Nc health insurance - Study guides, Class notes & Summaries
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NC Health Insurance Exam Pearson Vue Latest Graded A+ Latest Update
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NC Health Insurance Exam Pearson Vue Latest Graded A+ 
Pure Risk 
chance of loss or no loss but not gain insurable 
 
 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
 
 
exposure unit 
subject to loss 
 
 
peril 
cause of loss 
 
 
life insurance 
death 
 
 
Health insurance 
accident and sickness 
 
 
hazard 
increases the likelihood or severity of loss 
 
 
Three types of hazard 
physical, moral, morale 
 
 
physical hazard 
arise from the inherent characteristi...
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NC Health Insurance Questions And Answers Already Graded A+
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risk avoidance - occurs when individuals evade risk entirely 
risk reduction - occurs when chances of risk are lessened 
risk retention - is being aware of the risks involved and taking precautions for financial protection. 
risk transference - is the act of shifting the responsibility of risk to another in the form of an 
insurance contract. 
physical - A bodily disease of endangerment, such as cancer, presents a _____ hazard. 
morale - A mental trait, such as road rage, presents a ____ hazard....
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NC Health Insurance Exam Pearson Vue Latest Graded A+
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NC Health Insurance Exam Pearson Vue Latest Graded A+ 
 
Pure Risk 
chance of loss or no loss but not gain insurable 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
exposure unit 
subject to loss 
peril 
cause of loss 
life insurance 
death 
Health insurance 
accident and sickness 
hazard 
increases the likelihood or severity of loss 
Three types of hazard 
physical, moral, morale 
physical hazard 
arise from the inherent characteristic of the exposure unit 
Moral H...
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Pearson Vue NC Health Insurance Exam Questions And Correct Answers
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Pearson Vue NC Health Insurance Exam Questions And Correct Answers 
 
Pure Risk 
chance of loss or no loss but not gain insurable 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
exposure unit 
subject to loss 
peril 
cause of loss 
life insurance 
death 
Health insurance 
accident and sickness 
hazard 
increases the likelihood or severity of loss 
Three types of hazard 
physical, moral, morale 
physical hazard 
arise from the inherent characteristic of the exposure...
-
NC Health Insurance Exam Pearson Vue Latest 2024 Graded A+
- Exam (elaborations) • 11 pages • 2024
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NC Health Insurance Exam Pearson Vue 
Latest 2024 Graded A+ 
Pure Risk - Answer ️️ -chance of loss or no loss but not gain insurable 
Speculative Risk - Answer ️️ -there is possibility of loss but of gain no insurablility 
exposure unit - Answer ️️ -subject to loss 
peril - Answer ️️ -cause of loss 
life insurance - Answer ️️ -death 
Health insurance - Answer ️️ -accident and sickness 
hazard - Answer ️️ -increases the likelihood or severity of loss 
Three types of ha...
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NC Health Insurance Exam Pearson Vue Latest Graded A+
- Exam (elaborations) • 11 pages • 2024
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NC Health Insurance Exam Pearson Vue Latest Graded A+ 
 
Pure Risk 
chance of loss or no loss but not gain insurable 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
exposure unit 
subject to loss 
peril 
cause of loss 
life insurance 
death 
Health insurance 
accident and sickness 
hazard 
increases the likelihood or severity of loss 
Three types of hazard 
physical, moral, morale 
physical hazard 
arise from the inherent characteristic of the exposure unit 
Moral H...
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NC Health Insurance Exam Pearson Vue with 100% correct answers
- Exam (elaborations) • 14 pages • 2024
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NC Health Insurance Exam Pearson Vue with 100% correct answers
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NC health insurance final exam practice pt 2 Correct 100%
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Which of the following is not one of the 12 required provisions for health 
insurance policies set forth by the NAIC? - ANSWER waiver of premium provision 
 
Medical expense policies cover a wide range of services and care. The 
way in which they cover the cost of these services and the way in which 
covered care services are delivered depends on which of the following? - ANSWER the plan or policy 
 
Which statement about disability reducing term insurance policies is 
NOT correct? - ANSWER The ...
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NC HEALTH INSURANCE EXAM PEARSON VUE Exam | Questions & 100% Correct Answers (Verified) | Latest Update | Grade A+
- Exam (elaborations) • 31 pages • 2024
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Pure Risk 
Correct Answer: chance of loss or no loss but not gain insurable 
Speculative Risk 
Correct Answer: there is possibility of loss but of gain no insurablility 
exposure unit 
Correct Answer: subject to loss 
peril 
Correct Answer: cause of loss 
life insurance 
Correct Answer: death 
2 
Health insurance 
Correct Answer: accident and sickness 
hazard 
Correct Answer: increases the likelihood or severity of loss 
Three types of hazard 
Correct Answer: physical, moral, morale 
physical ha...
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NC Health Insurance Exam Latest Questions With 100% Correct Answers!!
- Exam (elaborations) • 4 pages • 2024
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NC Health Insurance Exam Latest Questions With 100% Correct Answers!!
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