Idaho life - Study guides, Class notes & Summaries

Idaho Life Insurance Exam Complete Questions with 100% correct Answers Accelerated Benefits Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. Accidental Death Insurance An insurance policy that provides payment if the insured's death is the res...

Idaho Life Insurance Exam questions with correct answers with complete A+solution 2024/2025

Idaho Life and Health Final Exam 2024 Updated Questions and Answers What are the benefits that must be provided by an individual health insurance policy for prenatal, maternity, and delivery expenses? - CORRECT ANSWER-Prenatal, maternity, and delivery expenses are required to be covered under all health plans subject to the same deductible and coinsurance as other medical and surgical expenses. Which situation would qualify an individual for receiving benefits from a qualified longter...

IDAHO Life Insurance Exam questions and answers already passed Which of the following statements describes one of the reasons individuals purchase life insurance? 2. It creates an immediate estate. How long is the grace period for an individual life insurance policy? 1 month In this state the owner gets a "free look" of a specified number of days from Delivery of the policy Which of the following would be likely to establish a SEP? Smalls employers If a soliciting producer ...

Idaho Life Insurance Exam Questions and Answers

Idaho Life and Health Final Exam

____is NOT an element of a valid contract. - Countersignature. A 70-year old insured individual has suffered from kidney failure for the past 24 months. She is covered by her spouse's large-group employer plan. How will Medicare be utilized in this situation? - Will be the secondary insurer and pay for claims not fully covered by the group plan. A closed network plan offers a primary physical copay of $25. If a subscriber chooses a primary care physician outside of the network, the subscri...

Idaho Life and Health Final UPDATED Exam Questions and CORRECT Answers What are the benefits that must be provided by an individual health insurance policy for prenatal, maternity, and delivery expenses? - Correct Answer- Prenatal, maternity, and delivery expenses are required to be covered under all health plans subject to the same deductible and coinsurance as other medical and surgical expenses. Which situation would qualify an individual for receiving benefits from a qualified long...

Final Exam - Idaho Life Only questions & answers

Final Exam - Idaho Life Only