Dodd frank wall - Study guides, Class notes & Summaries

WGU Ethical Leadership - C206 Exam Guide || Questions & Answers (100% Accurate) WGU Ethical Leadership - C206 Exam Guide || Questions & Answers (100% Accurate) ethics - ANSWER - the principles, norms, and standards of conduct governing an individual or group—focuses on conduct ethical behavior in business - ANSWER - behavior that is consistent with the principles, norms, and standards of business practice that have been agreed upon by society Process of Ethical Decision Making - ANSW...

Human Capital Management (HCM) - Part 1 Question and answers already passed 2023/2024 Which of the following protects employees who report violations internally to their employer? a. Dodd-Frank Wall Street Reform & Consumer Protection Act: 2010 b. Fair Labor Standards Act c. Equal Pay Act d. Occupational Safety & Health Act e. Health Insurance Portability & Accountability Act - correct answer The correct answer is a - Dodd-Frank Wall Street Reform & Consumer Protection Act: 2010 What is...

NMLS Exam Questions with Correct Answers Acceleration Clause - Answer-Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) Alienation Clause (Due on Sale Clause) - Answer-Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) Appraiser Independance Requirements replaced HVCC - Answer-home valuation code of conduct Due on Demand Clause - Answer-(Considered a predatory practice) Th...

Which law regulates the activities of consumer reporting agencies and users of consumer credit reports? - FCRA Which agency manages the National Do Not Call Registry? - Federal Trade Commission Which act led to the Nationwide Mortgage Licensing System and Registry for the residential mortgage industry? - The SAFE Act Under ECOA, providing different terms of financing for a potential borrower who has poor credit scores due to a recent bankruptcy is considered? - Acceptable Which law sets f...

MLO SAFE Test 2024 Exam Questions With 100% Correct Answers Dodd-Frank - answer- Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 - Changed oversight & capitalization of financial institutions, added licensing an education standards, and limited riskier products in the marketplace - Established the CFPB - Defined and specifically outlawed UDAAPs CFPB - answer- Consumer Financial Protection Bureau - The Bureau - Oversees and enforces Dodd-Frank specifically to protect c...

An objective of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 is to Answer eliminate unfair practices relating to compensation paid to mortgage loan originators. The Federal Reserve Board crafted a ruling, the Federal Reserve Loan Originator Compensation Rule, which, as a result of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, set standards to prevent unfair practices by mortgage loan originators related to compensation paid by borrowers. Lo...

MLO SAFE Test 2021 Questions & Answers Dodd-Frank - ANSWER-- Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 - Changed oversight & capitalization of financial institutions, added licensing an education standards, and limited riskier products in the marketplace - Established the CFPB - Defined and specifically outlawed UDAAPs CFPB - ANSWER-- Consumer Financial Protection Bureau - The Bureau - Oversees and enforces Dodd-Frank specifically to protect consumers from ...

LEGAL ENVIRONMENT OF BUSINESS EXAM REPORTED QUESTIONS AND ANSWERS Penalties for Violations of the Securities Act of 1933 may include each of the following except - Answer-Revocation of the corporate charter for egregious cases. Section 16 of the 1934 Act defines an insider as an officer, director, or shareholder who owns _________ or more of the company's total stock. - Answer-10% Security transactions involving the original issuance and reissuance of securities by a business to raise...

WGU C206 Ethical Leadership Topic: Legal and Regulatory (Qs & As) Dodd-Frank Wall Street Reform and Consumer Protection Act Correct answer Passed in the wake of the financial crisis. Dodd-Frank Wall Street Reform and Consumer Protection Act Correct answer The SEC will pay 10 to 30% of the amount the government recovers from financial fraud if the whistleblower provides original information leading to a recovery of more than a million dollars. False Claims Act Correct answer Whistlebl...

NMLS STUDY GUIDE QUESTIONS 2024. Acceleration Clause - correct answer Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) Alienation Clause (Due on Sale Clause) - correct answer Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) Appraiser Independance Requirements replaced HVCC - correct answer home valuation code of conduct Due on Demand Clause - correct answer (Considered a ...