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Fha ratio 3143 - Study guides, Class notes & Summaries

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SAFE Mortgage Loan Originator Test (ANSWERED)

  • SAFE Mortgage Loan Originator Test (ANSWERED)

  • Exam (elaborations) • 12 pages • 2024
  • Available in package deal
    • Prequalification - Correct Answer an estimate of the loan amt. for which the buyer can qualify based on his income/credit under the lenders standards USDA ratio - Correct Answer 29/41 FHA ratio - Correct Answer 31/43 Asset based loan - Correct Answer -loans based on borrowers equity -bad when lenders fail to consider ability to repay High Cost Loan - Correct Answer Reg Z - Sec. 1026.32 -APR will exceed by more than 6.5% for first lien loans or by more than 8.5% for subord...
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