Insurance adjuste - Study guides, Class notes & Summaries
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Adjuster Pro - Insurance Adjuster Test Questions with 100% Verified Correct Answers
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Adjuster Pro - Insurance Adjuster Test Questions with 100% Verified Correct Answers 
What is insurance? - Correct Answer protection against financial loss 
 
what is a premium - Correct Answer a scheduled amount to be paid for an insurance policy. 
 
What are premiums used for - Correct Answer premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
 
how can insurance companies afford to pay for an individuals catastrophic loss? - Correct Answer the insurer collect...
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Insurance Adjuster Exam questions and answers
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Which kind of losses are covered under a standard fire policy? 
Direct 
 
 
 
All fires are not covered by the Standard Fire policies, only those that: 
are hostile and have a flame or glow 
 
 
 
 
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At what time does a fire policy go into affect? 
12:01am standard time at the location of the insured's property 
 
 
 
A property is insured under two Standard Fire policies ...
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Insurance Adjuster Exam Questions and Answers Already Passed
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Insurance Adjuster Exam Questions and 
 
Answers Already Passed 
 
Which kind of losses are covered under a standard fire policy? Direct 
 
All fires are not covered by the Standard Fire policies, only those that: are hostile and have a 
flame or glow 
 
At what time does a fire policy go into affect? 12:01am standard time at the location of the 
insured's property 
 
A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 
worth of damage. What is the max...
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Alabama Insurance Adjuster Exam Questions and Answers Already Passed
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Alabama Insurance Adjuster Exam 
Questions and Answers Already Passed 
 
Which of the following is NOT a requirement for a legally binding contract ? It must be a 
notarized document 
 
Greg plays trombone in his school band during football games . During a rally song in the stands 
one day , Greg annoys one of the opposing team's fans , who grabs his $ 400 trombone and hurls 
it down the bleachers , completely destroying it . Greg's insurance pays him $ 400 to replace the 
trombone , but then...
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GA Insurance Adjuster Course Exam Questions and Answers 100% Pass
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GA Insurance Adjuster Course Exam 
Questions and Answers 100% Pass 
Six Special Characteristic of Insurance Contracts - Correct Answer ️️ -Personal, 
Adhesion, Utmost Good Faith, Aleatory, Unilateral, Condition 
Coverage F - Correct Answer ️️ -Medical Payments 
Umbrella - Correct Answer ️️ -An umbrella policy provided liability coverage over and 
above the normal or base limits of liability in a policy. An umbrella policy is a type of 
excess policy 
Risk Transference - Correct Answe...
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Adjuster Pro - Insurance adjuster test Questions and Answers (100% Pass)
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What is insurance? 
 protection against financial loss 
what is a premium 
 a scheduled amount to be paid for an insurance policy. 
What are premiums used for 
 premiums are collected into a "pool" or "reserve to pay out claimants 
when needed. 
how can insurance companies afford to pay for an individuals catastrophic 
loss? 
 the insurer collects premiums from all policy holders and uses them to 
pay out the claims of a few. 
what is Indemnity 
Master01 | October, 2024/2025 | Latest...
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UTAH Property Casualty Insurance Adjuster Exam Questions And Answers
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UTAH Property Casualty Insurance Adjuster Exam Questions And Answers 
 
UTAH Property Casualty Insurance Adjuster Exam Questions And Answers
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Insurance adjuster Questions and Answers (100% Pass)
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Contributory Negligence 
 Insurer refuses to pay anything if the clamant was even partially liable 
Which of the following incidents would be a liability insurance policy cover? 
 A man slips inside a grocery store and injuries himself 
While driving, sue looks down to adjust the radio and crashes the car into 
Jane's car, damaging both cars and injuring herself. Which of the following 
statements applies to sue? 
 Sue is legally liable for the damages to Jane's car. 
Jim is out turkey h...
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Insurance Adjuster Test Questions and Answers (100% Pass)
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Lloyds of London was most known for insuring what product? 
 Tobacco Shipments 
How did the Chinese families use the concept of pooling to protect their 
crops? 
 Divided shipments to multiple ships 
The chinese were credited with being the first to create the concept of 
insurance. The main method used was to ship their goods on multiple ships 
instead of on one single vessel. What concept of insurance does this 
demonstrate? 
 spreading the risk 
John just bought a boat. He has never owned...
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Adjuster Pro - Insurance Adjusting Exam Questions Reviewed And Revised With Correct Answers <Guarantee Pass |Updated!!>
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Adjuster Pro - Insurance Adjusting 
Exam Questions Reviewed And 
Revised With Correct Answers 
<Guarantee Pass |Updated!!> 
Which of the following statements about the Standard Flood 
Insurance Policy is FALSE? 
It is subject to state courts 
In Ocean Marine insurance, this clause appropriates the loss 
to one company, rather than spreading the loss among all 
cargo owners. 
Particular Average 
Which of the following situations does NOT involve an 
insurable risk? 
Dale just ...
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