Fico - Study guides, Class notes & Summaries
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UGBA 196- Midterm Correctly Answered Test 2024.
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UGBA 196- Midterm Correctly Answered Test 2024. 
FICO Score (Definition) - correct answer Mathematical Number used by lenders to determine if you're a good or bad credit risk 
 
Debt-to-Credit Ratio - correct answer Total balance of your credit cards and other loans compared to your total credit limit 
 
Add up all your debt/credit ratios 
 
What percent do you want your debt-to-credit ratio to be? - correct answer 30%-33% 
 
Highest possible FICO Score? - correct answer 850 (delinquency rate ...
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Medico-legal Death Investigator Certification Questions with 100% Correct Answers | Latest Version 2024 | Verified
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Official pronouncement of death can... - Be determined by state statute and local customs 
Authorization to conduct a medio-legal autopsy must be provuded by... - The coroner or medical 
examiner when jurisdiction is established 
A previosuly healthy four-month-old infant is found unresponsive in his crib at home. He is rushed to the 
hospital, where he is maintained on a repirator for 26 hours before being declared dead. No external 
trauma or disease is noted by the treating physician. - The c...
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REE 4202- Exam 2 Sirmans Questions And Revised Correct Answers
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REE 4202- Exam 2 Sirmans Questions And 
Revised Correct Answers 
Borrower Qualifications include: - 
ANSWER : 
1. determining maximum loan amount 
2. estimating settlement requirements and costs 
3. analyzing credit history 
4. calculating effective income 
5. estimating monthly housing expense 
6. assessing ability to repay mortgages and other liabilities 
in a timely fashion 
Credit Scoring – 
ANSWER : -used to assess the creditworthiness of a 
borrower 
-best known company FICO (Fai...
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Gold Coast Chapter 13:questions n answers graded A+ 2024/2025
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Gold Coast Chapter 13: 
Although there are a number of different methods for repaying a loan, there are only 3 types of mortgages: - correct answer FHA insured; 
 
VA guaranteed; 
 
And conventional. 
 
FHA insured mortgage loans: - correct answer The Federal Housing Administration (FHA) is a part of the U.S Department of Housing and Urban Development (HUD). ***The FHA DOES NOT make loans. Instead, it insures loans made by approved local lenders. The loan is funded by a lending institution, su...
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NACA HUD Certification Exam Questions With Solved Solutions 2024.
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Credit Report - Answer a compilation of data about you that has been gathered by credit reporting agencies or "credit bureaus" 
 
Length of Credit History - Answer Makes up 15% of FICO score 
 
Type - Answer __ of credit use makes up 10% of FICO score 
 
New Credit or Inquiries - Answer Makes up 10% of FICO score 
 
Amounts Owed - Answer Makes up 30% of FICO score 
 
Payment History - Answer Makes up 35% of FICO score 
 
Fair Credit Reporting Act (FCRA) - Answer act that p...
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HUD Exam 2023 Correct Questions and Answers 100% Rated.
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HUD Exam 2023 Correct Questions and Answers 100% Rated. 
Telephone Customer Services: correct answerAssistance provided by the financial institution over the 
phone to help customers with banking complications. 
Mobile Banking: correct answerAllows clients to utilize banking services with mobile technology. 
Services often included in mobile banking include a view of up-to-date transactions, fund transfers, or 
remote check deposits. 
Overdraft Fee correct answerFee charged when an account does ...
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Gold Coast Chapter 13:questions with correct answers 100%
- Exam (elaborations) • 39 pages • 2024
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Gold Coast Chapter 13:questions with correct answers 100%Although there are a number of different methods for repaying a loan, there are only 3 types of mortgages: - correct answer FHA insured; 
 
VA guaranteed; 
 
And conventional. 
 
FHA insured mortgage loans: - correct answer The Federal Housing Administration (FHA) is a part of the U.S Department of Housing and Urban Development (HUD). ***The FHA DOES NOT make loans. Instead, it insures loans made by approved local lenders. The loan is fu...
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CREDIT Review for Wise Financial Literacy Test Latest Update Graded A+
- Exam (elaborations) • 4 pages • 2024
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CREDIT Review for Wise Financial 
Literacy Test Latest Update Graded A+ 
 
What does APR stand for and what does it signify? 
APR, or Annual Percentage Rate, represents the yearly interest rate charged for borrowing or 
using credit. 
 
What does Chapter 7 of the Bankruptcy Code involve? 
Chapter 7 refers to a legal process where a debtor’s non-exempt assets are sold to pay off 
creditors, a procedure known as "liquidation." 
 
What is the purpose of Chapter 11 in bankruptcy law? 
Chapter 11...
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UGBA 196 Midterm Question and answers correctly solved 2023/2024
- Exam (elaborations) • 13 pages • 2024
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UGBA 196 Midterm Question and answers correctly solved 2023/2024 
What does your FICO score represent? - correct answer delinquency and default rate of a large number of people with similar credit history 
 
What factors determine your FICO score? (5) - correct answer on time bills, debt to credit ratio, length of credit history, new accounts/applications for credit, mix of credit cards and loans 
 
Credit Card Act - correct answer ⁃ no interest rate increase for 1 year unless introductory rat...
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Amazon Driver Training Exam Questions with Verified Answers
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Do you push or pull a cart? - Answer- push with two hands unless the items in the cart obstruct your view 
 
why is it important to load your vehicle correctly? - Answer- it prevents items from falling and injuring you, and it makes your delivery faster and more efficient. 
 
Areas of high traffic or movement by associates are known as... - Answer- Hotspots 
 
5 mph - Answer- delivery associates/flex drivers are not allowed to drive faster than... in station or on property. 
 
As a delivery asso...
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