De life insurance exam - Study guides, Class notes & Summaries

Types of prevention - answer-primary- car restraints, bicycle helmets, immunizations secondary- prevent for those with RF-pap, mammo tertiary-mgmt of established disease- meds, lifestyle Primary - answer-Preventing the health problem, most cost effective form of healthcare **IMMUNIZATIONS, ensuring adequate illumination at home (preventing falls) Secondary - answer-Detecting disease in early asymptomatic stages, screenings -Early cause finding of asymptomatic disease via the use of a sc...

DE LIFE INSURANCE EXAM A worker who is considered currently insured is entitled to which of the following Social Security benefits? survivors benefits only Abby lives in Ohio, where she is licensed as an insurance producer. She wants to apply for a nonresident license in Delaware. Which of the following conditions must she satisfy? She must show that her Ohio license is in good standing A person who is not a Delaware resident may be licensed as an insurance producer in Delaware if the perso...

PEARSON VUE LIFE INSURANCE EXAM LATEST ACTUAL EXAM QUESTIONS AND DETAILED CORRECT ANSWERS | A+ GRADE STUDY GUIDE

P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: A.irrevocable beneficiary B.revocable beneficiary C.secondary beneficiary Correct Answer: B A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: A.indemnity contract B.investment contract 2 C.endowment D.annuity Correct Answer: D An insu...

P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: A.irrevocable beneficiary B.revocable beneficiary C.secondary beneficiary Correct Answer: B.revocable beneficiary A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: A.indemnity contract B.investment contract 2 C.endowment D.annuity Corr...

A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a: Risk retention group Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated? 1970-Fair Credit Reporting Act Q purchases a $500,000 life insurance policy and pays $900 in premiums over the first six months. Q dies suddenly and the beneficiary is paid $500,000. This exchange of unequal values reflects which of ...

NC State LIFE Insurance Exam Study Guide Solutions Insurable Interest - ANSWER-Something of value that, if lost, would cause you financial harm. Must exist upfront at time of application. Legitimate financial reason for buying insurance. Impersonation - ANSWER-Wrong person takes medical examination/test in connection with application for insurance. **Can be contested beyond 2 year incontestable clause** Adhesion - ANSWER-Ins. Co. designs original contract. Insured has little or no contr...

Maine Life Insurance Exam Study Guide with complete solution

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