What is a lenders yield - Study guides, Class notes & Summaries

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Fundamental Accounting Principles Wild Shaw 20th Edition Test Bank Popular
  • Fundamental Accounting Principles Wild Shaw 20th Edition Test Bank

  • Exam (elaborations) • 775 pages • 2024
  • Fundamental Accounting Principles Wild Shaw 20th Edition Test Bank   Fundamental Accounting Principles Wild Shaw 20th Edition Test Bank Chapter 01 Accounting in Business True / False Questions 1. Accounting is an information and measurement system that identifies, records, and communicates relevant, reliable, and comparable information about an organization's business activities. True False 2. Bookkeeping is the recording of transactions and events and is only p...
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Colorado Closings Review Exam /53 Questions and Answers Popular
  • Colorado Closings Review Exam /53 Questions and Answers

  • Exam (elaborations) • 7 pages • 2024 Popular
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  • What is the purpose of discount points? - It increases the yield to lenders How is the payoff of the seller's loan shown on the worksheet? - Debit to seller and credit to buyer What happens to items listed in B2 of the title commitment? - They appear as exceptions unless removed prior to closing Bill Buyer is purchasing Sam Seller's home and assuming the existing loan. The interest on the loan is $1200 paid in arrears. The closing is March 1, 2009. How is the interest shown on the Worksheet? ...
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Texas Real Estate Finance Final Exam Questions And Answers
  • Texas Real Estate Finance Final Exam Questions And Answers

  • Exam (elaborations) • 9 pages • 2023
  • Why do lenders collect reserve funds at the property closing? A) To get a higher yield in their investment B) To be sure money will be available for tax and insurance purposes C) To have extra money that will accrue interest D) To hedge against increases in taxes or insurance premiums - Answer- B) To be sure money will be available for tax and insurance payments The cost recovery period for land improvements is how long? A) 15 years B) 25 years C) 27.5 years D) 30 years - Answer- A)...
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Civil Law Missed Exam Questions And Answers 2024-2025
  • Civil Law Missed Exam Questions And Answers 2024-2025

  • Exam (elaborations) • 43 pages • 2024
  • Civil Law Missed Exam Questions And Answers Which is not a specific lien? - ANS-state income tax State income taxes can become general liens that can attach to any property owned by the debtor. A mortgage is specific to the property that will be collateral for a debt. Real estate taxes are specific to one property. A mechanic's lien can attach only to the property that was the subject of the work being done. Fee simple absolute estates are not - ANS-conditional If a condition exis...
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Prepxl Practice Test 6 Questions With Complete Solutions Rated A+
  • Prepxl Practice Test 6 Questions With Complete Solutions Rated A+

  • Exam (elaborations) • 22 pages • 2024
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  • Cindy bought a home and closed on a 6.0% rate for 30 years. The loan includes a payment feature that allows Cindy to make a $1,400/month payment for the first five years, and a $1,800/month payment for the remainder of the loan. What type of loan is this? - Variable - ARM - Option ARM - Fixed rate - Answer-Fixed rate. This loan is a fixed-rate loan (at 6% for 30 years). The payment example shows an interest-only feature for the first five years and then a fully-amortized payment for the ...
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Bloomberg Concept Questions and  Answers Already Passed
  • Bloomberg Concept Questions and Answers Already Passed

  • Exam (elaborations) • 12 pages • 2024
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  • Bloomberg Concept Questions and Answers Already Passed A rise in which of the following inputs will increase an absolute valuation? Earnings estimates A rise in which of the following measures would typically send a government bond price up? Creditworthiness A wedding planning company has a high fixed-cost base and a lot of debt. Who would you rather be? A shareholder in a booming economy. As a general rule, what percentage of debt to GDP will make a government's bond yields s...
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real estate finance exam 2 Questions With Multiple Choices And Verified Answers.
  • real estate finance exam 2 Questions With Multiple Choices And Verified Answers.

  • Exam (elaborations) • 18 pages • 2024
  • incremental borrowing cost - correct answer calculations: -what is the real cost of borrowing money at higher interest rate? and what is the required return to justify my lower down payment? basic principal when comparing choices: what are the cash flow differences? assumable loans - correct answer buyer can assume sellers existing mortgage -now why would the owner be willing to give you a below market rate? a...
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Financial Analysis
  • Financial Analysis

  • Exam (elaborations) • 43 pages • 2023
  • 1. SHV Share price + Dividends 2. How do you in- crease Earnings Per Share (EPS)? Increase net income 3. Revenues -Sales -Goods or services sold 4. Gross profit -Gross income -Gross earnings -Gross margin 5. Operating in- come 6. Income before taxes (IBT) -Operating profit -Earnings before interest and tax (EBIT) -Income before interest and taxes (IBIT) -Earnings before taxes (EBT) -Profit before taxes (PBT) 7. Net income (NI) -Earnings after taxes (EAT) -Profit after t...
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Florida Real Estate Lic Exam 13-14 with complete verified solutions
  • Florida Real Estate Lic Exam 13-14 with complete verified solutions

  • Exam (elaborations) • 10 pages • 2024
  • Each discount point paid to the lender will increase the lender's yield (return) by approximately 1/8 of 1 percent. TRUE. Florida statute requires that the mortgagee send the recorded satisfaction to the mortgagor within 60 days. State-chartered commercial banks must display the word "National" somewhere in their name. FALSE. Commercial banks chartered by the federal government must display the word "National" or the initials "N.A." somewhere in their name. Deposit account...
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REAL 4000 UGA Questions and answers
  • REAL 4000 UGA Questions and answers

  • Exam (elaborations) • 13 pages • 2024
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  • Recourses of foreclosure - borrower can come back through - equity of redemption -statutory The possibility that the actual outcome will vary from what was expected when the asset was purchased. - Risk fixed amount of money paid or received at the end of every period - Ordinary annuity future cash inflow or outflow occurring only once - lump sum payment What are the four time Value of money operations - Compounding Operations 1. Future value of a lump sum 2. Future value of an annuity ...
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