Contract of adhesio - Study guides, Class notes & Summaries
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Adjuster Pro - Insurance Adjuster Test
- Exam (elaborations) • 30 pages • 2024
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Adjuster Pro - Insurance Adjuster Test What is insurance? - -protection against financial loss what is a premium - -a scheduled amount to be paid for an insurance policy. What are premiums used for - -premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance companies afford to pay for an individuals catastrophic loss? - -the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. what is Indemnity - -pa...
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Florida 2-20 Agents License Exam QUESTIONS & ANSWERS 2024 ( A+ GRADED 100% VERIFIED)
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Florida 2-20 Agents License Exam QUESTIONS & ANSWERS 2024 ( A+ GRADED 100% VERIFIED)
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The following are basic characteristics of a property or liability insurance contract, except: A. Personal Contract B. Conditional Contract C. Loss of Settlement Contract D. Contract of Adhesion - ANSWERLoss of Settlement Contract The Insurer's respon
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Peril - ANSWERSomething that causes a loss. Hazard - ANSWERSomething that increases the probability that a loss will occur. Warranty - ANSWERA policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. Misrepresentation - ANSWERAn untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. Concealment - ANSWERThe failure of the insured to reveal relevant f...
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