Insurance solicitation - Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Insurance solicitation? On this page you'll find 923 study documents about Insurance solicitation.
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Life, Health, & Annuity 2-15 Exam 2024 with 100% correct answers
- Exam (elaborations) • 11 pages • 2024
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Replacing a life insurance policy correct answersWhen replacing a life insurance policy an insurance producer must submit a notice to both the applicant and the insurance producers own company regarding the replacement 
 
All must appear on all applications correct answersAgents name & signature, the name of the company and the agents license number 
 
disability benefits correct answersCan be delayed up to 90 days depending on the policy 
 
Transaction insurance correct answersIncludes all of t...
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Exam Fx Life and Health Tip Sheet Questions With Complete Solutions
- Exam (elaborations) • 18 pages • 2023
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Perils correct answer: the cause of loss 
 
Policy Owner correct answer: the person who has the rights and privileges in the policy 
 
Risk correct answer: Uncertainty or chance of loss 
-Pure Risk(Insurable) 
-Speculative(Uninsurable) 
 
Insured correct answer: the person covered by the insurance policy 
 
insurer correct answer: a company that issues an insurance policy 
 
Law of large numbers correct answer: the larger the number of people with the same exposure to loss, the more predic...
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CSLB CONTRACTOR'S EXAM PRACTICE QUESTIONS AND ANSWERS LATEST UPDATE 2023-2024
- Exam (elaborations) • 24 pages • 2023
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CSLB CONTRACTOR'S EXAM PRACTICE QUESTIONS AND ANSWERS LATEST UPDATE 2023-2024. Which act establishes the rights of workers to organize into unions and negotiate 
contracts? - Answer National Labor Relations Act of 1935 
A contractor has had a problem with employees stealing tools and equipment from 
job sites. When conducting job interviews, may the contractor ask prospective 
employees about their arrest records? 
 
A. It is legal to ask prospective employees about arrests not leading to convi...
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WV Life Insurance Laws and Rules Exam Guide 2024
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Examination of Records - The Commissioner can examine anyone in the business of insurance in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing - the Commissioner may call and hold hearings for any purpose deemed necessary. 
 
Insurance Commissioner - the commissioner may conduct investigations or examinations whenever deemed necessary, subpoena the witnesses to testify. 
 
cease and desist order - the commissioner may issue this order to any person committed ...
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Washington State Property & Casualty Insurance Exam 100% correct answers
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Washington State Property & Casualty Insurance Exam 100% correct answers Authorized Insurer 
An insurer that has qualified and received a Certificate of Authority from the Department of Insurance to transact insurance in the state. 
 
 
 
Contact adhesion 
the accepter of the contract must "adhere" to the written contract 
 
 
 
inducement 
An action aimed at persuading 
 
 
 
insolvent 
Bankrupt; unable to pay debts. 
 
 
 
Transacting Insurance 
Conducting insurance business, such as solicit...
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Texas Life Insurance Exam Questions and Answers with complete solutions
- Exam (elaborations) • 10 pages • 2022
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Insurance 
(General concept) - ANSWER - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - ANSWER - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements 
- buyer's guide is generic information abo...
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CSLB Contractor's Law practice test Part 2 (Questions and Answers) 2024 / 2025
- Exam (elaborations) • 10 pages • 2022
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When should you let your attorney see a construction contract? 
A. Before you let the client see the contract 
B. After the contract is prepared but before you sign it 
C. After the building permit is obtained 
D. After the contract is signed by you and the client -ANSWER-B. After the contract is 
prepared but before you sign it 
Which is the most correct statement as to what must be included in every home 
improvement contract? 
A. Notice of right to cancel 
B. Contractor's license number 
C. T...
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Florida 2-15 exam Questions And Answers
- Exam (elaborations) • 5 pages • 2023
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In a 3 partner cross-purchase plan, how many policies need to be purchased in order to protect each partner against the loss of any other partner? - Answer- 6 
 
According to the NAIC Life Insurance Solicitation Model, when soliciting life insurance, a producer is required to provide a prospect with a ______ and a _______ specific to the product being marketed. - Answer- general buyer's guide; policy summary 
 
The Incontestable Clause states that the insurer cannot contest the validity of a li...
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Florida 3-20 Public Adjuster Exam Outlines| 141 questions| with complete answers
- Exam (elaborations) • 17 pages • 2022
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626.854 (3) Correct Answer: A public adjuster may not give legal advice or act on behalf of or aid any person in negotiating or settling a claim relating to bodily injury, death, or noneconomic damages. 
 
626.854 (5) Correct Answer: A public adjuster may not directly or indirectly through any other person or entity solicit an insured or claimant by any means except on Monday through Saturday of each week and only between the hours of 8 a.m. and 8 p.m. on those days. 
 
626.854 (6) Correct Ans...
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Florida Life and Variable Annuity 100% Correct
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peril - ANSWER the immdeiate specific event causing loss and giving rise to risk 
 
hazard - ANSWER any factor that gives rise to a peril 
 
physical hazard - ANSWER individual characteristics that increase chance of peril 
*physical condition, past medical history, condition at birth 
 
moral hazard - ANSWER tendencies that people may have that increase risk and chance of loss *drug addiction and alcholism 
 
morale hazard - ANSWER individual tendencies that arise from an attitude or state of m...
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