Xcel exam review part 2 - Study guides, Class notes & Summaries

An insurance company selling more than one line of insurance - Multi-line insurer are in the business of selling insurance for a profit. - Commercial Insurers stock and mutual insurers. - Commercial insurance is divided into two main groups: are incorporated companies owned by their stockholders. - Stock Companies stockholders - Dividends from a stock company are paid to policyholders do not receive dividends. - Traditionally, stock insurers are called nonparticipating insurers because Tra...

An insurance company selling more than one line of insurance - Multi-line insurer are in the business of selling insurance for a profit. - Commercial Insurers stock and mutual insurers. - Commercial insurance is divided into two main groups: are incorporated companies owned by their stockholders. - Stock Companies stockholders - Dividends from a stock company are paid to policyholders do not receive dividends. - Traditionally, stock insurers are called nonparticipating insurers b...

XCEL Final Exam Practice Questions and Answers (100% Pass) a negative reaction to prescribed medication - Answer️️ -Major medical insurance will typically cover medical expenses that result from Making the policy effective on an earlier date than the present - Answer️️ -What is involved when a life insurance policy has been backdated Pay age corrected benefits - Answer️️ -What is an insurer required to do when faced with an error made under the Misstatement of Age provision? ...

1 NJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Why are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called Correct Answer: reinsurance A nonparticipating company is sometimes called a(n) Correct Answer: stock insurer What is considered to...

1 NJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Why are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called Correct Answer: reinsurance A nonparticipating company is sometimes called a(n) Correct Answer: stock insurer What is considered to be t...

XCEL Final Exam Questions and Answers Already Graded A+ What kind of life insurance beneficiary requires his/her consent when a change of beneficiary is made? Irrevocable beneficiary When can a policy-owner change a revocable beneficiary? Anytime K has a life insurance policy where her husband is beneficiary and her daughter is contingent beneficiary. Under the Common Disaster clause, if K and her husband are both killed in an automobile accident, where would the death proceeds be directed? D...

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Xcel Ohio Property & Casualty Insurance Exam A contract is considered void in all of the following situations EXCEPT - When consideration is unequal A larger business with varied property and casualty insurance needs is likely best served by: - a commercial package policy A notice sent to a prospective insured by a controlling producer must include all the following actions Except? - Deliver a written notice to the insured detailing the nonreceipt of commissions based upon...

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