Us mint - Study guides, Class notes & Summaries

mortgage Broker - ANSWERFunctions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors Mortgage Banker - ANSWERProvide their own funds for the purpose of providing mortgage financing Correspondent Lender - ANSWERSmaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk Origination - ANSWERThe process of creating a new mortgage loan Underwrit...

Praxis II (0941/5941) US History/World History Questions and Answers. Declaration of Independence of the Mexican Empire SIGNED SEPTEMBER 27, 1821 -Hidalgo of Dolores began the fight for independence in 1810 with Grito de Dolores 14th State to join the Union VERMONT - In 1777, it originally became a free state of its own before joining with the United States - Became the 14th state to join the Union in 1791 Federal Reserve Act of 1913 THE BEGINNING OF THE BANKING SYSTEM - Federal Reser...

mortgage Broker Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors Mortgage Banker Provide their own funds for the purpose of providing mortgage financing Correspondent Lender Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk Origination The process of creating a new mortgage loan Underwriting Detaile...

The "three tier" wine market system which operates in most states is comprised of: A. Wineries-Wholesalers-Retailers B. Wineries-Restaurants-Consumers C. Tasting rooms-Web sites-Wine Shops A. Wineries-Wholesalers-Retailers The same species of yeast that we use in the making of wine, beer, distilled spirits, and bread is called: A. Oenococcus oeni B. Saccharomyces cerevisiae C. Candida fermentati B. Saccharomyces cerevisiae Brainpower Read More 0:05 / 0:15 The fol...

Executive Branch Test Questions with Correct Answers Bureaucracy - Answer-A large, complex organization composed of appointed officials with top-down leadership, a division of labor, and many rules to assure consistency and keep everyone in the agency in their own lane. Department Secretaries - Answer-a government official in charge of an executive department and predominantly make up the president's cabinet of advisors. diplomacy - Answer-Negotiations and agreements between nations; ...

Executive Branch Test Questions with Correct Answers Bureaucracy - Answer-A large, complex organization composed of appointed officials with top-down leadership, a division of labor, and many rules to assure consistency and keep everyone in the agency in their own lane. Department Secretaries - Answer-a government official in charge of an executive department and predominantly make up the president's cabinet of advisors. diplomacy - Answer-Negotiations and agreements between nations; to...

Champions Real Estate Finance Exam Questions with correct Answers 100% Verified 2024/2025 Loan-to-Value Ratio (LTV) - answerThe percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - answerIncludes both real and personal property ( fixtures and furnishings) Blanket Mortgage - answerCov...

What is a contract? - legal instrument that defines the relationship between the government and a contractor, acquisition of property, supplies, or services for the direct benefit of the government. What are the elements of a contract? - mutual assent; consideration; competency; lawful purpose; certainty of terms; form provide by law What is mutual assent? - offer and acceptance; express intent, communicated, complete terms, clear and unambiguous What is consideration? - a bargain or excha...

Loan-to-Value Ratio (LTV) - ANSWER The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - ANSWER Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - ANSWER Covers more than one piece of property. Wraparound Mortgage - ANSWER Method of financing whi...

1. An athlete jogs 15 Laps around a circular track. If the total distance jogged is 3 kilometers, what is the distance around the track? correct answers3 kilometers= 3,000 meters; 3,000 /15 Laps= 200 meters per lap 2. The floor area in an Air Force warehouse measures 200x200 feet. What is the safe floor load if the max weight of the floor area can hold is 4,000 tons? correct answers200 pounds per sq. feet=8,000pounds/40,000 sq. feet 3. A crate containing a tool weighs 13 pounds. If the too...