Ohio state exam life an - Study guides, Class notes & Summaries

All Ohio Life Insurance Exam Questions and Answers 100% Pass A condition increasing chance of loss, e.g. icy roads. - Answer- Hazard Immediate event causing loss, e.g. earthquake. - Answer- Peril Potential for loss. - Answer- Risk Presents chance for loss or gain, e.g. gambling. - Answer- Speculative Risk Insurable risk with potential for loss only, e.g. illness. - Answer- Pure Risk Criteria for insurable risk, e.g. definite and measurable loss. - Answer- Elements of Insurable Risk Cert...

MPOETC ACT 120 CERTIFICATION EXAM REVIEW WITH CORRECT ANSWERS. Situation where two people agree to commit a crime and are caught later? ️ conspiracy When applying a tourniquet to someone, where should you write the time on their body at which it was applied? ️ forehead What color does a police officer work in? (Traffic Light Analogy) ️ yellow What is the normal speed limit for an urban area? ️ 35 mph What should you NOT do when someone robs a Police Officer? ️ use lethal for...

Notary Questions and Answers Graded A+ Notary Public an officer whose duty is to attest to genuineness in order to render same as evidence of facts; public officer; official acts receive credence in own country and others where instruments used as evidence; at times officer of court Notary requirements citizen or resident alien of state, 18 or over, resident of county in which appointed, right to vote (elector) Appointment Governor may appoint and commission as many persons as he ...

life, accident and health insurance state exam- Ohio 2024 Latest Review A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? - CORRECT ANSWER-preferred Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has - CORRECT ANSWER-better than average mortality The waiver of premium does NOT include which provision? - CORRECT ANSWER-Al future premiums are waived if the insured reco...

1 OHIO LIFE AND HEALTH STATE EXAM SIMULATOR REVIEW QUESTIONS AND ANSWERS, VERIFIED/ What type of policy would only provide coverage for specific type of illnesses? - -Dread disease insurance Justin is receiving disability income benefits from a group policy paid for by his employer. How are these benefits treated for tax purposes? - -taxable income And insurance company needs to obtain personal information from a third-party concerning an applicant. Which law do you all ensures in ther...

EXCEL Practice Exam Graded A+ 1. A licensed agent who lives in another state and transacts insurance in Ohio is called: - A) Foreign agent - B) Special agent - C) ️ Nonresident agent - D) Unauthorized agent 2. Which of these factors is NOT taken into account when determining an applicant's life insurance needs? - A) Social Security - B) ️ Automobile - C) Savings - D) Pension 3. In contrast to a guaranteed renewable policy, a noncancellable policy: - A) May canc...

1 OHIO LIFE INSURANCE TERMS/ COMPLETE EXAM REVIEW/ VERIFIED/ Accelerated Benefits - -- Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits - -- A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. Accidental Death Insurance - -- An insurance policy that provides payment if the insured's death is ...

1 PRACTICE EXAM - OHIO LIFE AND HEALTH INSURANCE QUESTIONS AND ANSWERS, 100% ACCURATE/ Which of these annuities require premium payments that vary from year to year? - -Flexible Premium Deferred Annuity A limited payment whole life policy provides lifetime protection - -lifetime protection Which of the following does Coordination of Benefits allow? - -Which of the following does Coordination of Benefits allow? Allows the secondary payor to reduce their benefit payments so no more than ...

OPOTA SPO's Exam Questions With Correct Answers Latest Updated | Graded A+. The relationship between an SPO and a test question is, - correct answer • The test question must respond directly to the SPO and for every SPO there is a test question. The ultimate reason for law enforcement training is - correct answer • To be able to protect the life and property of yourself and the public. The term role is defined as, - correct answer • Characteristics and expected social behavior of a...

1 OHIO LIFE INSURANCE EXAM REVIEW QUESTIONS AND ANSWERS, 100% ACCURATE/ key person insurance - -life insurance policy a business owner purchases on a key employee Human life value (in determining amount of personal life insurance) - -Enough insurance to cover the loss of the income assuming the insured died. Needs Approach ((in determining amount of personal life insurance) - -Needs considered include outstanding indebtedness, mortgages, educational needs of various family members, fede...