Xcel chapter 11 exam - Study guides, Class notes & Summaries
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XCEL Chapter 11, XCEL Finial Study PRE-EXAM QUESTIONS & ANSWERS 2023/2024
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XCEL Chapter 11, XCEL Finial Study PRE-EXAM QUESTIONS & ANSWERS 2023/2024 
 
What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 allow an employee to do? 
A. In the event of employment termination, group health insurance can be kept if the employee pays the premiums 
B. Receive a tax credit to help offset the cost of health insurance 
C. Remain on their current coverage for 30 months 
D. In the event of employment termination, group health insurance can be kept if the em...
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30 XCEL Chapter 11 Exam Questions with 100% Correct Answers
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30 XCEL Chapter 11 Exam Questions with 100% 
Correct Answers 
What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 
allow an employee to do? 
A. In the event of employment termination, group health insurance can be kept if the 
employee pays the premiums 
B. Receive a tax credit to help offset the cost of health insurance 
C. Remain on their current coverage for 30 months 
D. In the event of employment termination, group health insurance can be kept if the 
employer pays ...
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XCEL Chapter 11 Chapter Exam
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XCEL Chapter 11 Chapter Exam 
1. Maria the insurance producer completes a sale by collecting the required signatures on the 
application and obtaining the initial premium. Afterwards, she deposited the check into a personal 
checking account. Maria committed what crime? 
️ Fraud 
2. Making a statement that is false and maliciously critical of the financial condition of the insurer is 
known as: 
️ Defamation 
3. Which of the following statements is true about an insurer's right ...
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XCEL Chapter 11 - Laws and Rules Final Exam.
- Exam (elaborations) • 13 pages • 2024
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XCEL Chapter 11 - Laws and Rules Final Exam. 
 
 
In Maryland, an insurance producer cannot sell, solicit, or negotiate policies for an insurer unless there is an agreement in place between the producer and insurer. This agreement is called a(n) - CORRECT ANSWER appointment 
 
what kind of insurance provides coverage for one or more necessary or appropriate diagnostic, preventive, therapeutic, rehabilitative, maintenance, or personal care services in a setting order than an acute care unit of a ...
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Chapter 11 XCEL Study Guide Exam.
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Chapter 11 XCEL Study Guide Exam. 
 
 
If there is suspicion of an unauthorized person engaging in insurance business without being licensed. - CORRECT ANSWER When may the commissioner issue an emergency cease and desist order? 
 
Reviewing and approving license applications - CORRECT ANSWER Which of the following is a duty of the commissioner? 
 
The licensee's total premiums on controlled business exceeded the total premiums on all other business. - CORRECT ANSWER A license is deemed to be us...
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XCEL Chapter 11 - Laws and Rules Exam Questions And Answers
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________ is the authority given to a producer to sell, solicit, or negotiate insurance on behalf of the insurer. - answer-Appointment 
 
A Buyer's Guide and Policy Summary - answer-must be delivered with or prior to policy delivery 
 
A Buyer's Guide MUST - answer-have it's content approved by the commissioner 
 
A domestic insurance company in Maryland MUST - answer-be formed under Maryland insurance laws 
 
A licensee must notify the Commissioner of an address change...
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30 XCEL Chapter 11 Exam Questions with 100% Correct Answers
- Exam (elaborations) • 5 pages • 2023
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30 XCEL Chapter 11 Exam Questions with 100% 
Correct Answers 
What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 
allow an employee to do? 
A. In the event of employment termination, group health insurance can be kept if the 
employee pays the premiums 
B. Receive a tax credit to help offset the cost of health insurance 
C. Remain on their current coverage for 30 months 
D. In the event of employment termination, group health insurance can be kept if the 
employer p...
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XCEL CHAPTER 11 - LAWS AND RULES EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
- Exam (elaborations) • 21 pages • 2024
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In Maryland, an insurance producer cannot sell, solicit, or negotiate policies for an 
insurer unless there is an agreement in place between the producer and insurer. This 
agreement is called a(n) 
Correct Answer: appointment 
what kind of insurance provides coverage for one or more necessary or appropriate 
diagnostic, preventive, therapeutic, rehabilitative, maintenance, or personal care 
services in a setting order than an acute care unit of a hospital? 
Correct Answer: long-term care 
T...
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XCEL Chapter 11 chapter exam Practice Questions and Answers
- Exam (elaborations) • 6 pages • 2024
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XCEL Chapter 11 chapter exam Practice 
Questions and Answers 
Maria the insurance producer completes a sale by collecting the required 
signatures on the application and obtaining the initial premium. 
Afterwards, she deposited the check into a personal checking account. 
Maria committed what crime? - Answer️️ -Fraud 
Making a statement that is false and maliciously critical of the financial 
condition of the insurer is known as - Answer️️ -Defamation 
Which of the following statements i...
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XCEL Chapter 11 Exam Questions with Correct Answers
- Exam (elaborations) • 5 pages • 2024
-
Available in package deal
-
- $12.49
- + learn more
XCEL Chapter 11 Exam Questions with Correct Answers 
 
What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 allow an employee to do? 
A.	In the event of employment termination, group health insurance can be kept if the employee pays the premiums 
B.	Receive a tax credit to help offset the cost of health insurance 
C.	Remain on their current coverage for 30 months 
D.	In the event of employment termination, group health insurance can be kept if the employer pays the premiu...
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