Nc health insurance - Study guides, Class notes & Summaries
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NC Health Insurance Exam Pearson Vue Latest Graded A+ |100% Complete
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NC Health Insurance Exam Pearson Vue Latest Graded A+ 
Pure Risk 
chance of loss or no loss but not gain insurable 
 
 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
 
 
exposure unit 
subject to loss 
 
 
peril 
cause of loss 
 
 
life insurance 
death 
 
 
Health insurance 
accident and sickness 
 
 
hazard 
increases the likelihood or severity of loss 
 
 
Three types of hazard 
physical, moral, morale 
 
 
physical hazard 
arise from the inherent characteristi...
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NC Health Insurance Correct Questions & Answers
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risk avoidance - ANSWER occurs when individuals evade risk entirely 
 
risk reduction - ANSWER occurs when chances of risk are lessened 
 
risk retention - ANSWER is being aware of the risks involved and taking precautions for financial protection. 
 
risk transference - ANSWER is the act of shifting the responsibility of risk to another in the form of an insurance contract. 
 
physical - ANSWER A bodily disease of endangerment, such as cancer, presents a _____ hazard. 
 
morale - ANSWER A menta...
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NC Health Insurance Exam Pearson Vue Latest Graded A+
- Exam (elaborations) • 16 pages • 2024
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NC Health Insurance Exam Pearson Vue Latest Graded A+ 
Pure Risk 
chance of loss or no loss but not gain insurable 
 
 
Speculative Risk 
there is possibility of loss but of gain no insurablility 
 
 
exposure unit 
subject to loss 
 
 
peril 
cause of loss 
 
 
life insurance 
death 
 
 
Health insurance 
accident and sickness 
 
 
hazard 
increases the likelihood or severity of loss 
 
 
Three types of hazard 
physical, moral, morale 
 
 
physical hazard 
arise from the inherent characteristi...
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NC Health Insurance Exam Pearson Vue Latest 2023 Graded A+
- Exam (elaborations) • 28 pages • 2024
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Pure Risk chance of loss or no loss but not gain insurable 
Speculative Risk there is possibility of loss but of gain no insurablility 
exposure unit subject to loss 
peril cause of loss 
life insurance death 
Health insurance accident and sickness 
hazard increases the likelihood or severity of loss 
Three types of hazard physical, moral, morale
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NC Health Insurance Exam Pearson Vue Questions and Answers
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NC Health Insurance Exam Pearson Vue Questions and Answers
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NC HEALTH INSURANCE FINAL EXAM PRACTICE PT 2
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NC HEALTH INSURANCE FINAL EXAM PRACTICE PT 2
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NC Health Insurance Exam Pearson Vue Questions and Answers 100% pass
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NC Life Insurance Practice Exam Questions and Answers Already Passed
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NC Life Insurance Practice Exam Questions and Answers Already Passed 
All of the following are included within the Insurance Commissioner's duties EXCEPT 
a) Conducting investigation of all domestic insurers. 
b) Reviewing the insurers' annual reports. 
c) Writing North Carolina insurance laws. 
d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. c) Writing North Carolina ins...
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NC Health Insurance Exam QUESTIONS & ANSWERS 2024( A+ GRADED 100% VERIFIED)
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NC Health Insurance Exam QUESTIONS & ANSWERS 2024( A+ GRADED 100% VERIFIED)
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NC Health Insurance Exam Pearson Vue With Verified Solutions
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NC Health Insurance Exam Pearson Vue With Verified Solutions...
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