is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Correct answer-Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on 
the projected earning potential of an insured ...
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Michigan Life Insurance State Exam Solved 100% Correct
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Under a traditional IRA, interest is taxed: 
 
Only if withdrawn prior to age 59 1/2 
 
According to the capital gains rate 
 
Upon distribution 
 
During the accumulation phase - ANSWER-Upon distribution 
 
Which of these statements concerning Traditional IRAs is CORRECT? 
 
Earnings are not taxable when withdrawn 
 
Earnings are taxable when withdrawn 
 
Contribution are never tax deductible 
 
Contributions are always made by the employer - ANSWER-Earnings are taxable when withdrawn 
 
Wh...
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Final Exam: California Life, Accident, and health insurance
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According to the California Insurance Code, what term is used to describe a fact so important it could affect the policy premium? - Answer- Materiality 
 
Which of the following is NOT a life insurance settlement option? - Answer- Extended Term Option 
 
True answer- Life income option, Fixed amount option, Lump Sum option 
 
Major Medical expense plans typically use a cost containment measure for emergency care. This is refereed to as a - Answer- Deductible 
 
Which type of risk is gambling? -...
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 60 payments 
What is a common reason people purchase an annuity? To protect against the risk of outlivin...
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Florida Life, Health and Variable Annuity Exam Correct !!
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Entire Contract Provision - ANSWER found at the beginning of the policy, saying that the policy cannot refer to any outside documents as being part of the contract and prohibiting the insurer from making any changes to the policy after it has been issued. (can only make good changes not bad) 
 
Insuring Clause - ANSWER sets forth the company's basic promise to pay benefits upon the insured's death. 
 
Free-Look Provision - ANSWER gives policyowners the right to return the policy for a full pre...
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed 
Which of the following statement is CORRECT about an agent who is taking an insurance application? The agent should have the applicant initial any changes made on the application 
Agent J takes an application and initial premium from an applicant and sends the application and premium check to the insurance company. The insurance company returns the check back to J because the check is made out to J instead of the insurance ...
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED 
Under the misstatement of age or gender provision, what happens if it is determined at death that the insured's age or gender was misstated on a life insurance policy application? Benefits are adjusted to an amount that the premium would have purchased at the correct age or gender. 
Which of the following must be given to the insurer within 20 days after occurrence or commencement of any loss covered by the policy, or as thereafter a...
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