What is a changes clause Study guides, Class notes & Summaries
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Comprehensive Final Certification Exam: Illinois Health Insurance (Xcel Solutions)
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Comprehensive Final Certification Exam: 
Illinois Health Insurance (Xcel Solutions) 
Which type of long-term care benefit would be most appropriate for a stroke victim who requires 
speech therapy administered at her home? - Answer ️️ -home health care 
Jennifer is required to pay a specific sum out of pocket before any benefits are paid in a year. Her 
health policy most likely contains a(n) - Answer ️️ -deductible 
When a producer submits an insurance applicaton, the application is REQ...
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CMIT Exam (200 multiple choice) Questions with Verified Answers,100% CORRECT
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CMIT Exam (200 multiple choice) Questions with Verified Answers 
 
A CM's role and responsibilities are governed solely by the Owner/CM Agreement. 
True False - CORRECT ANSWER True 
 
There are two basic forms of CM, agency and at-risk. Each form provides for the basic services of construction management practice. However, there are some key differences. Which of the following do not apply to both CM forms? 
A) Both forms provide advice to the owner on constructibility, budget and the schedule....
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Champions real estate finance Exam Questions with Verified Answers
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mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors 
 
Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing 
 
Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk 
 
Origination - Answer- The process of creating a new mortgage loan 
 
U...
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MD Insurance Exam – Life Questions and Answers 100% Pass
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MD Insurance Exam – Life Questions and Answers 100% Pass Accelrated Benefits Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed to determine if it complies witht he policy description of accidental death 
Accumulation Period The time before an annuitant's retirement during which the annuitant is making 
Accidental Death Ins...
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed
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California Life, Accident, and Health Insurance Final Exam Questions and Answers Already Passed What distinguishes a deferred annuity from an immediate annuity? The time at which benefit payments start 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? 60 payments 
What is a common reason people purchase an annuity? To protect against the risk of outlivin...
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GOVT 2305- EXAM I, II, III(2024) Questions And Answers Graded A+!!!
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GOVT 2305- EXAM I, II, III(2024)GOVT 2305- EXAM I, II, III 
 
 
 
Which level of government writes the majority of all criminal laws? - ANS State governments 
 
Which level of government is not mentioned at all in the Constitution? - ANS city government 
 
What was the Supreme Court case United States v. Lopez important? - ANS It was the first time since the New Deal that the Supreme Court limited the power of Congress found under the commerce clause 
 
The Constitution expressly ...
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Hawaii Notary Public Exam Questions and Answers 2023
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Hawaii Notary Public Exam Questions and Answers 2023 
Ture or false; The Notary Public is required to provide notarial service to the general public? 
True 
 
 
 
A Notary Public's functions include these 5 things. 
1. Administering oaths 
2. Witnessing the signing of documents 
3. Attesting to the identity of the signers of the document 
4. noting protests 
5. taking acknowledgments of documents 
 
 
 
To be eligible for the notary public commission in Hawaii the applicant must be these 3 thin...
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PSI Life Exam Questions and Answers 2022/2023
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What kind of retirement plan can a 75-employee for profit corporation establish? - ANSWER-Simple IRA 
 
The taxable portion of a monthly income benefit paid during the annuity phase from a nonqualified annuity is calculated using the - ANSWER-Exclusion ratio 
 
Unfair claims settlement methods and practices by an insurance company include all of the following acts EXCEPT - ANSWER-failure to pay all claims that are reported within 90 days after a loss occurs 
 
The settlement option that allows p...
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Certified Pennsylvania Evaluator Exam (CPE) Questions And Answers 2023
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Certified Pennsylvania Evaluator Exam 
(CPE) Questions And Answers 2023 
Assessor - Correct Answer-Any person responsible for the valuation of real property for 
ad valorum taxation purposes 
Duties and Responsibilities of an Assessor - Correct Answer-Discovering, Listing, 
Valuing 
Clean & Green - Act 319 - Correct Answer-Has two values, Value in Use and Value in 
Exchange 
An Assessor is accountable to whom? - Correct Answer-Himself, taxpayers and all 
taxing authorities 
In order for an asses...
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