Adjuster pro section 6 - Study guides, Class notes & Summaries
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ACA Final Exam questions and answers well elaborated
- Exam (elaborations) • 11 pages • 2023
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ACA Final Exam questions and answers well elaborated 
At the end of this course, you must do which of the following? 
 
Pass the final course exam with a scored of 70% or higher 
 
Print your certificate from this website 
 
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at 
 
All of the above 
All of the above 
 
 
 
Which of the following is NOT one of the duties of the Department of Financial Services? 
 
License adjusters 
Set rates and writ...
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Adjuster Pro - Insurance adjuster test Questions and Answers (Graded A)
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Adjuster Pro - Insurance adjuster test Questions and Answers (Graded A) 
 
 
What is insurance? - Answer - protection against financial loss 
 
what is a premium - Answer - a scheduled amount to be paid for an insurance policy. 
 
What are premiums used for - Answer - premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
 
how can insurance companies afford to pay for an individuals catastrophic loss? - Answer - the insurer collects premiums from all policy holde...
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Adjuster Pro - Insurance adjuster test 2023 100% Correctly Answered
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Adjuster Pro - Insurance adjuster test 
2023 100% Correctly Answered 
What is insurance? - CORRECT ANS protection against financial loss 
what is a premium - CORRECT ANS a scheduled amount to be paid for an 
insurance policy. 
What are premiums used for - CORRECT ANS premiums are collected into a 
"pool" or "reserve to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? - 
CORRECT ANS the insurer collects premiums from all policy ...
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Adjuster Pro - Insurance adjuster test| 154 QUESTIONS(WELL ANSWERED)| 13 PAGES
- Exam (elaborations) • 13 pages • 2023
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Adjuster Pro - Insurance adjuster test| 154 
QUESTIONS(WELL ANSWERED)| 13 PAGES 
What is insurance? Correct Answer: protection against financial loss 
what is a premium Correct Answer: a scheduled amount to be paid for an insurance policy. 
What are premiums used for Correct Answer: premiums are collected into a "pool" or "reserve 
to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? Correct Answer: 
the insurer collects premiums f...
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NEW FLORIDA ADJUSTER LICENSING 455 QUESTIONS WITH ANSWERS 2024
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NEW FLORIDA ADJUSTER LICENSING 455 QUESTIONS WITH ANSWERS 2024 
1.	While driving, Ben was struck by another driver, Rox- anne. Ben then filed a claim with Roxanne's insurer. 
In 
essence, what was Ben doing when he filed this claim? 
Alerting Roxanne's insurer of his intent to take the case to court 
Submitting a formal request to settle the damages with Roxanne's insurer 
Ordering Roxanne's insurer to pay for his damages within 15 days 
Admitting he was actually "at fault" 
2.	Mark incurr...
And that's how you make extra money
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Adjuster Pro-Insurance Adjuster Exam With Correct Questions And Answers
- Exam (elaborations) • 15 pages • 2023
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Adjuster Pro-Insurance Adjuster Exam With Correct Questions And Answers 
 
 
What is insurance? Correct Answer: protection against financial loss 
 
what is a premium Correct Answer: a scheduled amount to be paid for an insurance policy. 
 
What are premiums used for Correct Answer: premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
 
how can insurance companies afford to pay for an individuals catastrophic loss? Correct Answer: the insurer collects premiums f...
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster-Florida Exams Questions & Answers 2023
- Exam (elaborations) • 39 pages • 2024
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Florida Claims Adjuster 
Exam, 6-20 All Lines 
Adjuster-Florida Exams 
Questions & Answers 2023 
The successful adjuster/negotiator should understand that communication includes all of thefollowing 
EXCEPT? 
Select one: 
A. Verbal and non-verbal messages 
B. Questioning 
C. Listening 
D. Decision-making - Decision-making 
Which of the following is not a duty of the claims adjuster? 
Select one: 
A. Investigating 
B. Evaluating 
C. Negotiating 
D. Counseling - Counseling 
The adjuster's duty to ...
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NGN ATI Florida Claims Adjuster Exam | 206 Questions with 100% Correct Answers A+ | 2023/2024
- Exam (elaborations) • 33 pages • 2024
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NGN ATI Florida Claims 
Adjuster Exam | 206 
Questions with 100% Correct 
Answers A+ | 2023/2024 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests Correct Answer: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest...
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Adjuster Pro Section-6 Questions and Answers 2023
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Adjuster Pro Section-6 Questions and Answers 2023 
Adjuster's Ethical SItuation 
-Adjuster make frequent decisions involving larger amounts of money 
-Adjusters should always determine a fair and equitable settlement that abides by the insurance contract 
 
 
Inducement 
An action, item, or promise made to someone to motivate them toward certain desired actions 
 
 
Consequences for Accepting Inducements 
-Losing license 
-Reputation Loss 
-Lawsuits 
-Jail time 
 
 
Kickbacks 
Money or favors o...
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Florida Claims Adjuster Exam Review (6-20 All Lines Adjuster) 2023 EXAM QUESTIONS AND ANSWERS LATEST UPDATE
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Florida Claims Adjuster Exam 
Review (6-20 All Lines Adjuster) 
2023 EXAM QUESTIONS AND 
ANSWERS LATEST UPDATE 
Peril 
(Ans- Something that causes a loss. 
Hazard 
(Ans- Something that increases the probability that a loss will occur. 
Warranty 
(Ans- A policy condition, either based on information in the insureds 
application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation 
(Ans- An untrue statement by the insured, made in an application for 
insurance but which d...
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